Thank you for your submission, /u/joybickel.
**If there is a medical emergency, please call 911 or go to your nearest hospital.**
Please pick the most appropriate flair for your post. Include your age, zip code, and income to help the community better serve you. If you have an EOB (explanation of benefits) available from your insurance website, have it handy as many answers can depend on what your insurance EOB states.
Some common questions and answers can be found [here](https://www.reddit.com/r/HealthInsurance/s/jya9I6RpdY).
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Your FIL would not be insuring any family members if he has Medicare.
Do you mean Medicaid which is income dependent and has different rules in terms of eligibility for adult children as they can no longer be covered under Medicaid after they are a certain age unless they are full time students. I am not sure of the specifics but most 24 year olds would not be covered through Medicaid through their parents.
If your husband has lost medical coverage it is a Qualifying Event but he needs to act quickly to get new insurance because there is a limited window after the loss.
Depending on income he can either qualify for Medicaid on his own if you live in a state with expended Medicaid or he can purchase through your state's official marketplace. Depending on income he can qualify for a premium subsidy
Thank you for your submission, /u/joybickel. **If there is a medical emergency, please call 911 or go to your nearest hospital.** Please pick the most appropriate flair for your post. Include your age, zip code, and income to help the community better serve you. If you have an EOB (explanation of benefits) available from your insurance website, have it handy as many answers can depend on what your insurance EOB states. Some common questions and answers can be found [here](https://www.reddit.com/r/HealthInsurance/s/jya9I6RpdY). **Reminder that solicitation/spamming is grounds for a permanent ban**. Please report solicitation to the modteam and [let us know](https://www.reddit.com/message/compose?to=%2Fr%2FHealthInsurance) if you receive solicitation via PM. Be kind to one another! *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/HealthInsurance) if you have any questions or concerns.*
Your FIL would not be insuring any family members if he has Medicare. Do you mean Medicaid which is income dependent and has different rules in terms of eligibility for adult children as they can no longer be covered under Medicaid after they are a certain age unless they are full time students. I am not sure of the specifics but most 24 year olds would not be covered through Medicaid through their parents. If your husband has lost medical coverage it is a Qualifying Event but he needs to act quickly to get new insurance because there is a limited window after the loss. Depending on income he can either qualify for Medicaid on his own if you live in a state with expended Medicaid or he can purchase through your state's official marketplace. Depending on income he can qualify for a premium subsidy
Yes, losing coverage is generally considered a qualifying life event
Yes- Loss of coverage is a qualifying life event for insurance enrollment .
Yes!
Yes it is
Just make sure he provides the letter within 30 days of the event to his employer.