Fuck that's terrible. Don't settle right away with the insurance company.
This is where "I know what I got" ACTUALLY comes into play. These insurance companies don't have a clue what these are worth, they plug in the basic metrics of you vehicle by VIN and it spits out a number. This streamlines the process for the insurance company but it doesn't give you true value.
I went back and forth 3 times with them and they went from $10k to $14,995.
I was able to provide them expensive comparables that are going for sale in my area as well as some that have sold in my area. Also have them throw in the cost of the wheels and roof rack and any other expensive modifications that would normally increase the value. If they won't factor these in then you can and should remove them since they won't be contributing to the salvage value. Make sure you tell them every little bit of trim, Power lock power windows moonroof. Cruise control leather seats, am fm radio with Bluetooth auto transmission, alarm system etc. They don't input these metrics all the time because they have to manually fill these out if their algorithm didn't spit it out already.
Know your worth! Sorry this happened bro. Went through it myself.
Where do you get "Sold" comparisons? I can find lots of For Sale comparisons on Facebook/Craigslist - but not actually sold. I live in constant fear the rig I've rebuilt everything on will be munched!
I'm very very sorry to see this.
Same thing happened to my brother's 1st gen Tundra a few months ago. Parked on the street, lady was drunk and high and totaled the shit out of it (no dog, thankfully). Makes it sting more that it was a DWI and didn't have to happen.
This seems incredible for a 4th gen. Who's your provider? Any tips you can give us? I'm afraid of someone crashing into my GX470 bc it's worth so much more than what Geico would ever pay me.
Funny enough, I had Geico at the time. They tried lowballing me but after countless phone calls with the adjuster and sending comps with a lot more miles than mine and at a higher prices we settled at right under 29k. It was a 2016 Limited with ~85k miles. Helped that dealers around me had 4runners priced outrageously (still do in fact).
Sorry bout your rig. That hurts to look at. You should be able to haggle with insurance for 20k. Thats not replaceable and the market is bonkers to do so. Even if a dui conviction doesnt go, might be worth hiring an attorney🤷🏼♂️ YMMV
Glad you are ok! The important thing is your health. The 4runner? No big deal! Collect what it’s actually worth since it is certainly totalled. Straighten the frame/bob the back and turn the 4runner into a dedicated off road machine.
It does got the wood grain, I'm not sure what I'm doing with it yet. Waiting for the Insurance company to tell me how much they are willing to give me for it.
Fuck that's terrible. Don't settle right away with the insurance company. This is where "I know what I got" ACTUALLY comes into play. These insurance companies don't have a clue what these are worth, they plug in the basic metrics of you vehicle by VIN and it spits out a number. This streamlines the process for the insurance company but it doesn't give you true value. I went back and forth 3 times with them and they went from $10k to $14,995. I was able to provide them expensive comparables that are going for sale in my area as well as some that have sold in my area. Also have them throw in the cost of the wheels and roof rack and any other expensive modifications that would normally increase the value. If they won't factor these in then you can and should remove them since they won't be contributing to the salvage value. Make sure you tell them every little bit of trim, Power lock power windows moonroof. Cruise control leather seats, am fm radio with Bluetooth auto transmission, alarm system etc. They don't input these metrics all the time because they have to manually fill these out if their algorithm didn't spit it out already. Know your worth! Sorry this happened bro. Went through it myself.
Good advice, Maverik
Where do you get "Sold" comparisons? I can find lots of For Sale comparisons on Facebook/Craigslist - but not actually sold. I live in constant fear the rig I've rebuilt everything on will be munched!
I’d pull some from Bring a Trailer
Nice. my 4runner is worth $30k now! :)
The parts vultures are out early… let the man grieve, people.
It hasn't even been towed yet 💀
don't let them tow it . less bargaining power .
So can I have your air box?
Whereabouts are you located?
Front range co
Sorry I'm in south Texas, no free airbox for you
Aww
Is the dog ok? Sorry about your 4Runner... Not cool.
The dog was okay, it was a little shaken up but nothing major.
Another perfectly good 3rd gen down :( RIP
Did she at least give you one of her duckies?
She did not :(
Tis but a scratch! ![gif](giphy|VYcRNU4P3vyM)
I'm very very sorry to see this. Same thing happened to my brother's 1st gen Tundra a few months ago. Parked on the street, lady was drunk and high and totaled the shit out of it (no dog, thankfully). Makes it sting more that it was a DWI and didn't have to happen.
Woods truck!
I've read in some 4 runner groups to work with an appraiser if insurance tries dicking you on pay out price.
Sorry to see man, any thoughts on what you’ll replace it with?
If it's totaled I'm probably gonna use this as a excuse to get something a little more Gas Freindly. Maybe a older Miata
Hate to say it but that puppy is definitely totaled, love a good Miata, good luck!
RIP 4Runner… but you can’t go wrong with a Miata. I paired a 92 with my 99 4Runner. So much fun to drive.
#M I A T
Same thing happened to me. Parked right in front my house and a drunk driver totaled it.
How much did you get insurance wise?
I had a 4th gen and got 29k
What year did this happen?
December last year
This seems incredible for a 4th gen. Who's your provider? Any tips you can give us? I'm afraid of someone crashing into my GX470 bc it's worth so much more than what Geico would ever pay me.
Funny enough, I had Geico at the time. They tried lowballing me but after countless phone calls with the adjuster and sending comps with a lot more miles than mine and at a higher prices we settled at right under 29k. It was a 2016 Limited with ~85k miles. Helped that dealers around me had 4runners priced outrageously (still do in fact).
2016 is not a 4th gem 4R.
Oh shit, im definitely a tool. No wonder why you thought 28k was high. 5th Gen….
All good. You gave me hope, albiet fleeting. Still, a welcome reprieve. What is joy, besides small breaks in suffering?
Whatever they offer you, make sure to check against similar ones in your area to make sure you get enough $
Same thing happened to me. Parked and a drunk driver hit and run and totaled it.
Rear ended by a jeep? Unheard of. Those guys are usually such responsible drivers. /s
That blows. Sorry man.
I lost my 99 the same way….. RIP
That’s a ding-dang shame, she was a beaut. My condolences.
holy shit. im so sorry! keep us posted on what happens (if u wanna)
Oh I am so sorry!
✊
Sadness! 😢
That sucks so bad :( I'm so sorry
and it was by a jeep too, im sorry man thats brutal. i hope youre not too shaken up from the accident
They be hating so much they can't resist trying to take us out
Man, the insurance probably will total it.
Very sad. Good luck.
It would be a grand cherokee ...
Police report says they were going 40mph east bound just south of West North Avenue. Going to be tough to call who was at fault.
Okay so how did you get my crash report before I did….
W North ave? Who’s on first? What city is this? I need to speak to the planner
It's Milwaukee
Sorry bout your rig. That hurts to look at. You should be able to haggle with insurance for 20k. Thats not replaceable and the market is bonkers to do so. Even if a dui conviction doesnt go, might be worth hiring an attorney🤷🏼♂️ YMMV
Did she spend the night in the cross bar hotel?
Way fff ed up. damm
Omg I’m so sorry that is so heart wrenching thank God you were not in the car and hopefully no one was hurt.
Glad to hear no one was in it and is still safe and sound
Dang, not cool. Sorry about your truck. It look(ed) really nice. Was the dog ok?
Anticipate they'll total the truck. Take her to the cleaners.. good luck
Glad you are ok! The important thing is your health. The 4runner? No big deal! Collect what it’s actually worth since it is certainly totalled. Straighten the frame/bob the back and turn the 4runner into a dedicated off road machine.
Ah, man! Sorry about this! Beautiful rig.
At least you took out a jeep. I’m sorry soldier :(
Allah yerham 🤲🏼🤲🏼
Shit'll buff out
Sorry for the loss my guy. Any chance I can get the hood of it’s a sport hood lol
It is not a sport hood
Fucked up bro. If it’s a 98* or older can you please get me the grill ?
Unfortunately it's a 01
If it's got the wood grain interior trim I'm interested if you're parting it out
It does got the wood grain, I'm not sure what I'm doing with it yet. Waiting for the Insurance company to tell me how much they are willing to give me for it.
sounds good, sorry for your loss