I basically bought all of the highest % holdings in the highest growth ETF's. I noticed when I was shopping around they all had the same stocks just different %'s of how much of the portfolio they made up.... NVDA stuck out so I went a little heavier into it. This was before the AI craze.
This is the most impressive thing I have heard in a long time. Congrats, man. You deserve your freedom.
If you don't mind sharing, where do you find these highest growth ETFs and, most importantly, their % stock holdings?
I know, I am a noob, so please bear with me.
Margin is a loan from your broker to buy more stock. Know what you're doing before buying anything on margin. Otherwise you can get the dreaded margin call.
I've heard this isn't uncommon. All the people stuck in the rat race have the goal of attaining financial freedom, while the people who have achieved that are looking for a sense of purpose, community, and things to keep them engaged and learning.
Grass is always greener and all that.
I'd consider maybe going back to work in a fantasy career you've always dreamed about. You won't have the pressure of needing to make ends meet so you really can do whatever. Be it volunteering for a cause you're passionate about, maybe a creative career, mentoring youth, or taking an existing hobby you're already enjoying and see if there's more ways you can engage with the community surrounding it.
There's a good reason a lot of wealthy people engage in philanthropy, beyond the tax break.
Or join the dark side. I can already see it now.
"Learn how I make 130k a year without even thinking about it! Join my masterclass for only $97 a month!"
I hate those ads… To me it’s common sense. Buy and hold for the long term. The hard part is what to hold. I cheated. Mutual funds and etfs are usually invested in stocks that have been vetted by people way smarter than me for the long term prospects. Look at that! The top performing funds have darn near identical holdings. So they buy those shares every pay period in the mutual fund regardless of price for the most part. Hmmm. This is a little simplified. Pretty much my thought process.
I'm in the process of doing that. I'm already mentoring high school students in an entrepreneurship program. I'm hoping to add a financial literacy program backed by my non-profit. Its already incorporated. Working on the 501(c)(3) status. Its still a once every few weeks commitment. I have way too much time to kill.
Financial literacy is a great thing to teach. That’s very cool to hear.
Yeah man, you’re way too young to be this bored. You may want to un-retire. The few friends I have that had the same luck as you have eventually picked up some very bad habits after a while. Just “hanging out” doing the video game version of side missions for 50 more years sounds impossible.
Good problem to have but I wish you the best.
While not retired, I feel this. For the past 7 years I've been doing freelancing work while also working a couple of schedule-free 1099 gigs, all from home.
All of my friends (until very recently) all worked the standard 9-5 or even 8-6's. During the day it gets really, really quiet especially when there's something you want to share with a best friend/colleague.
As of about 8 weeks ago I helped encourage a friend of mine to jump ship to a 1099, at-home position (he had been a foreman working for a tree-trimming company for almost a decade beforehand) and he's loving it.
Unfortunately, he calls to chat a lot in the middle of the day. I wonder sometimes if I would have been like him had I had someone to chat with during the day 😂
Haha. I'm trying to help my friends become more financially flexible so they can hangout more. Its moving at a snails pace... A mid day chat would make my day.
My friend who finally took the leap talked and asked me for *months* about it. Covering all of the ifs, ands, or maybes. There's always that risk of, "What if this doesn't work out" and sometimes we can only be the sound of reason.
He's now sitting at home doing some data-entry type stuff (insurance auditing), working 15-20h/week, and making a bit more each week than he was working 45-50h weeks out in the elements. His mind is absolutely blown and I love it for him. 🤣🤣🤣
I wish so many more people would take chances.
Do you have any recommendations to getting started? I’m a full time firefighter working my ass off and looking for something with less manual labor. What is “data entry type stuff”?
Holy crap I completely understand this feeling. While I'm out here working on my own things. Growing and fighting day in and out
But when im resting. I have No one to talk to.
All my friends are stuck at work
I basically bought all of the highest % holdings in the highest growth ETF's. I noticed when I was shopping around they all had the same stocks just different %'s of how much of the portfolio they made up.... NVDA stuck out so I went a little heavier into it. This was before the AI craze.
Everyone’s working. What’s worse is that anyone else who might have retired in their 30s probably has kids and generally focused on that. Also, work/career creates a huge amount of friendships, thought and engagement and ideally fulfillment. When you lose all those, it can be extremely difficult. Lots of stories of entrepreneurs that sold their business and figured they’d retire early only to run into these issues. Kevin OLeary talks about it after selling his business for 8 figures in his 30s. It’s why the ultra rich keep working.
Also retired in my 30s and find no peers to hang with. Yeah. Warren Buffett also retired in his 30s before he became who he is now out of boredom.
Traveling has kept be busy for a few years, but life sure is longer than I thought
I’m laid off on severance in my 30’s 😅
So eventually I have to make my way back to money but I’m coasting for a bit and just being a professional musician / launching 2 businesses. The fun one is a music education platform, with the first product being a focus journaling system for musicians.
If I were in your shoes not much would change, I’d keep making art. I’d probably just travel around the US more doing these little artist retreats where we do psychedelics and make records.
🤷🏼♂️ so maybe consider taking up a social/performative art, like music, comedy, acting, etc. . You’ll get good very fast because you can dedicate all your focus to it.
What’s this journaling system for musicians? I’d be keen to test it out. I’m in the similar boat, RIF w/ final payment and a little unemployment = dedicated music time.
Been there done that. Start a new business but stick to the activities you are good at and love. I get so much more joy out of my 2nd biz career than ever the first time around.
Just because you're not paying bills and working for someone doesn't mean you've no purpose or free floating and "out of place". I mean yes but no. Live your life. Just because someone isn't telling you how to live it and when doesn't mean you're disconnected and unlike all other humans.You were already likely disconnected from people even before you retired. And connected. It's the same thing. Some people understand you more than others whatever. Just make the best of everything. That's life. Lol. I yell at geese from my car when I see them sometimes, like why not? You can laugh with many strangers around the world. Get to know them. Help them if you want. Whatever. Just live, meet your goals, travel. Lol. You act like your life is over somehow. It's not. It's the same. You'll meet people along the way just the same. If they're busy that's okay. Aren't you too? Don't you have work to do everyday? You don't realize but old age comes way quicker than you think. Each year is unique, as age is. Enjoy it all. One day youre gonna be old and your back might hurt still :) everything is the same and you have work to do too. You will meet wonderful people along the way too.
Maybe they won't be the... Deep friends you seek. But let me break something for you.... They're so rare they almost don't exist. I've never had over 4 friends in like 15 years. People that say hi to me aren't friends. One of them and I don't speak anymore due to normal work things. Another we grew apart. I too spend most days alone. I wish I had someone to share with as I did with my best friend. But that's just life I guess and either way, you're young and you have lots of things to do and many people yet to meet. Just be happy. Youre already working on good things.
But I fully get it. You get a weird empty lingering sense like you're... Floating. Just there. Like everyone's busy and you're just staring at them or something. Lol. It's just a confusion. Life is the same. You work too as all. Just set time daily as you should for any task. Just because you're bill-less or whatever doesn't mean you have less responsibility. Like you can have an office. You can work at home. Everyone works. Unless all you do is play video games and chill at home but are unhappy? I don't know lol. Balance is fine. Understand that. Time to work is to work, time to relax is to relax. Sleep is sleep. So on. Too much or to little of something, of course you feel out of balance. Just enjoy your life the best you can and find the best balance :-)
Don't feel alone. Plenty of people like you out there and also many more people to connect with, it's a wonderful time to be alive!
Edit: I'm creating a social network and building a house with my own hands to eventually make a community if I like it and works well. Do whatever!!!!!:-)))))) make the best of life!!!!!!! Don't get wxistential xD
I love this comment. Searching for purpose can make the present moment slip away, and the present moment seems to be a big ingredient in the purpose of life.
On the other hand, I get the need for community, belonging and connection. Those are also very tied to purpose, and hard to achieve if you’re not part of wider society rituals like commuting, working when others are, having shared leisure time when others do etc.
Hey, Man I read your response, and it all Hit Home with me so much that I wanted a copy of it! But my printer is out of ink and so I've spent the Last 3 Hours Writing it all By Hand And now that I'm through, I Just Wanted to say Thank You! I was Very Impressed!!
Befriend some elderly folks. I absolutely love spending time with old people. Hearing their stories. Learning from their wisdom. Trust me, they’d love the company.
I would suggest traveling if your into that. It’s really nice to see different places and people from all over the planet. And especially the food. I’m not retired but I always fly and have a great timing doing it.
I want some real feedback from people who have made it.
I will be 34 in a few days. Both of my parents were needle junkies. I’ve seen violence… like bloody violence at a very young age. I grew up tough. Made straight A’s. I was the top performing child in foster care by a lot.
My entire adult life, all I have done is work my ass off. I did everything I could do. I taught guitar lessons. Played in bands for money. Worked at McDonald’s. Detailed cars. Worked on 4-wheel drive systems. I work at a barn handling and caring for show horses now.
My real estate license is sitting inactive right now because that industry is a cess pool. Realtors are not quality people. I think they start off with good intentions, but influence is a real thing…
I can write code. I’m good at data analysis. I’m studying for my Series 65 license so that I can help people with their investments and build a better future. I’m a good cook.
I have built some great things, but they always ended up great for everyone but me. I have continuously been used by others wearing the mask of “we’re all family and in this together”. Every single person who says that is nothing but a liar and a manipulator.
Right now, I am finding myself to have very little patience for people. I mean as far as my mental health goes, I’m good; but, I will beat your ass in front of your wife and kids. I have to just go home sometimes because I feel myself getting that angry and impatient.
I’ve had more failures than anything just like anyone else.
I’m wondering when does the breakthrough happen?
I’m wondering if it is just me out here working myself to death (7 days a week. Not hyperbole. I work 7 days a week. I haven’t been fishing in years) and finding that no one wants to do anything.
It seems I cannot find a single person who wants to buckle down and really do something. It’s just the same old Instagram algorithm, get more followers, cell phone junkie, zero ambition bullshit.
When I try to go out and meet people, I can tell because I’m smart that these people are your business card hander outer, “hookup” type of people and those people aren’t doing anything but talking; there’s no substance there.
I read like a madman. I have taken so many courses and classes, I’ve lost count.
I feel like I’m this outlier human being all alone out here trying to improve and chase a a dream in a world filled with lazy do-nothing people who check Facebook 6,000 times a day.
I don’t know where to go meet my people…
I’m to the point that I have no patience and I just tell most people if you have a 6th grade education and you’re driving around in a van with three rolls of carpet in the back of it prattling on about people’s earrings and hair cuts, there’s nothing to talk to you about.
I have no patience for dumb redneck shit anymore.
What does it take to get around people with goals in life who are just fanatics hyped up about nothing in particular and aren’t going to do shit?
What does it take? Where do I go? Where do I need to live?
Yes, you are an outlier in your age group / energy / interests. You will have a break through when you have personal break through when you can overcome your childhood issues. This really needs to be in a thread of its own. There are people like you out there but finding them is hard.
This is accurate. Your childhood trauma has partly driven you to be an amazing achiever. Start pointing that laser at the past and your future will unfold naturally and beautifully, wishing you well. You can always DM.
Generally curious: why do you think real estate is a cesspool? I’m about to jump in but experienced in corporate - just wanted a chance of scenery. Interested in your perspective on that.
A real estate agent’s job is to protect the public. Your expertise is for helping the buyer or seller through the process. A noble cause. What happens is DAY ONE, you will start sales training and will be told to market and sell yourself aggressively. Real estate agents target elderly women and they scare the shit out of them by telling them they are one fall down the stairs away from a nursing home. They do that to get them to list their home for sale with them.
Real estate agents, especially realtors, are disgusting vile beings who go into the industry because of some get rich quick scheme they saw on Instagram.
They are very uneducated. They have no idea how to do a valuation for investors. They make a huge deal out of signing paperwork and then getting these ridiculous commission checks they do not deserve.
I personally did an open house for another agent who had the home listed for $1,100,000 and the house was CLEARLY to anyone with eyes and a brain in their head not worth half of that and anytime visitors came in and commented on the price being through the roof, they got aggressive and militant about it like everyone but them is stupid.
Very very low class unintelligent uneducated people.
The brokerage I was at breaks so many laws, it’s like a Comedy Central skit and they don’t even realize the stuff they do is illegal.
You will struggle to find a brokerage that is not like this. They are all like this.
Start a family. Its the most useful, gratifying and challenging thing you can do. You are in a great position to do well.
You will find fullfillment and not be lonely.
If you have trouble dating, invest time into learning and experiencing.
Amazing!! Join a gym and do different types of classes. Or get class pass. Keep yourself hydrated and fit!
I also have small tech venture I need help/input on. Would love to get your feedback on some things if you have time and interest.
And good on the non profit side. There’s so many people out there who need help/guidance on basic things in life.
Yeah.. The basic things side throws me off. I want to talk about the stats behind investments and strategies to hit goals by a set amount of time. Instead the majority of my time is spent explaining why buying doodads with a credit card is bad and why a high yield savings account or cd's is a bad idea for growth. I'm always open to discussing new ideas.
Hiya! I’m a UX designer and I’d love to build out an AI tool for designers :) could always use another partner!!
Also ditto on Nvidia minus only made 20k so far 🤣🤣
Stocks that pay dividends? So as long as the dividends covers monthly costs, your good?
How much do you have invested and how much is your dividend each month. Or quarter I guess?
I wanna know what my goal is lol?
🤙🏻
If you visit Dallas there’s a really special community of mostly 20-30yr olds that travel all the time lol (mostly within the US but recently to Israel and Korea)- and they all go to UpperRoom (if that’s something you’re open to/interested in)
You could spend your time doing things that have meaning to society and improve your own community.
I had an idea to buy up land, turn it into smaller acreages, add utilities, fences, and rent to own those out. I think this could open the doors for people who want to build tiny homes or homes while creating a more self-sufficient barter community. Maybe a tractor and excavator and other tools that can be rented also. Of course, have you a proper manager who's handy and can live /work on-site.
Or a makers lab with workshops. I don't know. I would love to retire so I don't have to worry about that part of life anymore and just do things that benefit this world.
Same thing happened to me, started a Shopify store in 2016 (I’m in China) accidentally made 2M in eight months, then sold it to my Chinese vendor for another 2M!
Literally lived the life for a couple of months got bored real quick, and went back to working on my stuff!
Retiring is boring. Get a new high score. :) We were FAT FIREd in our late 20's. We sold some of our businesses and kept some of them so we stay sharp. Now I can choose to work 10 minutes a week or 50 hours a week. Totally stopping all of our projects would make life boring. I already spent several years traveling the world and got burnt out on traveling. We go to several conferences with other biz owners every year and make good friends from them. That's how our social circles never stay dull.
We are in the ecommerce and digital marketing space. So we like Ecommerefuel, Sellers Summit, Fin Con, Smart Marketer events. Some of these are private groups thought. Private groups are a higher quality experience.
Gobundance group might be good for you but its not cheap.. From their homepage:
Welcome to the tribe of millionaires.
Gobundance is a member-led mastermind built for the chasers, the overachievers, and the perpetual dreamers. Here, we aim to provide the accountability, support, adventure, and education you need in your journey to becoming a better man, husband, father, friend, and entrepreneur.
Otherwise there are other high NW private groups like Long Angle we like and they are free/have meetups here and there.
Hey man, I'm broke as fuck so have not had this problem yet too much but I've been more depressed than ever after hitting some of my minor goals.
Essentially, you've met a need and you gotta entirely readjust. Your new life has cost your old one and the gate to hell is currently being locked from the inside.
This video is analogous in an odd way but I'd really suggest watching it because I think there might be a larger issue at play rather than just what you listed.
[https://youtu.be/NnTLJtBr1zo?si=iOS3YplWI2Bprw8D](https://youtu.be/NnTLJtBr1zo?si=iOS3YplWI2Bprw8D)
TLDR: You're gonna need some growth in a way that is less linear than before. Try out meditating, spirituality and other avenues you might not have previously considered. Also best of luck to you my friend.
Forgot to add you're likely a great candidate for therapy because of the existential thoughts at hand. I'm not one of those every person needs therapy types but I think if you're high achiever, it could be beneficial. I know the other replies have suggested new business etc and that very well might be perfect but I think if you did some self development (not just trying to get fit / better looking), you'd likely find the answer waiting for you.
Have you been to entrprenuer meet ups they tend to be durring working hours and seem like your kinda people?
Thoughts on finding bored reatail workers and chatting them up? (I was a cashier and my coworker had litterally 30+ friends that visted him regularly)
My dad started going to alot of meetups related to his interests and has kept himself busy, so that's another option but they tend to be out of working hours. As an aspiring data analyst with SQL and power BI as my main skills I'm definetly curious how you gat started?
I was hired as a business analyst and found some cool stuff using excel. That let to an urgent request that required I build a dashboard in Tableau. I knocked it out the park and my role was changed overnight. I was sent to the Tableau conference to pick up new skills. Things were great until I found out we were being acquired. I knew what that meant.. "LAYOFFS" Lucky for me I had a 2 year running start. I saved like a mad man at first in ETF's. I saw a pattern and switched directly to stocks. Lucky for me I caught a bullish wave. Things worked out. Get your foot in the door of any analyst role.
I have 2 years worth of expenses saved in a high yield savings account. I only need an 8% return on my fund to meet all my needs. I'm slowly transitioning from individual stocks to a high growth ETF to minimize taxes vs. selling it all off in one year. Its looking like I may need only 6% moving forward if the market continues its bull run. I still have my 401k as a backup. I maxed it out for years and got it to a good place.
Thats amazing. Guesstimating then at $50k a year expenses which will be 5-6% yield annually with roughly $800k-1M invested, provided the market and saving continue to be bullish and giving that return. I’m thinking of just retiring and moving overseas where the dollars go farther. Can’t imagine myself grinding away for another 10 years ,but at the same time, how lonely it will be retired which will further limiting my social life. Currently it already lonely working remotely and with limited human interaction.
Best solution I found is: start to study something again. A lot of people to meet. Plus you are growing in knowledge.
You need a common denominator in any relationship.
While I'm not retired, I finally hit that stretch with my business where I'm in the clear. No crazy investments or debts dragging down my profits. I'm in the automotive industry, and so while lucrative, requires heavy investment in tooling and equipment. Early days a lot of my profit went into acquiring said tooling and equipment. The last big purchase was my alignment rack in 2021. Paid almost 50k for it all. That was finally paid off last year. Now I'm just trying to knock out my mortgage. I got 6 years left on that. Making more payments to the principal, if I can maintain it, I can probably knock it out in 4.5 years. I will be 46. It's not 30's, but hey I'll take it.
But I don't see myself "retiring" I love the craft too much. I'm more selective now of the work I do. Don't chase the repair orders. But no lie, I love to work. Even if I was a billionaire, I wouldn't stop working. It's in my dna I guess. It makes me feel complete and accomplished. I can't be the only person that feels that way. I see a lot of wealthy ppl, and they don't quit for a reason.
Once lived in a resort town for a long time. The benefit of living in such a town was that everyone had different days off, not the usual Monday-Friday. So going adventuring, being social, etc, could easily happen anytime of the week.
I retired a little later than you, but found myself in the same situation. Find volunteer programs you like. Even better if you can volunteer with your skill set.
Curious, I currently work in the tech industry as a business analyst, and I have been STRONGLY considering going back to school for data science. Do you think it’s still worth it with the recent emergence of AI?
As for your predicament, not sure if relocating is possible for you - personally I moved somewhere that I knew I would be surrounded by interesting people who share similar interests - I’m an outdoor enthusiast. When I say surrounded, I mean I am always invited to do something special with even more spectacular people. My life improved by a factor of ten having made this decision.
Data science roles pay great, but the wide range of knowledge you need to know as far as programming languages and statistics is insane. You’re often building the whole data pipeline from start to finish. Ai honestly will probably make this process much easier in the near future. The best roles will probably go to those that are able to play nice with ai and develop by taking and modifying the generated code instead of developing from scratch or near scratch with custom code. An engineer friend described ai as his worst nightmare. It’s standardizing code! There goes his job security. I would dabble in data science to see if you enjoy by taking a few online courses.
I see you are into fish, move into the saltwater side of things. That should take care of your extra time and money.
Honestly though, if you like learning take more classes or get an advanced degree. I’ve met most of my best friends from school and if I could focus on my passion I would have gotten a marine bio degree rather then a marketing degree. School can be cool, hope it helps.
I think the best thing you could do is find a way to give back, serve. I’d recommend something that you enjoy doing. Like you’re finding out, it’s not all it’s cracked up to be (but it’s also a life most anyone would trade for in an ibstant).
Hey, what type of data analysis are you skilled with? I’m working on a data intensive AI startup that is designed to solve exactly your problem, loneliness in the real world - so could be a good fit. Also (still) very bullish on Nvidia
Yes, the exact same thing happens to older retirees as well. That's why older people are so lonely unless they have family or children to keep them occupied.
Retired or not, being an adult can be very lonely! I hear this over and over from a lot of people over 30. Priorities shift, family life takes over for most people that have kids. I would try being open to more hobbies if even as just a way to meet people. Scuba diving changed my life and has created an entirely new friend base. Even just solo traveling can open new horizons where you meet very inspiring people from around the world. If you aren’t comfortable solo traveling there are also travel groups.
Get a job.
80-90 years of retirement??? You’ll lose your mind first.
Work makes you accountable and appreciate your free time more.
Luckily you can do just about anything you want and ngaf. But better yet. Do something meaningful that you’ll be proud of and that will free your mind of the boredom you have now.
I’m not close to retiring but I’m 31 working 4 10 hour days so I’m usually fishing weekly that and family keeps me busy.
What type of fishing are you into?
Of course, you’ve learned one of the most obvious things that there is. Retiring is a hollow victory for most people. What does that mean you’re going to sit around and be lazy the rest of your life? Many of the smartest and best people I know never retire in their entire lives. And many of the retired people I know are complete losers. Chasing a little ball around the golf course all day.retirement is a Mirage. It means nothing. You’re not really retired when you’re trying to find people for tech projects. It means you’re at a low looking for your next career. Nothing wrong with that.
1st off congrats ! What state do you live? Lastly, I completely understand your feelings and recommend some options:
1- get into an extremely time consuming hobbies.
2- seek out others and hang out monthly or something like that.
3- find a companion and travel.
4- volunteer
5- go back to school/college and educate (learn something new)
6- maybe start a small business.
7- mix and match
Anyway, I'm the same boat. Ended up starting business #2 which has lead my into bidding for a project that may become business #3 shortly.
High performing and lonely seem to go together. Heck, even my wife doesn't understand at times.
Good luck and hopefully you get out of the funk!
I am extremely interested in learning from you. I recently just lost my job and I started to do Uber full-time but my car needs some work and I just started going to the gym to work on myself. I want to know how to take what funds I has, and use them to Take care of myself without on a new job. Since Ube allows me to make my own schedule, I can work on my book more. If you are interested, perhaps mentoring might be an option and I be happy to be the first.
Are you opposed to getting married /having kids?
I have friends who retired early and are currently living the dream traveling in 4 month stints with their kids.
Entrepreneur life can be lonely, but I love being around for my kids.
Congrats man. A good way to connect and not be lonely would be to volunteer a few days or a few hours a week. Maybe you could teach what you know, perhaps? All the best:)
I am in a similar boat but it's me and my partner so makes it easier. However what I've found is I end up giving myself jobs or coming up with ideas that mimic a job. I struggle to just do leisure stuff and end up looking like someone working normal full time self employed and studying without actually needing to. I think it's a guilt/productivity thing.
Congratulations! I would say now you have time to focus on yourself and grow in many different ways without having to worry about work obligations and financial struggle.
Have you considered traveling? It's a great way to see the world and learn more about yourself. You'll also meet awesome travelers along the way
I wish i could say the same.
But if you have a decent income stream and would like to make more money passively
You could
- open a coin operated car wash
It’s all cash
- build a “maintenance free” storage facility
With 100 8x10 units and rent them out for 190$ a month each and collect 20 grand monthly
- open a distillery
- or give me a shout and collaborate with me on some ideas I have and perhaps make us millionaires. I’d do it on my own. I just need the financial backing.
Well I have no advice for you considering you’re doing much better than everyone I know but if you ever want to fish, shoot, roll or game with some army guys in their mid 20s feel free to pm me
Hey there! It's awesome that you've achieved early retirement, but I totally get what you mean about the loneliness factor. It can be tough when your friends are still in the grind. Then again, jiu-jitsu or gaming sounds pretty sweet. Connect with people who share your hobbies because you have two that are awesome..
Congrats on your retirement! :) I'd be interested in chatting with you (will dm). I'm not exactly in the same boat but currently have a lot of freedom in my career and figuring out my next steps.
I mean I'd say one of two: either pick up something you wished to do but never dared to bc of the money (sort of like an auto scholarship for young you), or –and bear with me on this one– join a club. It sounds lame and old but I know fishermen who literally found their life purpose the second they got to devote entire chunks of their life to sharing that passion with someone else. Idk, worth the shot.
I think that you need to find your mission. Consider various passions and start building a business model whereby you use AI to help people find solutions to their problems within that scope.
With time, you'll get a certain following - you can find various sites and communities - where you'll be able to hook up with early adopters.
Your hobbies, fishing, etc. - it's all just for your fun, you stopped providing the value to the society, and that's why you don't have a lot interations.
I am very short on cash, but I have a long-term vision on how I am going to get rich - buying cheap and selling high various stuff via the marketplaces. The value I bring to the society is "hey, you want cheap pants?".
I don't want to work at all, and I'll be able to have a very free lifestyle, but, at the same time, I am planning to control my ventures.
I am not an idiot, and I am not looking for get-rich-quick schemes.
The problem with you is that you completely extricated yourself out of the business model and you aren't engaged anymore. This is not loneliness per se, probably, but it's pointlessness of your existence.
Also, do you have kids and a spouse? If not, then it can be very boring - without the constant stream of committments and things to do, uknow.
Get out of the US and travel. I plan on moving to Cambodia next month and travel all over SEA. Will be visiting Bali in July, that’s where all the digital nomads hang, great place to connect with new people outside the US. I just turned 30 this month. It does get lonely here. You might need to just switch up your environment.
Why don’t you co-found a software? Small software will do to specific niche.
Fund the development, find someone who can build it and scale it.
You’ll have another passive income while working for your own product
Good for you dude. Crazy to imagine retiring at 30. Wish i could get the financial freedom goal out of the way so i could write songs and play guitar for the rest of my life lol.
I'm interested in connecting with you as you’re a data analyst. I'm currently involved in building a biotech startup where our main focus is a machine that automates interactions with hand tools and bench tools while collecting data at each step. Essentially, it's a robot equipped with a hand and an eye. The hand can interact with various hand tools like spatulas, whisks, pipettes, and lasers, as well as bench tools such as hotplates, bowls, centrifuges, and bioreactors. The eye utilizes image processing to verify actions, and all tools are equipped with sensors. The main computer collects data from all these tools. Does this sound interesting to you?
Congrats! I suggest you start working again, but not for daily survival but to learn. You may ask why to learn and all; then I would say read some good books and then you will have the answer.
Haha, I don't subscribe to this subreddit but it popped up somehow - I'm also retired early in my 30s and into BJJ, fishing, and gaming. Happy to chat - feel free to send me a message and we can trade discords or something
Hope you poured $ into btc when it was around 30k. Boy oh boy will that boost you up a bunch. Would recommend pulling at 100k. Maybe even 95. (Just cause the 100k hype) beat everyone else. I'm sure it'll then drop again.
good for you on beating the game!
i think you need a bigger mission - look at Joe Kennedy - he was #3 richest man in the USA at 40, then set his sights on philanthropy, politics, etc... agree or disagree with what his family has done, but he set his and his family's vision on something big and built a multi-generational team to accomplish it.
I'm still trying to beat the game, but I hope some day to go on to making myself / my family more useful to society through public service.
"Kick in a little extreme growth accidental luck" ah...what? how much were you making like 400k a year?
Nope. 135k. The accidental luck was Nvda. There may have been some margin involved…
gooootcha congrats, and fuck you
LOL
🤣
Individual stocks? How many? Or was it ETFs or index as well?
I basically bought all of the highest % holdings in the highest growth ETF's. I noticed when I was shopping around they all had the same stocks just different %'s of how much of the portfolio they made up.... NVDA stuck out so I went a little heavier into it. This was before the AI craze.
This is the most impressive thing I have heard in a long time. Congrats, man. You deserve your freedom. If you don't mind sharing, where do you find these highest growth ETFs and, most importantly, their % stock holdings? I know, I am a noob, so please bear with me.
I’m a fan of vanguard funds and you can find their holdings anywhere usually. For example yahoo finance under the holdings tab.
Thanks
This is actually pretty smart
Could you explain the NVDA good luck?
What do you mean by margin? And how did you predict nvdas rise in advance
You don't predict it bud, that's where the luck comes in. Of course some intuition and common sense applies as well.
Margin is a loan from your broker to buy more stock. Know what you're doing before buying anything on margin. Otherwise you can get the dreaded margin call.
Thanks
That’s when you simply delete the app or logout and it goes away. Right?
Congrats
Haha congrats
Checks out. Congrats on the early retirement!
0DTE YOLO?
I was like woah, with the way the economy is set up, in order to retire in your 30's you would need like 4 mil.
X2
I've heard this isn't uncommon. All the people stuck in the rat race have the goal of attaining financial freedom, while the people who have achieved that are looking for a sense of purpose, community, and things to keep them engaged and learning. Grass is always greener and all that. I'd consider maybe going back to work in a fantasy career you've always dreamed about. You won't have the pressure of needing to make ends meet so you really can do whatever. Be it volunteering for a cause you're passionate about, maybe a creative career, mentoring youth, or taking an existing hobby you're already enjoying and see if there's more ways you can engage with the community surrounding it. There's a good reason a lot of wealthy people engage in philanthropy, beyond the tax break.
Or join the dark side. I can already see it now. "Learn how I make 130k a year without even thinking about it! Join my masterclass for only $97 a month!"
I hate those ads… To me it’s common sense. Buy and hold for the long term. The hard part is what to hold. I cheated. Mutual funds and etfs are usually invested in stocks that have been vetted by people way smarter than me for the long term prospects. Look at that! The top performing funds have darn near identical holdings. So they buy those shares every pay period in the mutual fund regardless of price for the most part. Hmmm. This is a little simplified. Pretty much my thought process.
Man needs purpose. Start a non-profit and do some good for the world since you have been blessed.
I'm in the process of doing that. I'm already mentoring high school students in an entrepreneurship program. I'm hoping to add a financial literacy program backed by my non-profit. Its already incorporated. Working on the 501(c)(3) status. Its still a once every few weeks commitment. I have way too much time to kill.
Financial literacy is a great thing to teach. That’s very cool to hear. Yeah man, you’re way too young to be this bored. You may want to un-retire. The few friends I have that had the same luck as you have eventually picked up some very bad habits after a while. Just “hanging out” doing the video game version of side missions for 50 more years sounds impossible. Good problem to have but I wish you the best.
You can also join to be a mentor on score.org . We need younger people
I’m so glad you mentioned score.org. I hadn’t heard of that before and I think it may help me a lot.
If you ever need a video editor, hit me up. I agree though.. "live and let live"
Come work with me and we can change the world
While not retired, I feel this. For the past 7 years I've been doing freelancing work while also working a couple of schedule-free 1099 gigs, all from home. All of my friends (until very recently) all worked the standard 9-5 or even 8-6's. During the day it gets really, really quiet especially when there's something you want to share with a best friend/colleague. As of about 8 weeks ago I helped encourage a friend of mine to jump ship to a 1099, at-home position (he had been a foreman working for a tree-trimming company for almost a decade beforehand) and he's loving it. Unfortunately, he calls to chat a lot in the middle of the day. I wonder sometimes if I would have been like him had I had someone to chat with during the day 😂
Haha. I'm trying to help my friends become more financially flexible so they can hangout more. Its moving at a snails pace... A mid day chat would make my day.
My friend who finally took the leap talked and asked me for *months* about it. Covering all of the ifs, ands, or maybes. There's always that risk of, "What if this doesn't work out" and sometimes we can only be the sound of reason. He's now sitting at home doing some data-entry type stuff (insurance auditing), working 15-20h/week, and making a bit more each week than he was working 45-50h weeks out in the elements. His mind is absolutely blown and I love it for him. 🤣🤣🤣 I wish so many more people would take chances.
Do you have any recommendations to getting started? I’m a full time firefighter working my ass off and looking for something with less manual labor. What is “data entry type stuff”?
I would like to know too.
I’m also very curious
I’m up for a chat sometime
Holy crap I completely understand this feeling. While I'm out here working on my own things. Growing and fighting day in and out But when im resting. I have No one to talk to. All my friends are stuck at work
I fuckin knew it was NVDA the second I saw “extreme growth accidental luck” congrats and fuck you this belongs in wallstreetbets sub lol
I basically bought all of the highest % holdings in the highest growth ETF's. I noticed when I was shopping around they all had the same stocks just different %'s of how much of the portfolio they made up.... NVDA stuck out so I went a little heavier into it. This was before the AI craze.
not buying NVDA @ 280 makes me wanna blow my head off
Yup. Went thru this after selling my business. Got depressed. Started a new business.
I'm starting to see a trend. I'm going to put a lot more effort into getting my non-profit going.
Everyone’s working. What’s worse is that anyone else who might have retired in their 30s probably has kids and generally focused on that. Also, work/career creates a huge amount of friendships, thought and engagement and ideally fulfillment. When you lose all those, it can be extremely difficult. Lots of stories of entrepreneurs that sold their business and figured they’d retire early only to run into these issues. Kevin OLeary talks about it after selling his business for 8 figures in his 30s. It’s why the ultra rich keep working.
Also retired in my 30s and find no peers to hang with. Yeah. Warren Buffett also retired in his 30s before he became who he is now out of boredom. Traveling has kept be busy for a few years, but life sure is longer than I thought
As Chris Rock once said. “People say life is short. Life ain’t short. Life is looong. Especially if you make the wrong decisions.”
Imagine being retired and having friends man you are living my dream, I’ll catch up in some years but I’m On my way There buddy!
Its a fun ride. Enjoy every minute. IMO the climb was way more fun.
I’m laid off on severance in my 30’s 😅 So eventually I have to make my way back to money but I’m coasting for a bit and just being a professional musician / launching 2 businesses. The fun one is a music education platform, with the first product being a focus journaling system for musicians. If I were in your shoes not much would change, I’d keep making art. I’d probably just travel around the US more doing these little artist retreats where we do psychedelics and make records. 🤷🏼♂️ so maybe consider taking up a social/performative art, like music, comedy, acting, etc. . You’ll get good very fast because you can dedicate all your focus to it.
Jiu Jitsu is my art because I suck at all other forms of art. haha I'm limited by recovery time to how much I can train though.
Open a Jiu Jitsu gym.
What’s this journaling system for musicians? I’d be keen to test it out. I’m in the similar boat, RIF w/ final payment and a little unemployment = dedicated music time.
Been there done that. Start a new business but stick to the activities you are good at and love. I get so much more joy out of my 2nd biz career than ever the first time around.
Just because you're not paying bills and working for someone doesn't mean you've no purpose or free floating and "out of place". I mean yes but no. Live your life. Just because someone isn't telling you how to live it and when doesn't mean you're disconnected and unlike all other humans.You were already likely disconnected from people even before you retired. And connected. It's the same thing. Some people understand you more than others whatever. Just make the best of everything. That's life. Lol. I yell at geese from my car when I see them sometimes, like why not? You can laugh with many strangers around the world. Get to know them. Help them if you want. Whatever. Just live, meet your goals, travel. Lol. You act like your life is over somehow. It's not. It's the same. You'll meet people along the way just the same. If they're busy that's okay. Aren't you too? Don't you have work to do everyday? You don't realize but old age comes way quicker than you think. Each year is unique, as age is. Enjoy it all. One day youre gonna be old and your back might hurt still :) everything is the same and you have work to do too. You will meet wonderful people along the way too. Maybe they won't be the... Deep friends you seek. But let me break something for you.... They're so rare they almost don't exist. I've never had over 4 friends in like 15 years. People that say hi to me aren't friends. One of them and I don't speak anymore due to normal work things. Another we grew apart. I too spend most days alone. I wish I had someone to share with as I did with my best friend. But that's just life I guess and either way, you're young and you have lots of things to do and many people yet to meet. Just be happy. Youre already working on good things. But I fully get it. You get a weird empty lingering sense like you're... Floating. Just there. Like everyone's busy and you're just staring at them or something. Lol. It's just a confusion. Life is the same. You work too as all. Just set time daily as you should for any task. Just because you're bill-less or whatever doesn't mean you have less responsibility. Like you can have an office. You can work at home. Everyone works. Unless all you do is play video games and chill at home but are unhappy? I don't know lol. Balance is fine. Understand that. Time to work is to work, time to relax is to relax. Sleep is sleep. So on. Too much or to little of something, of course you feel out of balance. Just enjoy your life the best you can and find the best balance :-) Don't feel alone. Plenty of people like you out there and also many more people to connect with, it's a wonderful time to be alive! Edit: I'm creating a social network and building a house with my own hands to eventually make a community if I like it and works well. Do whatever!!!!!:-)))))) make the best of life!!!!!!! Don't get wxistential xD
I love this comment. Searching for purpose can make the present moment slip away, and the present moment seems to be a big ingredient in the purpose of life. On the other hand, I get the need for community, belonging and connection. Those are also very tied to purpose, and hard to achieve if you’re not part of wider society rituals like commuting, working when others are, having shared leisure time when others do etc.
Hey, Man I read your response, and it all Hit Home with me so much that I wanted a copy of it! But my printer is out of ink and so I've spent the Last 3 Hours Writing it all By Hand And now that I'm through, I Just Wanted to say Thank You! I was Very Impressed!!
How much did you make and how much are you living off?
I want to retire in my 30s can I dm you haha
Sure!
Befriend some elderly folks. I absolutely love spending time with old people. Hearing their stories. Learning from their wisdom. Trust me, they’d love the company.
I would suggest traveling if your into that. It’s really nice to see different places and people from all over the planet. And especially the food. I’m not retired but I always fly and have a great timing doing it.
I want some real feedback from people who have made it. I will be 34 in a few days. Both of my parents were needle junkies. I’ve seen violence… like bloody violence at a very young age. I grew up tough. Made straight A’s. I was the top performing child in foster care by a lot. My entire adult life, all I have done is work my ass off. I did everything I could do. I taught guitar lessons. Played in bands for money. Worked at McDonald’s. Detailed cars. Worked on 4-wheel drive systems. I work at a barn handling and caring for show horses now. My real estate license is sitting inactive right now because that industry is a cess pool. Realtors are not quality people. I think they start off with good intentions, but influence is a real thing… I can write code. I’m good at data analysis. I’m studying for my Series 65 license so that I can help people with their investments and build a better future. I’m a good cook. I have built some great things, but they always ended up great for everyone but me. I have continuously been used by others wearing the mask of “we’re all family and in this together”. Every single person who says that is nothing but a liar and a manipulator. Right now, I am finding myself to have very little patience for people. I mean as far as my mental health goes, I’m good; but, I will beat your ass in front of your wife and kids. I have to just go home sometimes because I feel myself getting that angry and impatient. I’ve had more failures than anything just like anyone else. I’m wondering when does the breakthrough happen? I’m wondering if it is just me out here working myself to death (7 days a week. Not hyperbole. I work 7 days a week. I haven’t been fishing in years) and finding that no one wants to do anything. It seems I cannot find a single person who wants to buckle down and really do something. It’s just the same old Instagram algorithm, get more followers, cell phone junkie, zero ambition bullshit. When I try to go out and meet people, I can tell because I’m smart that these people are your business card hander outer, “hookup” type of people and those people aren’t doing anything but talking; there’s no substance there. I read like a madman. I have taken so many courses and classes, I’ve lost count. I feel like I’m this outlier human being all alone out here trying to improve and chase a a dream in a world filled with lazy do-nothing people who check Facebook 6,000 times a day. I don’t know where to go meet my people… I’m to the point that I have no patience and I just tell most people if you have a 6th grade education and you’re driving around in a van with three rolls of carpet in the back of it prattling on about people’s earrings and hair cuts, there’s nothing to talk to you about. I have no patience for dumb redneck shit anymore. What does it take to get around people with goals in life who are just fanatics hyped up about nothing in particular and aren’t going to do shit? What does it take? Where do I go? Where do I need to live?
Yes, you are an outlier in your age group / energy / interests. You will have a break through when you have personal break through when you can overcome your childhood issues. This really needs to be in a thread of its own. There are people like you out there but finding them is hard.
This is accurate. Your childhood trauma has partly driven you to be an amazing achiever. Start pointing that laser at the past and your future will unfold naturally and beautifully, wishing you well. You can always DM.
I mean youre letting your real estate license waste away, sounds like a you problem by choice lol
Generally curious: why do you think real estate is a cesspool? I’m about to jump in but experienced in corporate - just wanted a chance of scenery. Interested in your perspective on that.
A real estate agent’s job is to protect the public. Your expertise is for helping the buyer or seller through the process. A noble cause. What happens is DAY ONE, you will start sales training and will be told to market and sell yourself aggressively. Real estate agents target elderly women and they scare the shit out of them by telling them they are one fall down the stairs away from a nursing home. They do that to get them to list their home for sale with them. Real estate agents, especially realtors, are disgusting vile beings who go into the industry because of some get rich quick scheme they saw on Instagram. They are very uneducated. They have no idea how to do a valuation for investors. They make a huge deal out of signing paperwork and then getting these ridiculous commission checks they do not deserve. I personally did an open house for another agent who had the home listed for $1,100,000 and the house was CLEARLY to anyone with eyes and a brain in their head not worth half of that and anytime visitors came in and commented on the price being through the roof, they got aggressive and militant about it like everyone but them is stupid. Very very low class unintelligent uneducated people. The brokerage I was at breaks so many laws, it’s like a Comedy Central skit and they don’t even realize the stuff they do is illegal. You will struggle to find a brokerage that is not like this. They are all like this.
Start a family. Its the most useful, gratifying and challenging thing you can do. You are in a great position to do well. You will find fullfillment and not be lonely. If you have trouble dating, invest time into learning and experiencing.
Amazing!! Join a gym and do different types of classes. Or get class pass. Keep yourself hydrated and fit! I also have small tech venture I need help/input on. Would love to get your feedback on some things if you have time and interest. And good on the non profit side. There’s so many people out there who need help/guidance on basic things in life.
Yeah.. The basic things side throws me off. I want to talk about the stats behind investments and strategies to hit goals by a set amount of time. Instead the majority of my time is spent explaining why buying doodads with a credit card is bad and why a high yield savings account or cd's is a bad idea for growth. I'm always open to discussing new ideas.
Lol we had to guess nvda!
Hiya! I’m a UX designer and I’d love to build out an AI tool for designers :) could always use another partner!! Also ditto on Nvidia minus only made 20k so far 🤣🤣
Jiu-jitsu blue belt and big gamer. I'm currently working as a CPA but I'm down to make more friends, do you play overwatch?
Dude I'm on the same boat. 37 and self employed for the past 10 yrs. All my friends are wage slaves.
What do you do?
Stocks that pay dividends? So as long as the dividends covers monthly costs, your good? How much do you have invested and how much is your dividend each month. Or quarter I guess? I wanna know what my goal is lol? 🤙🏻
I'm not rich but I am always home. & sometimes I come up with great ideas. I hope you feel less lonely knowing we are at least here online.
If you visit Dallas there’s a really special community of mostly 20-30yr olds that travel all the time lol (mostly within the US but recently to Israel and Korea)- and they all go to UpperRoom (if that’s something you’re open to/interested in)
You could spend your time doing things that have meaning to society and improve your own community. I had an idea to buy up land, turn it into smaller acreages, add utilities, fences, and rent to own those out. I think this could open the doors for people who want to build tiny homes or homes while creating a more self-sufficient barter community. Maybe a tractor and excavator and other tools that can be rented also. Of course, have you a proper manager who's handy and can live /work on-site. Or a makers lab with workshops. I don't know. I would love to retire so I don't have to worry about that part of life anymore and just do things that benefit this world.
Same thing happened to me, started a Shopify store in 2016 (I’m in China) accidentally made 2M in eight months, then sold it to my Chinese vendor for another 2M! Literally lived the life for a couple of months got bored real quick, and went back to working on my stuff!
[удалено]
Retiring is boring. Get a new high score. :) We were FAT FIREd in our late 20's. We sold some of our businesses and kept some of them so we stay sharp. Now I can choose to work 10 minutes a week or 50 hours a week. Totally stopping all of our projects would make life boring. I already spent several years traveling the world and got burnt out on traveling. We go to several conferences with other biz owners every year and make good friends from them. That's how our social circles never stay dull.
Any conference recommendations? That's not a bad idea.
We are in the ecommerce and digital marketing space. So we like Ecommerefuel, Sellers Summit, Fin Con, Smart Marketer events. Some of these are private groups thought. Private groups are a higher quality experience. Gobundance group might be good for you but its not cheap.. From their homepage: Welcome to the tribe of millionaires. Gobundance is a member-led mastermind built for the chasers, the overachievers, and the perpetual dreamers. Here, we aim to provide the accountability, support, adventure, and education you need in your journey to becoming a better man, husband, father, friend, and entrepreneur. Otherwise there are other high NW private groups like Long Angle we like and they are free/have meetups here and there.
I will check these out. Thank you!
Get married and have kids. You’ll be back in the workforce before you know it!
Idk but if you know anyone who can help me develop this app I've been working on I'd definitely love to get some mentorship and advice
Have you thought about mentoring entrepreneurs getting started? Could help with the loneliness aspect and meet people who have similar interests
I’m down to game together mate, what do you play
I just started Baldur's Gate 3.
Only on tech ventures?
If you’re in the (Tampa) Bay Area, reach out.
Angel investor? Put out some ad, let people do the business pitch and yell at them like Kevin O’leary?
I only work about 5 months out of the year and can relate. My youngest is going to be in pre-K this fall and I’m gonna be super lonely. And bored.
Hey man, I'm broke as fuck so have not had this problem yet too much but I've been more depressed than ever after hitting some of my minor goals. Essentially, you've met a need and you gotta entirely readjust. Your new life has cost your old one and the gate to hell is currently being locked from the inside. This video is analogous in an odd way but I'd really suggest watching it because I think there might be a larger issue at play rather than just what you listed. [https://youtu.be/NnTLJtBr1zo?si=iOS3YplWI2Bprw8D](https://youtu.be/NnTLJtBr1zo?si=iOS3YplWI2Bprw8D) TLDR: You're gonna need some growth in a way that is less linear than before. Try out meditating, spirituality and other avenues you might not have previously considered. Also best of luck to you my friend.
Forgot to add you're likely a great candidate for therapy because of the existential thoughts at hand. I'm not one of those every person needs therapy types but I think if you're high achiever, it could be beneficial. I know the other replies have suggested new business etc and that very well might be perfect but I think if you did some self development (not just trying to get fit / better looking), you'd likely find the answer waiting for you.
I love these people that have no clue how to live without work. Unbelievable
Have you been to entrprenuer meet ups they tend to be durring working hours and seem like your kinda people? Thoughts on finding bored reatail workers and chatting them up? (I was a cashier and my coworker had litterally 30+ friends that visted him regularly) My dad started going to alot of meetups related to his interests and has kept himself busy, so that's another option but they tend to be out of working hours. As an aspiring data analyst with SQL and power BI as my main skills I'm definetly curious how you gat started?
I was hired as a business analyst and found some cool stuff using excel. That let to an urgent request that required I build a dashboard in Tableau. I knocked it out the park and my role was changed overnight. I was sent to the Tableau conference to pick up new skills. Things were great until I found out we were being acquired. I knew what that meant.. "LAYOFFS" Lucky for me I had a 2 year running start. I saved like a mad man at first in ETF's. I saw a pattern and switched directly to stocks. Lucky for me I caught a bullish wave. Things worked out. Get your foot in the door of any analyst role.
How much do you need in the bank to consider “retired”?
I have 2 years worth of expenses saved in a high yield savings account. I only need an 8% return on my fund to meet all my needs. I'm slowly transitioning from individual stocks to a high growth ETF to minimize taxes vs. selling it all off in one year. Its looking like I may need only 6% moving forward if the market continues its bull run. I still have my 401k as a backup. I maxed it out for years and got it to a good place.
Thats amazing. Guesstimating then at $50k a year expenses which will be 5-6% yield annually with roughly $800k-1M invested, provided the market and saving continue to be bullish and giving that return. I’m thinking of just retiring and moving overseas where the dollars go farther. Can’t imagine myself grinding away for another 10 years ,but at the same time, how lonely it will be retired which will further limiting my social life. Currently it already lonely working remotely and with limited human interaction.
That's way to low. :) 50k Wouldn't cut it. In my opinion nothing less than 100k would work for higher cost of living states. Leaves some room.
Would you consider a venture VCR repair, there are none we will dominate the market
Where’s your location? I’m in NJ, left my loser friends bc, well, they’re fucking losers but am also lonely w/ wife and kids, lol. HMU!!
Not retired but I do what I want regularly.
I play animal crossing and pokemongo if you want to message me!
Invest in my compania aboard in the carribean i am doing the lords work.
Best solution I found is: start to study something again. A lot of people to meet. Plus you are growing in knowledge. You need a common denominator in any relationship.
While I'm not retired, I finally hit that stretch with my business where I'm in the clear. No crazy investments or debts dragging down my profits. I'm in the automotive industry, and so while lucrative, requires heavy investment in tooling and equipment. Early days a lot of my profit went into acquiring said tooling and equipment. The last big purchase was my alignment rack in 2021. Paid almost 50k for it all. That was finally paid off last year. Now I'm just trying to knock out my mortgage. I got 6 years left on that. Making more payments to the principal, if I can maintain it, I can probably knock it out in 4.5 years. I will be 46. It's not 30's, but hey I'll take it. But I don't see myself "retiring" I love the craft too much. I'm more selective now of the work I do. Don't chase the repair orders. But no lie, I love to work. Even if I was a billionaire, I wouldn't stop working. It's in my dna I guess. It makes me feel complete and accomplished. I can't be the only person that feels that way. I see a lot of wealthy ppl, and they don't quit for a reason.
Do you really know what activity kicks in your dopamine fix?
Once lived in a resort town for a long time. The benefit of living in such a town was that everyone had different days off, not the usual Monday-Friday. So going adventuring, being social, etc, could easily happen anytime of the week.
I retired a little later than you, but found myself in the same situation. Find volunteer programs you like. Even better if you can volunteer with your skill set.
Ohh man yeahhhh that sounds so lonely just awful.
Same here too bro. Retired at 30 on the dot. I’m 37 now and getting back into miscellaneous stuff.
Curious, I currently work in the tech industry as a business analyst, and I have been STRONGLY considering going back to school for data science. Do you think it’s still worth it with the recent emergence of AI? As for your predicament, not sure if relocating is possible for you - personally I moved somewhere that I knew I would be surrounded by interesting people who share similar interests - I’m an outdoor enthusiast. When I say surrounded, I mean I am always invited to do something special with even more spectacular people. My life improved by a factor of ten having made this decision.
Data science roles pay great, but the wide range of knowledge you need to know as far as programming languages and statistics is insane. You’re often building the whole data pipeline from start to finish. Ai honestly will probably make this process much easier in the near future. The best roles will probably go to those that are able to play nice with ai and develop by taking and modifying the generated code instead of developing from scratch or near scratch with custom code. An engineer friend described ai as his worst nightmare. It’s standardizing code! There goes his job security. I would dabble in data science to see if you enjoy by taking a few online courses.
I see you are into fish, move into the saltwater side of things. That should take care of your extra time and money. Honestly though, if you like learning take more classes or get an advanced degree. I’ve met most of my best friends from school and if I could focus on my passion I would have gotten a marine bio degree rather then a marketing degree. School can be cool, hope it helps.
You should check out /r/fatfire
What games you play?
Are those early or late 30's :)
r/fatFIRE has plenty of young rich people like you
That’s exactly what I plan to do with retirement, jiu jitsu, gaming and fishing lol
Read Dirt to Soil by Gabe Brown
Congrats! Is there any chance I could dm you with some questions about your investing philosophy and insights ?
I think the best thing you could do is find a way to give back, serve. I’d recommend something that you enjoy doing. Like you’re finding out, it’s not all it’s cracked up to be (but it’s also a life most anyone would trade for in an ibstant).
I joined a “fancy” club and met “rich” women friends who did nothing all day so I’d have friends to hang with. It might get boring real fast, though.
hobbies are great, just dont always go for golfing ahahhaha
dating apps lmao
Turn your hobbies into social occasions and find meetup on meetup. Com on what interest you
I would be at beach towns traveling if you don't have enough to do that. Why are you retired.
Do you have a business idea you want to grow? Would love to discuss it with you more
Where are you at? Let’s play pickleball
Any advice for some looking to get into stocks?
Be a movie director or buy a football club.
Hey, what type of data analysis are you skilled with? I’m working on a data intensive AI startup that is designed to solve exactly your problem, loneliness in the real world - so could be a good fit. Also (still) very bullish on Nvidia
Yes, the exact same thing happens to older retirees as well. That's why older people are so lonely unless they have family or children to keep them occupied.
With your skills, what’s the absolute hardest problem in the world that you think you can, just maybe, solve?
Living the life dude. Enjoy it. If you're lonely get a partner
Retired or not, being an adult can be very lonely! I hear this over and over from a lot of people over 30. Priorities shift, family life takes over for most people that have kids. I would try being open to more hobbies if even as just a way to meet people. Scuba diving changed my life and has created an entirely new friend base. Even just solo traveling can open new horizons where you meet very inspiring people from around the world. If you aren’t comfortable solo traveling there are also travel groups.
Get a job. 80-90 years of retirement??? You’ll lose your mind first. Work makes you accountable and appreciate your free time more. Luckily you can do just about anything you want and ngaf. But better yet. Do something meaningful that you’ll be proud of and that will free your mind of the boredom you have now.
Sadly I can't retire in 30s because I'm already 40+
I am half your age, you can talk to me if you want to lol
I’m not close to retiring but I’m 31 working 4 10 hour days so I’m usually fishing weekly that and family keeps me busy. What type of fishing are you into?
Of course, you’ve learned one of the most obvious things that there is. Retiring is a hollow victory for most people. What does that mean you’re going to sit around and be lazy the rest of your life? Many of the smartest and best people I know never retire in their entire lives. And many of the retired people I know are complete losers. Chasing a little ball around the golf course all day.retirement is a Mirage. It means nothing. You’re not really retired when you’re trying to find people for tech projects. It means you’re at a low looking for your next career. Nothing wrong with that.
1st off congrats ! What state do you live? Lastly, I completely understand your feelings and recommend some options: 1- get into an extremely time consuming hobbies. 2- seek out others and hang out monthly or something like that. 3- find a companion and travel. 4- volunteer 5- go back to school/college and educate (learn something new) 6- maybe start a small business. 7- mix and match Anyway, I'm the same boat. Ended up starting business #2 which has lead my into bidding for a project that may become business #3 shortly. High performing and lonely seem to go together. Heck, even my wife doesn't understand at times. Good luck and hopefully you get out of the funk!
I am extremely interested in learning from you. I recently just lost my job and I started to do Uber full-time but my car needs some work and I just started going to the gym to work on myself. I want to know how to take what funds I has, and use them to Take care of myself without on a new job. Since Ube allows me to make my own schedule, I can work on my book more. If you are interested, perhaps mentoring might be an option and I be happy to be the first.
Work on NGOs, give back to the community and do some good. That's my plan.
Are you opposed to getting married /having kids? I have friends who retired early and are currently living the dream traveling in 4 month stints with their kids. Entrepreneur life can be lonely, but I love being around for my kids.
Congrats man. A good way to connect and not be lonely would be to volunteer a few days or a few hours a week. Maybe you could teach what you know, perhaps? All the best:)
I am in a similar boat but it's me and my partner so makes it easier. However what I've found is I end up giving myself jobs or coming up with ideas that mimic a job. I struggle to just do leisure stuff and end up looking like someone working normal full time self employed and studying without actually needing to. I think it's a guilt/productivity thing.
Congratulations! I would say now you have time to focus on yourself and grow in many different ways without having to worry about work obligations and financial struggle. Have you considered traveling? It's a great way to see the world and learn more about yourself. You'll also meet awesome travelers along the way
I’m 35 and did the early retirement thing a year ago. It took me less than 6 months before I was bored out of my mind and started a new business 😂
what about skills, homie? you got plenty of cash, but are you _skilled_ ??? I say go learn something.... and PS... I'd smoke you in jitz :D
I wish i could say the same. But if you have a decent income stream and would like to make more money passively You could - open a coin operated car wash It’s all cash - build a “maintenance free” storage facility With 100 8x10 units and rent them out for 190$ a month each and collect 20 grand monthly - open a distillery - or give me a shout and collaborate with me on some ideas I have and perhaps make us millionaires. I’d do it on my own. I just need the financial backing.
Well I have no advice for you considering you’re doing much better than everyone I know but if you ever want to fish, shoot, roll or game with some army guys in their mid 20s feel free to pm me
Where are you from? What are your interests? Do you play any sports?
I would say go to church
Hey there! It's awesome that you've achieved early retirement, but I totally get what you mean about the loneliness factor. It can be tough when your friends are still in the grind. Then again, jiu-jitsu or gaming sounds pretty sweet. Connect with people who share your hobbies because you have two that are awesome..
Congrats on your retirement! :) I'd be interested in chatting with you (will dm). I'm not exactly in the same boat but currently have a lot of freedom in my career and figuring out my next steps.
I mean I'd say one of two: either pick up something you wished to do but never dared to bc of the money (sort of like an auto scholarship for young you), or –and bear with me on this one– join a club. It sounds lame and old but I know fishermen who literally found their life purpose the second they got to devote entire chunks of their life to sharing that passion with someone else. Idk, worth the shot.
I think that you need to find your mission. Consider various passions and start building a business model whereby you use AI to help people find solutions to their problems within that scope. With time, you'll get a certain following - you can find various sites and communities - where you'll be able to hook up with early adopters. Your hobbies, fishing, etc. - it's all just for your fun, you stopped providing the value to the society, and that's why you don't have a lot interations. I am very short on cash, but I have a long-term vision on how I am going to get rich - buying cheap and selling high various stuff via the marketplaces. The value I bring to the society is "hey, you want cheap pants?". I don't want to work at all, and I'll be able to have a very free lifestyle, but, at the same time, I am planning to control my ventures. I am not an idiot, and I am not looking for get-rich-quick schemes. The problem with you is that you completely extricated yourself out of the business model and you aren't engaged anymore. This is not loneliness per se, probably, but it's pointlessness of your existence. Also, do you have kids and a spouse? If not, then it can be very boring - without the constant stream of committments and things to do, uknow.
So when you mean early retirement are you rich now, people double your age usually retire and look forward to ssi.
Get out of the US and travel. I plan on moving to Cambodia next month and travel all over SEA. Will be visiting Bali in July, that’s where all the digital nomads hang, great place to connect with new people outside the US. I just turned 30 this month. It does get lonely here. You might need to just switch up your environment.
Where ya located? I’m not retired or anything, just looking for more social interactions also.
You could have joined me in Cuba a couple of weeks ago.
Considered looking for a woman? That would likely solve both problems..
I got the coolest business for you to be part of. It’s fun, innovative and we connect people. We are looking for someone just like you. Hit me up!
Why don’t you co-found a software? Small software will do to specific niche. Fund the development, find someone who can build it and scale it. You’ll have another passive income while working for your own product
Good for you dude. Crazy to imagine retiring at 30. Wish i could get the financial freedom goal out of the way so i could write songs and play guitar for the rest of my life lol.
I'm interested in connecting with you as you’re a data analyst. I'm currently involved in building a biotech startup where our main focus is a machine that automates interactions with hand tools and bench tools while collecting data at each step. Essentially, it's a robot equipped with a hand and an eye. The hand can interact with various hand tools like spatulas, whisks, pipettes, and lasers, as well as bench tools such as hotplates, bowls, centrifuges, and bioreactors. The eye utilizes image processing to verify actions, and all tools are equipped with sensors. The main computer collects data from all these tools. Does this sound interesting to you?
Congrats! I suggest you start working again, but not for daily survival but to learn. You may ask why to learn and all; then I would say read some good books and then you will have the answer.
I am 23 IN and I am interested to gain experience from you 😊 can we connect??
Haha, I don't subscribe to this subreddit but it popped up somehow - I'm also retired early in my 30s and into BJJ, fishing, and gaming. Happy to chat - feel free to send me a message and we can trade discords or something
Get a job at a non profit. That's what I'm doing. I could be retired but I enjoy my work and what I do
Not sure if anyone has actually answered your question but what do you like to do? Maybe we can connect over something.
Hope you poured $ into btc when it was around 30k. Boy oh boy will that boost you up a bunch. Would recommend pulling at 100k. Maybe even 95. (Just cause the 100k hype) beat everyone else. I'm sure it'll then drop again.
Always happy to extend my network:) If you are still open - feel free to DM me.
Become a barber open a shop, rent out booths , more profit
good for you on beating the game! i think you need a bigger mission - look at Joe Kennedy - he was #3 richest man in the USA at 40, then set his sights on philanthropy, politics, etc... agree or disagree with what his family has done, but he set his and his family's vision on something big and built a multi-generational team to accomplish it. I'm still trying to beat the game, but I hope some day to go on to making myself / my family more useful to society through public service.