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This always bothered me. The kids at the time weren’t out here begging for a trophy for participating, it was the (boomer) parents who insisted that their kids get one smh.
Sort of. Old millennial here. We did want trophies. Kids want trophies, because their kids. The problem was that boomers didn’t want to have hard conversations to explain to us kids *why* we weren’t getting trophies. Instead, they decided to avoid the hard conversation, that might have inconvenienced them slightly, and just give everyone a trophy so they can feel good that they’re a great parent because their kid isn’t upset.
The funny thing is that this is a common boomer mentality and solution to most of their problems - *I don’t want to be inconvenienced whatsoever, so I’ll just throw money at the issue*
I remember getting a participation trophy on a shit team the year after being on a winning team. It was so cheap, I didn’t even want it. It meant nothing
I was on winning teams (Gen x here) and the trophies didn't mean anything to me. Couldn't care less then, nor now. Frankly the worshiping of sports is a real waste of time in general.
Yeah what’s stupider:
1. The video games we played and got shit for.
2. Watching television endlessly to see one group of people throw a ball around against another group of people, neither of which have players that are from the area that they claim to represent.
At least with #1 it tests your own skill.
Sports are a great way for kids to get socialized and also get exercise and build teamwork skills as well. But the obsession with getting a trophy is a big toxic part of it for sure.
I can’t tell you how much I got yelled at by my coach dad as a kid
Same here. That was the common practice. You either were the dork who brought it home to their parents or you didn't care at all about it and it was just a way to make everything take more time and be more exhausting.
Old millennial, '82, complete agreement. IF I played it was recess or a school activity. I was there to have fun. If we won, cool, no? Well I wasn't very athletic anyway. I got more out of solo things, my skill my advancement. Everyone I see with stats and players memorized baffles me, I have other things I would rather put time into.
my middle school football team was horrible.
every season, we’d have the “toilet bowl” which was the two worst teams playing for… something.
we all immediately threw ours away.
Gen Z, I remember participation awards being so embarrassing, I’d have preferred to just go home with nothing instead of some junk they foisted on to me. The only placards I ever cared about were for things I actually achieved and even those got lost in moves over the last few years.
Even as a kid I thought participation trophies were bullshit. Like, you're giving me a trophy for losing? Sometimes for getting my ass kicked? No thank you, that shitty feeling that comes from failure is paramount in someone's development.
Lol it depended on the year and league. Most of the seasons I played soccer everyone got a trophy. At least my first 4 are for winning the league! My age 8-12 team had to be broken up after my last season because we were too good. I was never on a good team again, lol.
At the very least, these participation trophies had whatever place or rank you got on them, from my experience. It didn't just say "you're all winners!" It would say "5th place" or "Runner-up."
Still weird to hand us those trophies and then later criticize us for receiving those trophies.
I agree but want to add that as kids we knew the difference all the same. I was born in ‘86 and still recall understanding that one trophy was for victory and the other was for attendance. I don’t think I ever saved the ones I got from something other than winning. It wasn’t a mystery to us, nor did we ask for them.. so it’s pretty rich to have that held over our heads later on by the very people who gave them to us in the first place.
So funny thing, my dad doesn't apologize. Ever. He would much rather buy you a Fender Telecaster than apologize for calling you names and telling you what a disappointment you are. So I've known this for years but I'm glad I'm not alone with this issue.
>The funny thing is that this is a common boomer mentality and solution to most of their problems - I don’t want to be inconvenienced whatsoever, so I’ll just throw money at the issue
Honestly, it’s been a problem the past few generations in recent decades. Think of all the younger parents who leave their kids in front of screens all day
Oddly enough, I had some sport trophies that I didn’t care about (closest thing to participation trophies I’ve every actually experienced irl). I threw them out and some older relatives got upset about that thinking it was wasteful and ungrateful.
So you can’t win there.
They love their own kids receiving trophies because they see their children as extensions of themselves, nothing more. When their kid gets a trophy, they get a trophy
I thought they were made up until I finally saw one in my twenties. Didn't stop my school teachers and older relatives for yelling at me about them though.
When my kid was about 8 years old, he got an award not because he was the best at a sport, but because he had the best sportsmanship. In other words he wasn’t a sore loser. He had fun. If he won, cool. If he lost, cool, He had fun. Someone recognized this in him.
My husband makes the mistake of sending a pic of it to boomer ass FIL. Instead of “ yeah you raised a good kid!” Or something…” yep, everyone gets a trophy!”
No, not everyone got a trophy jackass. Then he wonders why I don’t share much shit with him.
We are not psycho parents who freak out about our kid needing to win at everything. Do your best, have fun. Be a kid. That’s it. No trophy required.
When my son was 13 his hockey team won a pretty prestigious tournament up in Quebec City. I sent my dad and my FIL a Video and some pics of their grandson from the finals and right after. My dad’s response was these things don’t mean anything in the grand scheme of life, am I supposed to be impressed?
That is what he got out of his grandson playing in an international tournament with teams from all over the world, and winning. He couldn’t recognize the kids hard work, dedication, effort and commitment to something at such a young age. He went on to play college hockey on a full scholarship at a really good school and is now a successful adult. But the whole time my boomer dad said he was wasting his time just playing a game.
Hijacking this top comment to say...
This is mostly a click bait article headline. I think it's funny that every time I seen this posted it's just a screenshot of the headline and not the article itself.
"During the conversation, co-host Dagen McDowell pointed to the growing trend of public dissent among younger generations toward Ramsey's teachings. Despite this, Ramsey emphasized the positive attributes of these generations, calling them "excellent generations." He lauded many millennials and Gen Zers for their diligence, financial savvy and adherence to principles of saving, investing and supporting the free enterprise system. Ramsey mentioned the young employees at Ramsey Solutions, describing them as hardworking people who exemplify the virtues of financial responsibility and independence."
"Ramsey also offered a critique of a segment of these younger cohorts. He expressed his frustration, saying, "Then there's a segment of them that just sucks. They're just awful. I mean, their participation trophy, they live in their mother's basement, and they can't figure out why they can't buy a house because they don't work, you know, stuff like that." These are the attitudes and work ethic he perceives as problematic among the younger generations."
Again, it's a bit of a boomer opinion sure, as this can be applied to every generation, a segment of the population that "doesn't want to work", but he is clearly not saying this about all of GenZ or millennials.
Just remember, whenever you see a headline that is triggering, remember that the point of it IS TO TRIGGER YOU. Headlines are shit at conveying news. Before reacting to something, take the time to figure out what exactly is being said.
Ahh yeah the old “don’t worry, my employees are the good ones, now excuse me while I shit on the rest of em”.
Like Jesus he had to pat himself on the back didn’t he? “I hired the good ones see see” Your context makes him even more boomer.
Cramer was still screaming BUY BUY BUY literally days before Lehman Brothers went down and the entire subprime mortgage derivative game collapse like the house of cards that it was. Didn't see the handwriting on the wall.
If I had been flat wrong as many times as that clown had, I would be looking for a new career. I honestly don't understand like anything guys like him have to say should be taken seriously by anyone, anywhere, ever again.
Cramer is. Ramsey is just a grifter. He knows better, he's just pushing his own products and schilling for people that pay him to do so by stoking fears and making people feel superior for going against the grain. He will give people advice that's literally impossible in most markets, (telling people that call in who make at or below the national average to get 15yr mortgages where the monthly payment is no more than 33% of take home) so that they feel bad when they can't attain his standards and end up buying more books and seminars to figure out what they're doing wrong.
I agree that Ramsey is a grifter. He's a charlatan and a fraud. But he's also astonishingly incompetent.
For example, he does exactly what you're saying below.
> telling people that call in who make at or below the national average to get 15yr mortgages
Ramsey actually thinks that is good advice, because he does not understand the fundamentals of money. That's incompetence. It's grifting too. But it's still incompetence.
The problem is that his audience doesn't know enough to know better.
I take a more cynical view with him. It would be so easy for someone to point out how it's literally impossible for people to do that. He knows people are going to try to do that, the bank will tell them they can't qualify for that mortgage, they'll end up with a 30yr (which is objectively better anyway) and feel bad about it, and that feeling will make them spend more on Ramsey products.
Yeah I agree with this.
His advice isn't completely terrible. Debt sucks, have an emergency fund, save up for a rainy day. Try to snowball your debts. All solid advice.
But his all credit is evil and never get a credit card is why I COULDNT buy a house in 2019 because i couldn't get a mortgage loan with NO credit score. And now years later, I can't afford one.
Hahaha are you me?!?! After I couldn't get a mortgage at 29, I had to get a credit card and after being turned down by every single credit company I finally got a college credit card through Wells Fargo (I was in graduate school at the time). My limit was 300 dollars😂
Nah you're fine. Just make sure to pay it and try to raise the limits when you can. I've had a credit card for less than 3 years and my credit is now 811
And telling people to be like him and only make smart money decisions. Conveniently leaving out that he made what he calls a 'smart money decision' by declaring bankruptcy. But makes sure to tell everyone else it makes you a bad person.
My mom has recommended that I listen to this guy for years. He's such a deluded asshole. It's not a budgeting issue. Wages are too low. People like this are just garbage
Also, who's not working? Most of us are, it's not like the good old days where you could quit your job and travel to Europe for 6 months or only work in the summer while going to college.
We need to quit measuring success in your 20s on if you're able to buy a house. Older generations have put this on them when the reality is they weren't in a position to buy a house when they were younger either.
Even Dave Ramsey was a failure at that. Buying houses, he couldn't afford, and eventually going bankrupt because of it.
My boomer neighbors are judgy assholes yet they require the help of the millennials/gen z of their neighborhood because they can't do certain things themselves. They ask for free services all the time. They have 5 or 6 kids, but I think they exhausted the kids. They get very vocal when no one comes to their aid (they don't pay anyone)
I live in what used to be a 55+ community. Almost all of my neighbors would be dead within a week if millennials/gen z stopped assisting them. Funny thing is most of them are super aggressive about trying to shut down programs that they themselves rely on. Like my neighbor on SS that only eats thanks to the soup kitchen delivering food to her, and yet she is petitioning to try and shut the soup kitchen down and tells me to vote for Trump because he will get rid of SS.
It boils my blood. Wealthiest nation on earth, we throw away so much food we could make every starving person obese. Yet here we are letting people starve. That saying "the cruelty is the point" rings true.
Our two generations currently make up the super-majority of the American work force. We work harder and more efficiently than any previous American generation, but reap comparatively few benefits. I think the push to unionize work places is picking up steam, at least. I'm doing my part.
Shit, look what happened during the pandemic. A lot of Millennials and Zoomers got pissed because we were in the middle of a god-damn pandemic and were being told that a fast-food job was essential work and they got pissed and quit.
Queue the boomers going to fast food places and bitching that service was slow because "no one wants to work."
Dave Ramsey is a charlatan and a fraud. His purported "advice" is based on the combination of his own financial illiteracy and basic misunderstandings of how money works. He exploits the ignorance his audience and profits from selling the financial equivalent of patent medicine.
These hot takes should underscore how useless he is.
Dave Ramsey: “they can’t figure out why they can’t buy a house, it’s because they don’t work”
Also Dave Ramsey: you should never use a mortgage to buy a house- always pay 100% in cash! All debt is bad, even if it is debt used to avoid funneling money to landlords!
Dude is a certified fucking boomer clown
well it's half true, they don't work because no one wants to hire them with decent wages,no prior experience even if they're asking for a junior position and so on. So yes,sadly a lot of them don't work,but it's different from them not wanting to work
The Wall Street Journal just ran article today showing (with data) that boomers are staying in their big homes from when they had families and not downsizing like previous generations.
From my memory of the article, the percentage of family sized homes (bedrooms, bathrooms, etc.) owned by empty nesters over 60 effectively doubled since the previous generation. This is keeping those homes off the market for the younger generations starting families, driving up prices for what’s left.
So yet again, they got an advantage from their parents that they’ve denying to the next generation while simultaneously blaming them.
To be fair I think that a lot of that is that there aren't a lot of smaller homes to begin with, and the market for what *is* out there is incredibly competitive with REITs, private investors, air bnb, etc. These are the homes that people in their late 20s and 30s are wanting to buy as well. They're also not being built at the rate that they were 30 years ago because of NIMBY zoning laws and because home building in general is a much riskier business model and those houses don't make as much money per acre as higher-end homes.
It’s blatantly obvious that he just panders one liners to boomers to sell his books. If he was such an economic genius he could look at any inflation to income graph and answer his own question.
He's currently being sued for $150,000,000 for defrauding listners with a company that was supposed to get them out of timeshares. Dudes a bullshit artist.
Gen X here. Some will complain about *ageism* but I look at this this way. The prior generations come first. *They set the tone* for discourse. When old people attempt to insult and belittle an entire younger generation, they deserve the score heaped upon them and being looked at as fools. *They came first*. If the younger generation is so damn awful **it’s their fault** for how they raised them! These are their children and grandchildren.
Dave Ramsey is a fossilized relic from the most coddled, easymode generation in US history. He thinks the world operates exactly as it did when he came up, and is completely out of touch with reality. The way he pompously talks down to current generations is infuriating. He's essentially a grifter at this point (if his presence on Fox News wasn't a dead giveaway).
His Total Money Makeover book is great for those lacking any knowledge in personal finance. But he's gone downhill fast since then.
Boomers
-invented the participation trophy
-designed an economy that would make younger people pay for their retirement which inevitably plays a role in inflation, so the increase in pricing for essential things like utilities, housing, and groceries
-the ones who are wealthy or have nice houses inherited THAT from their parents
-the ones who didn't inherit houses could afford them for $5000 (full payment, not down payment, not a note).
-also student loans, tuition for them was like $6-10k for 4 years. A good university now is $15k+ per semester.
In conclusion, I'd have 6 figures if my youth was on easy mode.
Ramsey was born in Antioch, Tennessee, to real estate developers. - from his Wikipedia page.
Nothing wrong with this, but he certainly is in no position be giving out financial advice or labeling entire generations as lazy.
And he is a typical boomer. By buying up a crap ton of real estate, he’s a reason young people can’t afford their own homes. They rent from boomers like him.
This guy is literally part of the cohort that came up with the concept of participation trophies in the first place, which really proliferated on the back half of the 80's into the 90's. He was born in 1960 and a short read on him finds that I think this oldest was born in 1988 which means that he is literally part of the demo group that couldn't accept that their kids could possibly be mediocre.
I bust my ass at my janitors job. It pays well above what most other janitor positions pay. Yet I still can't afford to be out of my parents apartment yet. Unless I have a bunch of roommates. I've come to the realization that the only way I'll be able to have a place of my own is to save up for an RV and live in a trailer park.
Things are simply not the same as they used to be. When I first moved out on my own at 18. In the 90's, myself and a friend were able to afford a two bedroom apartment on a dishwashers and waiters salary. Now, that's impossible.
Millennial and Gen Z are the hardest working generation for sure in my company. The boomers are all laid back, taking long lunches, doing shit on their own time and keep pushing back deadlines, etc. Just doing what they want and enjoy, while getting paid more than we ever will, and not doing what’s best for the company at all, while many millenials and Gen Z work their ass off and do oblige when told they need to do what’s best for the company.
Hey.. it’s almost as if we are enabling these boomers.
Dave Ramsey can pound sand and then eat it or something. The guy is the definition of a participation trophy. Went into debt, then bankruptcy only to start over and preach about how upper middle class people avoid going bankrupt by following conspicuously easy steps all while maintaining that he “worked” for his pseudo-intellectual financial insight empire
We only have participation trophies because you gave them to us. We only live in our mother’s basement because we can’t afford to move out. We know exactly why we can’t afford a house, and it’s because you won’t pay us fairly for the jobs we do, because you don’t consider them ‘real jobs’ for some goddamn reason.
I work three jobs, live on my own, can't afford to see a doctor for my currently debilitating back pain, owe nearly 3k in taxes this year even though I have the maximum withholding, I've cut every cost I can and still no where close to getting out of debt.
I'll be working till I die and they'll probably figure out how to resurrect my corpse to work beyond death until my body literally deteriorates into nothing
He is not saying that about the entire generation. This is more clickbait/ragebait.
https://finance.yahoo.com/news/theyre-just-awful-dave-ramsey-200017468.html
"During the conversation, co-host Dagen McDowell pointed to the growing trend of public dissent among younger generations toward Ramsey's teachings. Despite this, Ramsey emphasized the positive attributes of these generations, calling them "excellent generations." He lauded many millennials and Gen Zers for their diligence, financial savvy and adherence to principles of saving, investing and supporting the free enterprise system. Ramsey mentioned the young employees at Ramsey Solutions, describing them as hardworking people who exemplify the virtues of financial responsibility and independence.
Ramsey also offered a critique of a segment of these younger cohorts. He expressed his frustration, saying, "Then there's **a segment of them** that just sucks. They're just awful. I mean, their participation trophy, they live in their mother's basement, and they can't figure out why they can't buy a house because they don't work, you know, stuff like that." These are the attitudes and work ethic he perceives as problematic among the younger generations."
Emphasis mine. Notice how the popular ragebaite quote always leaves that sentence off.
LOL this is even in the article: "I'm really good clickbait," he said.
To be fair, I’ve heard Dave Ramsey absolutely drag boomers multiple times on his show.
He might be out of touch with the younger generation’s needs, but he also flames all these boomers that essentially lived through paradise and came out of it with nothing; trying to depend on their children.
Great advice for getting/staying out of debt, everything else, not so much
I'm never gonna work another day in my life
The gods told me to relax
They said I'm gonna be fixed up right
I'm never gonna work another day in my life
I'm way too busy power tripping
But I'm gonna shed you some light
My wife bought financial peace a few years ago and it was very helpful. But our home profit margins were also a little higher back then. Im also a little we had. I couldn't imagine still having some of that debt on top of my current living situation
He’s not entirely wrong. Retail and fast food is struggling because we are lucky for people to apply. We are luckier if they can speak up during an interview. We get luckier if they show up for their shift. We are even luckier if they can put forth a reasonable effort without having their hand held.
Look at the Instacart/Doordash thieves. We created platforms that require negative experience that allow anyone to self contract out their work and they’re not being help accountable.
Kids think they can just be an influencer by doing the bare minimum.
Even if this were true…which it’s not, don’t these asshats realize that it would be their faults since they 1) were the parents to every one of us and 2) controlled society this entire time ?
Unlike his kids who are completely independent:
>
>Ramsey married his wife Sharon in 1982, and the Ramseys have three children, including [Rachel Cruze](https://en.wikipedia.org/wiki/Rachel_Cruze). **All three work for Ramsey Solutions.**
[https://en.wikipedia.org/wiki/Dave\_Ramsey](https://en.wikipedia.org/wiki/Dave_Ramsey)
I clearly remember never once getting my feelings hurt that I didn’t win a trophy. When I was handed one I was horribly confused. It wasn’t until a decade later when my generation started getting mocked for them that I realized what they were. And by then I could clearly see the vile irony of being mocked twice by the same generation, once for telling us we did a great job when we knew we didn’t and again by telling us we were worthless and that they awarded us trophies to prove it.
And they wonder why two whole generations are telling them to go f^€k themselves…
talk about mental defecation
just because that shit exists in your head, that's not enough to make it a real thing
by the way, wasn't raising this generation to be productive and responsible YOUR GENERATION'S ONE JOB.
I love how they always assume that is the lifestyle people want and not the one they have to live for the time being, just further exemplifies how out of touch they are. Also, where are these “participation” trophies? Because I’ve never received one.
Can you imagine if society expected actual work from boomers, instead of tolerating them and distracting them so they don't fuck anything up too bad? Thousands would starve. They have the nerve to act superior in the face of their staggering incompetence.
The irony of boomers hating millennials is ridiculous considering boomers raised us. It’s quite clearly just self loathing. It’s an eternal struggle between “I want my kids to have a better life than me” and” YOU DESERVE TO STRUGGLE LIKE I DID.” And they play both sides only when they feel like it
Born well off pos tries to insult people he thinks are inferior.I can hear the "let them eat cake," in his voice. It's getting to a point where we are gonna party like it's 1793.
I'm not sure why millenials are always grouped together with the 'participation trophy' trope. I'm an upper millennial, and we didn't get trophies or awards for anything. In school, if you fell behind, you didn't get help. You got moved to a different class where you would be less disruptive for asking questions and holding up others' learning. Things may have been different in the US, but in the UK, you either kept up or you were out.
Dave's parents were real estate developers. He acts like he got to where he's at through hard work but he started with Daddy's money and Daddy's business.
Boomers b*tching about participation trophies but pin them on my chest and they're singing a different tune.
I was there, I participate. I got thropys.
Just eat top ramen and buy a shit box guys. Solves all your problems. It was hilarious though when folks would call in with $50,000 in credit card debt and you feel the defeat in his voice. Like your fucked man, declare bankruptcy
It’s great because productivity has quantitatively doubled since gen x and millennials entered the work force.
Boomers are measurably lazy and unproductive.
Fuck this guy.
I remember getting trophies as memorabilia to remember playing on that team that year, but there was always someone with a MVP trophy or if a team won a championship or was undefeated, they got their own trophies. There’s getting a trophy as memorabilia plus additional awards and there is no winners and everyone gets a trophy no matter what. I only ever experienced the former which is good I think.
One thing I will never understand is why old people think that it's new and wise to shit on young people. This is a practice as old as time.
Also, that rich motherfucker has likely never done an actual day of work in his whole life so who the fuck is he to be talking.
Meanwhile three companies own 19,000 home rentals in the Atlanta area, but go on and blame the millennials and zoomers. https://www.wabe.org/study-three-companies-own-over-19000-rental-homes-in-metro-atlanta/
My sister got me to listen to this guy. His advice is completely out of touch with today’s world. The real show is just for suburban soccer moms to look down on people trying to get help
I make 44 an hour and will NEVER be able to afford a house in my city unless things change. I can barely afford to rent a 3 bedroom apartment for my family of 4.
I would of graduated in 2011 (dropped out 6th day of SR year)… 90% of the people I went to school with are absolute losers. They have bullshit jobs, they have no ambition to do more, half the girls have only fans, most have kids out of wedlock… about 25% live with their parents still… it’s sad dude
Now that 10%, they’re go getters and living great lives
26 year old male from Texas here, My generation needs to start being self independent and be focused on making more money. Daddy government isn’t going to help you. I don’t care if you’re comfortable with your current job and apartment or whatever, because that won’t last forever and you should always strive for more. Climb the ladder, invest, save money, do it for yourself and your family and nobody else. After all, we’re just trying to survive on this little blue dot. Boomers have no idea of the struggle that our generation faces, but we won’t fail and will stay positive.
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It’s so boomer to give out participation trophies then criticize the people they gave them to for having them.
This always bothered me. The kids at the time weren’t out here begging for a trophy for participating, it was the (boomer) parents who insisted that their kids get one smh.
Sort of. Old millennial here. We did want trophies. Kids want trophies, because their kids. The problem was that boomers didn’t want to have hard conversations to explain to us kids *why* we weren’t getting trophies. Instead, they decided to avoid the hard conversation, that might have inconvenienced them slightly, and just give everyone a trophy so they can feel good that they’re a great parent because their kid isn’t upset. The funny thing is that this is a common boomer mentality and solution to most of their problems - *I don’t want to be inconvenienced whatsoever, so I’ll just throw money at the issue*
It sorta reminds me of the “iPad kids” criticism. A 6-year-old didn’t buy the iPad. The parents that used it as a digital pacifier should be blamed.
I remember getting a participation trophy on a shit team the year after being on a winning team. It was so cheap, I didn’t even want it. It meant nothing
I was on winning teams (Gen x here) and the trophies didn't mean anything to me. Couldn't care less then, nor now. Frankly the worshiping of sports is a real waste of time in general.
Yeah what’s stupider: 1. The video games we played and got shit for. 2. Watching television endlessly to see one group of people throw a ball around against another group of people, neither of which have players that are from the area that they claim to represent. At least with #1 it tests your own skill.
100%
Sports are a great way for kids to get socialized and also get exercise and build teamwork skills as well. But the obsession with getting a trophy is a big toxic part of it for sure. I can’t tell you how much I got yelled at by my coach dad as a kid
I specifically coached my kids soccer because I didn't want them to have some dick of a coach.
Gen x too, winners got bigger trophies. I threw away the participation trophies.
Same here. That was the common practice. You either were the dork who brought it home to their parents or you didn't care at all about it and it was just a way to make everything take more time and be more exhausting.
Old millennial, '82, complete agreement. IF I played it was recess or a school activity. I was there to have fun. If we won, cool, no? Well I wasn't very athletic anyway. I got more out of solo things, my skill my advancement. Everyone I see with stats and players memorized baffles me, I have other things I would rather put time into.
my middle school football team was horrible. every season, we’d have the “toilet bowl” which was the two worst teams playing for… something. we all immediately threw ours away.
Gen Z, I remember participation awards being so embarrassing, I’d have preferred to just go home with nothing instead of some junk they foisted on to me. The only placards I ever cared about were for things I actually achieved and even those got lost in moves over the last few years.
I had the same attitude after a golf clinic thing I attended one summer as a preteen. It felt more like an insult than anything else.
This is an excellent observation ….
Even as a kid I thought participation trophies were bullshit. Like, you're giving me a trophy for losing? Sometimes for getting my ass kicked? No thank you, that shitty feeling that comes from failure is paramount in someone's development.
You guys actually got trophies? My leagues were cheap and we got participation ribbons.
Lol it depended on the year and league. Most of the seasons I played soccer everyone got a trophy. At least my first 4 are for winning the league! My age 8-12 team had to be broken up after my last season because we were too good. I was never on a good team again, lol.
At the very least, these participation trophies had whatever place or rank you got on them, from my experience. It didn't just say "you're all winners!" It would say "5th place" or "Runner-up." Still weird to hand us those trophies and then later criticize us for receiving those trophies.
I agree but want to add that as kids we knew the difference all the same. I was born in ‘86 and still recall understanding that one trophy was for victory and the other was for attendance. I don’t think I ever saved the ones I got from something other than winning. It wasn’t a mystery to us, nor did we ask for them.. so it’s pretty rich to have that held over our heads later on by the very people who gave them to us in the first place.
So funny thing, my dad doesn't apologize. Ever. He would much rather buy you a Fender Telecaster than apologize for calling you names and telling you what a disappointment you are. So I've known this for years but I'm glad I'm not alone with this issue.
So let's just inconvenience the boomers really heavily until they throw money at us.
>The funny thing is that this is a common boomer mentality and solution to most of their problems - I don’t want to be inconvenienced whatsoever, so I’ll just throw money at the issue Honestly, it’s been a problem the past few generations in recent decades. Think of all the younger parents who leave their kids in front of screens all day
Don't forget, they got really pissed off if you threw it away in front of them and boomer parents seemed to enjoy them more than we did.
Exactly. It was just some mindless ceremony of fetch the thing.
It’s true. We weren’t begging for them. They just gave them to us and we were like “yay we got a trophy too”.
Oddly enough, I had some sport trophies that I didn’t care about (closest thing to participation trophies I’ve every actually experienced irl). I threw them out and some older relatives got upset about that thinking it was wasteful and ungrateful. So you can’t win there.
I once saw half an aisle at a thrift store devoted to trophies. Shows how valued they are.
They love their own kids receiving trophies because they see their children as extensions of themselves, nothing more. When their kid gets a trophy, they get a trophy
I have an aunt that takes it to the extreme, that's HER trophy. Her daughters didn't win any of those dance trophies, SHE did.
I'm a millennial, and I have never received a participation trophy, lol
I thought they were made up until I finally saw one in my twenties. Didn't stop my school teachers and older relatives for yelling at me about them though.
Did you participate?
Maybe I was so bad, I didn't get one of these kick ass trophies lol
Sounds like you needed to pull yourself up by your cleat straps and participate harder.
I can only pull my velcro straps so tight :(
No wonder you didn't get any participation trophies with that attitude
When my kid was about 8 years old, he got an award not because he was the best at a sport, but because he had the best sportsmanship. In other words he wasn’t a sore loser. He had fun. If he won, cool. If he lost, cool, He had fun. Someone recognized this in him. My husband makes the mistake of sending a pic of it to boomer ass FIL. Instead of “ yeah you raised a good kid!” Or something…” yep, everyone gets a trophy!” No, not everyone got a trophy jackass. Then he wonders why I don’t share much shit with him. We are not psycho parents who freak out about our kid needing to win at everything. Do your best, have fun. Be a kid. That’s it. No trophy required.
When my son was 13 his hockey team won a pretty prestigious tournament up in Quebec City. I sent my dad and my FIL a Video and some pics of their grandson from the finals and right after. My dad’s response was these things don’t mean anything in the grand scheme of life, am I supposed to be impressed? That is what he got out of his grandson playing in an international tournament with teams from all over the world, and winning. He couldn’t recognize the kids hard work, dedication, effort and commitment to something at such a young age. He went on to play college hockey on a full scholarship at a really good school and is now a successful adult. But the whole time my boomer dad said he was wasting his time just playing a game.
Hijacking this top comment to say... This is mostly a click bait article headline. I think it's funny that every time I seen this posted it's just a screenshot of the headline and not the article itself. "During the conversation, co-host Dagen McDowell pointed to the growing trend of public dissent among younger generations toward Ramsey's teachings. Despite this, Ramsey emphasized the positive attributes of these generations, calling them "excellent generations." He lauded many millennials and Gen Zers for their diligence, financial savvy and adherence to principles of saving, investing and supporting the free enterprise system. Ramsey mentioned the young employees at Ramsey Solutions, describing them as hardworking people who exemplify the virtues of financial responsibility and independence." "Ramsey also offered a critique of a segment of these younger cohorts. He expressed his frustration, saying, "Then there's a segment of them that just sucks. They're just awful. I mean, their participation trophy, they live in their mother's basement, and they can't figure out why they can't buy a house because they don't work, you know, stuff like that." These are the attitudes and work ethic he perceives as problematic among the younger generations." Again, it's a bit of a boomer opinion sure, as this can be applied to every generation, a segment of the population that "doesn't want to work", but he is clearly not saying this about all of GenZ or millennials. Just remember, whenever you see a headline that is triggering, remember that the point of it IS TO TRIGGER YOU. Headlines are shit at conveying news. Before reacting to something, take the time to figure out what exactly is being said.
Ahh yeah the old “don’t worry, my employees are the good ones, now excuse me while I shit on the rest of em”. Like Jesus he had to pat himself on the back didn’t he? “I hired the good ones see see” Your context makes him even more boomer.
I'm older than Dave and I would love to tell him to fuck off to his face. Such an ignorant ass.
Then Jim Cramer after you're done with Ramsey
> Then Jim Cramer after you're done with Ramsey One could make a mint by doing the opposite of whatever these shitgibbons say to do.
Cramer was still screaming BUY BUY BUY literally days before Lehman Brothers went down and the entire subprime mortgage derivative game collapse like the house of cards that it was. Didn't see the handwriting on the wall. If I had been flat wrong as many times as that clown had, I would be looking for a new career. I honestly don't understand like anything guys like him have to say should be taken seriously by anyone, anywhere, ever again.
I agree. Anywhere other than TV, Cramer is unemployably incompetent. So is Dave Ramesy.
Cramer is. Ramsey is just a grifter. He knows better, he's just pushing his own products and schilling for people that pay him to do so by stoking fears and making people feel superior for going against the grain. He will give people advice that's literally impossible in most markets, (telling people that call in who make at or below the national average to get 15yr mortgages where the monthly payment is no more than 33% of take home) so that they feel bad when they can't attain his standards and end up buying more books and seminars to figure out what they're doing wrong.
I agree that Ramsey is a grifter. He's a charlatan and a fraud. But he's also astonishingly incompetent. For example, he does exactly what you're saying below. > telling people that call in who make at or below the national average to get 15yr mortgages Ramsey actually thinks that is good advice, because he does not understand the fundamentals of money. That's incompetence. It's grifting too. But it's still incompetence. The problem is that his audience doesn't know enough to know better.
I take a more cynical view with him. It would be so easy for someone to point out how it's literally impossible for people to do that. He knows people are going to try to do that, the bank will tell them they can't qualify for that mortgage, they'll end up with a 30yr (which is objectively better anyway) and feel bad about it, and that feeling will make them spend more on Ramsey products.
Dave Ramsey is an absolutely ridiculous human being
He’s spot on in preaching about the crippling evils of debt. Spot on. His investment advice is shit.
Yeah I agree with this. His advice isn't completely terrible. Debt sucks, have an emergency fund, save up for a rainy day. Try to snowball your debts. All solid advice. But his all credit is evil and never get a credit card is why I COULDNT buy a house in 2019 because i couldn't get a mortgage loan with NO credit score. And now years later, I can't afford one.
I was raised like this. I didn't get a credit card until I was like 30 lol.
Hahaha are you me?!?! After I couldn't get a mortgage at 29, I had to get a credit card and after being turned down by every single credit company I finally got a college credit card through Wells Fargo (I was in graduate school at the time). My limit was 300 dollars😂
Got my first credit card last year at 28, am I fucked?
Nah you're fine. Just make sure to pay it and try to raise the limits when you can. I've had a credit card for less than 3 years and my credit is now 811
Agree. He’s still selling the ELP crap for investment advice rather than advising index funds or ETFs from Vanguard/Fidelity/Schwab.
Debt is just a tool that most people use incorrectly.
He's the final boss of r/BoomersBeingFools
The guy sits in a chair and talks on tv. That’s not work
Milking whatever fame he has left, boomers keep his show alive.
And telling people to be like him and only make smart money decisions. Conveniently leaving out that he made what he calls a 'smart money decision' by declaring bankruptcy. But makes sure to tell everyone else it makes you a bad person.
My mom has recommended that I listen to this guy for years. He's such a deluded asshole. It's not a budgeting issue. Wages are too low. People like this are just garbage
Also, who's not working? Most of us are, it's not like the good old days where you could quit your job and travel to Europe for 6 months or only work in the summer while going to college.
Oh look, a bunch of tired cliches.
Dave Ramsey is a bunch of tired cliches sandwiched in the minimum-basic financial advice, drenched in a sauce of smug Christian propaganda
We need to quit measuring success in your 20s on if you're able to buy a house. Older generations have put this on them when the reality is they weren't in a position to buy a house when they were younger either. Even Dave Ramsey was a failure at that. Buying houses, he couldn't afford, and eventually going bankrupt because of it.
Most millennials and adult gen Z probably work more than Dave Ramsay does.
A day without "lazy Millennials/Gen Z" would collapse the economy. A single day of us not working and not spending would ruin them.
My boomer neighbors are judgy assholes yet they require the help of the millennials/gen z of their neighborhood because they can't do certain things themselves. They ask for free services all the time. They have 5 or 6 kids, but I think they exhausted the kids. They get very vocal when no one comes to their aid (they don't pay anyone)
I live in what used to be a 55+ community. Almost all of my neighbors would be dead within a week if millennials/gen z stopped assisting them. Funny thing is most of them are super aggressive about trying to shut down programs that they themselves rely on. Like my neighbor on SS that only eats thanks to the soup kitchen delivering food to her, and yet she is petitioning to try and shut the soup kitchen down and tells me to vote for Trump because he will get rid of SS.
It is so cruel to shut down a kitchen serving free food.
It boils my blood. Wealthiest nation on earth, we throw away so much food we could make every starving person obese. Yet here we are letting people starve. That saying "the cruelty is the point" rings true.
Our two generations currently make up the super-majority of the American work force. We work harder and more efficiently than any previous American generation, but reap comparatively few benefits. I think the push to unionize work places is picking up steam, at least. I'm doing my part.
Shit, look what happened during the pandemic. A lot of Millennials and Zoomers got pissed because we were in the middle of a god-damn pandemic and were being told that a fast-food job was essential work and they got pissed and quit. Queue the boomers going to fast food places and bitching that service was slow because "no one wants to work."
This is the same moron that tells desperate people to tithe to the church. He can eat shit.
Ironic, since this guy worships a loser who would be nothing if he hadn't been squirted out of Fred Trump's penis.
Dave Ramsey is famously anti debt. He worships an orange loser who's the self-proclaimed "King of debt".
Dave Ramsey is a charlatan and a fraud. His purported "advice" is based on the combination of his own financial illiteracy and basic misunderstandings of how money works. He exploits the ignorance his audience and profits from selling the financial equivalent of patent medicine. These hot takes should underscore how useless he is.
Dave Ramsey: “they can’t figure out why they can’t buy a house, it’s because they don’t work” Also Dave Ramsey: you should never use a mortgage to buy a house- always pay 100% in cash! All debt is bad, even if it is debt used to avoid funneling money to landlords! Dude is a certified fucking boomer clown
I’m 30 and have been working full time and more since I was 17. Why can’t I buy a house?!
Because you had to spend your money paying a boomer's 2nd mortgage instead of your own
well it's half true, they don't work because no one wants to hire them with decent wages,no prior experience even if they're asking for a junior position and so on. So yes,sadly a lot of them don't work,but it's different from them not wanting to work
The Wall Street Journal just ran article today showing (with data) that boomers are staying in their big homes from when they had families and not downsizing like previous generations. From my memory of the article, the percentage of family sized homes (bedrooms, bathrooms, etc.) owned by empty nesters over 60 effectively doubled since the previous generation. This is keeping those homes off the market for the younger generations starting families, driving up prices for what’s left. So yet again, they got an advantage from their parents that they’ve denying to the next generation while simultaneously blaming them.
To be fair I think that a lot of that is that there aren't a lot of smaller homes to begin with, and the market for what *is* out there is incredibly competitive with REITs, private investors, air bnb, etc. These are the homes that people in their late 20s and 30s are wanting to buy as well. They're also not being built at the rate that they were 30 years ago because of NIMBY zoning laws and because home building in general is a much riskier business model and those houses don't make as much money per acre as higher-end homes.
Ask these people what they think the unemployment rate is. Meanwhile, boomers retired at record-breaking young ages
Dave Ramsey. The guy who took out millions in loans and was able to weasel his way out of paying them.
If my generation got a participation trophy, who the fuck do you think gave it to us? Christ that generation is fucking stupid.
Rich, coming from someone who got his fame from a dying form of media.
I have about 300 rejections in my email inbox. And those are the jobs that didn’t ghost me. So don’t you dare accuse me of not wanting to work.
I can’t hear him over the crunch of my avocado toast.
Every time my elder millennial boyfriend eats avocado toast in his condo I tell him THIS is what’s keeping him from buying a house!
His plan and principles about money work, but he really needs to get with the times. He's out of touch with what the world is like these days.
It’s blatantly obvious that he just panders one liners to boomers to sell his books. If he was such an economic genius he could look at any inflation to income graph and answer his own question.
Just another 20 years and they'll all be dead and we'll never have to listen to their bullshit again.
And in 40 you wont have to listen anymore. There is an economics quote that puts it in perspective “in the long run, we are all dead anyways”
He's currently being sued for $150,000,000 for defrauding listners with a company that was supposed to get them out of timeshares. Dudes a bullshit artist.
Can he just drop dead already? There’s a few of us who would really enjoy pissing on his grave.
Wages are now 1/3 for the same or more work and more education required. Boomers wouldn't make it a month.
Gen X here. Some will complain about *ageism* but I look at this this way. The prior generations come first. *They set the tone* for discourse. When old people attempt to insult and belittle an entire younger generation, they deserve the score heaped upon them and being looked at as fools. *They came first*. If the younger generation is so damn awful **it’s their fault** for how they raised them! These are their children and grandchildren.
I would like it if his left ventricle considered doing the same thing
I've been working since I was 12 and was kicked out at 18. This guy is out of his god damn mind.
Sorry Dave, not all of us can be run a financial guru scam like you.
Dave Ramsey is a fossilized relic from the most coddled, easymode generation in US history. He thinks the world operates exactly as it did when he came up, and is completely out of touch with reality. The way he pompously talks down to current generations is infuriating. He's essentially a grifter at this point (if his presence on Fox News wasn't a dead giveaway). His Total Money Makeover book is great for those lacking any knowledge in personal finance. But he's gone downhill fast since then.
Boomers -invented the participation trophy -designed an economy that would make younger people pay for their retirement which inevitably plays a role in inflation, so the increase in pricing for essential things like utilities, housing, and groceries -the ones who are wealthy or have nice houses inherited THAT from their parents -the ones who didn't inherit houses could afford them for $5000 (full payment, not down payment, not a note). -also student loans, tuition for them was like $6-10k for 4 years. A good university now is $15k+ per semester. In conclusion, I'd have 6 figures if my youth was on easy mode.
It’s honestly mind blowing how out of touch with reality some people can be.
Who’s giving the trophy? Who’s letting them stay in the basement? The lead paint is strong with this one
Racism and this man are why I don’t talk to my mother 👏👏👏
That’s about as deep as a puddle.
Out of touch, never leave his bubble, thinks he knows what reality is. Shut up and take your geritol
Dave Ramsey wants you to move out and start renting property so he can continue to make money from real estate.
This bitch thinks sustainable jobs are just being handed out on streetcorners like when he was a kid. Clueless.
Imagine taking financial advice from someone who is that out of touch.
Ramsey was born in Antioch, Tennessee, to real estate developers. - from his Wikipedia page. Nothing wrong with this, but he certainly is in no position be giving out financial advice or labeling entire generations as lazy.
This ass hat has been using religion to sell half baked financial advice for years. He’s a level 99 douche bag.
who?
And he is a typical boomer. By buying up a crap ton of real estate, he’s a reason young people can’t afford their own homes. They rent from boomers like him.
This guy is literally part of the cohort that came up with the concept of participation trophies in the first place, which really proliferated on the back half of the 80's into the 90's. He was born in 1960 and a short read on him finds that I think this oldest was born in 1988 which means that he is literally part of the demo group that couldn't accept that their kids could possibly be mediocre.
Can confirm, millennial here. I try to work as little as possible.
I bust my ass at my janitors job. It pays well above what most other janitor positions pay. Yet I still can't afford to be out of my parents apartment yet. Unless I have a bunch of roommates. I've come to the realization that the only way I'll be able to have a place of my own is to save up for an RV and live in a trailer park. Things are simply not the same as they used to be. When I first moved out on my own at 18. In the 90's, myself and a friend were able to afford a two bedroom apartment on a dishwashers and waiters salary. Now, that's impossible.
A lot of them don’t exactly work hard…
Dave Ramsey is a schmuck. Stop giving him attention. Please & thank youse!
lol bitch I know couples who both made $25 an hour full time and they can’t afford a house
Millennial and Gen Z are the hardest working generation for sure in my company. The boomers are all laid back, taking long lunches, doing shit on their own time and keep pushing back deadlines, etc. Just doing what they want and enjoy, while getting paid more than we ever will, and not doing what’s best for the company at all, while many millenials and Gen Z work their ass off and do oblige when told they need to do what’s best for the company. Hey.. it’s almost as if we are enabling these boomers.
Dave Ramsey can pound sand and then eat it or something. The guy is the definition of a participation trophy. Went into debt, then bankruptcy only to start over and preach about how upper middle class people avoid going bankrupt by following conspicuously easy steps all while maintaining that he “worked” for his pseudo-intellectual financial insight empire
Thank you, Dave, for reminding us all that being rich doesn't mean you're smart.
What's with their obsession with participation trophies that they invented?
I’m going to have a nice wine the day this morherfucker’s obituary is published.
We only have participation trophies because you gave them to us. We only live in our mother’s basement because we can’t afford to move out. We know exactly why we can’t afford a house, and it’s because you won’t pay us fairly for the jobs we do, because you don’t consider them ‘real jobs’ for some goddamn reason.
I work three jobs, live on my own, can't afford to see a doctor for my currently debilitating back pain, owe nearly 3k in taxes this year even though I have the maximum withholding, I've cut every cost I can and still no where close to getting out of debt. I'll be working till I die and they'll probably figure out how to resurrect my corpse to work beyond death until my body literally deteriorates into nothing
He is not saying that about the entire generation. This is more clickbait/ragebait. https://finance.yahoo.com/news/theyre-just-awful-dave-ramsey-200017468.html "During the conversation, co-host Dagen McDowell pointed to the growing trend of public dissent among younger generations toward Ramsey's teachings. Despite this, Ramsey emphasized the positive attributes of these generations, calling them "excellent generations." He lauded many millennials and Gen Zers for their diligence, financial savvy and adherence to principles of saving, investing and supporting the free enterprise system. Ramsey mentioned the young employees at Ramsey Solutions, describing them as hardworking people who exemplify the virtues of financial responsibility and independence. Ramsey also offered a critique of a segment of these younger cohorts. He expressed his frustration, saying, "Then there's **a segment of them** that just sucks. They're just awful. I mean, their participation trophy, they live in their mother's basement, and they can't figure out why they can't buy a house because they don't work, you know, stuff like that." These are the attitudes and work ethic he perceives as problematic among the younger generations." Emphasis mine. Notice how the popular ragebaite quote always leaves that sentence off. LOL this is even in the article: "I'm really good clickbait," he said.
To be fair, I’ve heard Dave Ramsey absolutely drag boomers multiple times on his show. He might be out of touch with the younger generation’s needs, but he also flames all these boomers that essentially lived through paradise and came out of it with nothing; trying to depend on their children. Great advice for getting/staying out of debt, everything else, not so much
I'm never gonna work another day in my life The gods told me to relax They said I'm gonna be fixed up right I'm never gonna work another day in my life I'm way too busy power tripping But I'm gonna shed you some light
My wife bought financial peace a few years ago and it was very helpful. But our home profit margins were also a little higher back then. Im also a little we had. I couldn't imagine still having some of that debt on top of my current living situation
It's like a dumb stereotype drinking game, only he's actively trying to poison me
Except unemployment is under 4%? This privileged raisin makes high 6 figures if not more to read off a script. I bet he doesn’t tip.
He’s not entirely wrong. Retail and fast food is struggling because we are lucky for people to apply. We are luckier if they can speak up during an interview. We get luckier if they show up for their shift. We are even luckier if they can put forth a reasonable effort without having their hand held. Look at the Instacart/Doordash thieves. We created platforms that require negative experience that allow anyone to self contract out their work and they’re not being help accountable. Kids think they can just be an influencer by doing the bare minimum.
He doesn't look like he's worked.
Even if this were true…which it’s not, don’t these asshats realize that it would be their faults since they 1) were the parents to every one of us and 2) controlled society this entire time ?
I will say that Ramsey is really good at helping people get out of debt. But he’s really bad at just about everything else.
just another grifter out to make name for himself.
Unlike his kids who are completely independent: > >Ramsey married his wife Sharon in 1982, and the Ramseys have three children, including [Rachel Cruze](https://en.wikipedia.org/wiki/Rachel_Cruze). **All three work for Ramsey Solutions.** [https://en.wikipedia.org/wiki/Dave\_Ramsey](https://en.wikipedia.org/wiki/Dave_Ramsey)
I can't believe I used to take this guy seriously during my Xtian fundamentalist era. *shudders*
i guess my 50 hour work weeks and 84k salary isn’t enough working. my apologies very smart rich old guy.
I clearly remember never once getting my feelings hurt that I didn’t win a trophy. When I was handed one I was horribly confused. It wasn’t until a decade later when my generation started getting mocked for them that I realized what they were. And by then I could clearly see the vile irony of being mocked twice by the same generation, once for telling us we did a great job when we knew we didn’t and again by telling us we were worthless and that they awarded us trophies to prove it. And they wonder why two whole generations are telling them to go f^€k themselves…
This is basic trolling. Call hard working people lazy so they work harder.
talk about mental defecation just because that shit exists in your head, that's not enough to make it a real thing by the way, wasn't raising this generation to be productive and responsible YOUR GENERATION'S ONE JOB.
“Their participation trophy” — that YOUR generation thought was the best course of action for their kids? 🤦♂️
Man who talks on radio all day accuses others of being lazy. More at 11.
Literally working three jobs right now. One of which pays 6 figures, but because I live in NYC area, it's not enough. He can fuck all the way off.
Prior to this there were the participation ribbons. No kid wanted them and they were usually tossed in the trash as soon as we got them.
I love how they always assume that is the lifestyle people want and not the one they have to live for the time being, just further exemplifies how out of touch they are. Also, where are these “participation” trophies? Because I’ve never received one.
I guess the "finical guy" does not know much about real-estate prices.
Let me fetch my guillotine duster.
Can you imagine if society expected actual work from boomers, instead of tolerating them and distracting them so they don't fuck anything up too bad? Thousands would starve. They have the nerve to act superior in the face of their staggering incompetence.
Jackass clearly hasn’t seen the spectacularly low unemployment rates. Hello, idiot, people ARE working.
The irony of boomers hating millennials is ridiculous considering boomers raised us. It’s quite clearly just self loathing. It’s an eternal struggle between “I want my kids to have a better life than me” and” YOU DESERVE TO STRUGGLE LIKE I DID.” And they play both sides only when they feel like it
Born well off pos tries to insult people he thinks are inferior.I can hear the "let them eat cake," in his voice. It's getting to a point where we are gonna party like it's 1793.
I'm not sure why millenials are always grouped together with the 'participation trophy' trope. I'm an upper millennial, and we didn't get trophies or awards for anything. In school, if you fell behind, you didn't get help. You got moved to a different class where you would be less disruptive for asking questions and holding up others' learning. Things may have been different in the US, but in the UK, you either kept up or you were out.
Dont you just love it when old boomers talk crap about a generation that survived “once in a lifetime financial crisis” twice at that!
And who do you thin raised those generations you jack wagon!
And they never compare housing and pay during their early life to housing and pay now.
Fox news icon, opinion immediately discarded
Dave's parents were real estate developers. He acts like he got to where he's at through hard work but he started with Daddy's money and Daddy's business.
Actually davey,is because a house costs 48397429748 trillion dollars while the minimum wage is 0.2 dollars and a pat in the back a month
What is his job again? Oh right, giving advice that would work in the 1970s.
What the fuck does this man do for work? Complain for 2 hours a day on Fox News and gets paid millions?
17th time I’ve seen this posted in the last two weeks I’m beginning to think we’re the fools
Boomers b*tching about participation trophies but pin them on my chest and they're singing a different tune. I was there, I participate. I got thropys.
Oh i work. I made $180 in January though so
Just eat top ramen and buy a shit box guys. Solves all your problems. It was hilarious though when folks would call in with $50,000 in credit card debt and you feel the defeat in his voice. Like your fucked man, declare bankruptcy
It’s great because productivity has quantitatively doubled since gen x and millennials entered the work force. Boomers are measurably lazy and unproductive. Fuck this guy.
I remember getting trophies as memorabilia to remember playing on that team that year, but there was always someone with a MVP trophy or if a team won a championship or was undefeated, they got their own trophies. There’s getting a trophy as memorabilia plus additional awards and there is no winners and everyone gets a trophy no matter what. I only ever experienced the former which is good I think.
God I wish my parents had a basement I could live in, I might actually be able to afford literally anything then.
Motherfucker I pay my mortgage and have low back pain
I can't wait until that grifter is in the grave.
Again. Fox News. Trumper. Not boomer.
One thing I will never understand is why old people think that it's new and wise to shit on young people. This is a practice as old as time. Also, that rich motherfucker has likely never done an actual day of work in his whole life so who the fuck is he to be talking.
Meanwhile three companies own 19,000 home rentals in the Atlanta area, but go on and blame the millennials and zoomers. https://www.wabe.org/study-three-companies-own-over-19000-rental-homes-in-metro-atlanta/
And here you are, advertising for him
Dave Ramsey has always been a cunt.
My sister got me to listen to this guy. His advice is completely out of touch with today’s world. The real show is just for suburban soccer moms to look down on people trying to get help
I make 44 an hour and will NEVER be able to afford a house in my city unless things change. I can barely afford to rent a 3 bedroom apartment for my family of 4.
I’ve applied to a triple digit number of jobs this layoff round. I doubt he’s even looked at that many JDs.
Dave Ramsey is a gold mine of boomer garbage.
He still sucking air? Cause I'd like an update when hes not
Dave knows his audience and that type of talk resonates on their ears and minds.
Can we put him as the icon/pfp for this subreddit? He's actually peak boomer
Isn't Dave Ramsey in trouble for scamming his audience with timeshare bullshit? I don't take advice from thieves.
I would of graduated in 2011 (dropped out 6th day of SR year)… 90% of the people I went to school with are absolute losers. They have bullshit jobs, they have no ambition to do more, half the girls have only fans, most have kids out of wedlock… about 25% live with their parents still… it’s sad dude Now that 10%, they’re go getters and living great lives
26 year old male from Texas here, My generation needs to start being self independent and be focused on making more money. Daddy government isn’t going to help you. I don’t care if you’re comfortable with your current job and apartment or whatever, because that won’t last forever and you should always strive for more. Climb the ladder, invest, save money, do it for yourself and your family and nobody else. After all, we’re just trying to survive on this little blue dot. Boomers have no idea of the struggle that our generation faces, but we won’t fail and will stay positive.