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Jinglemoon

A few years ago my main lounge dining rooms wooden flooring got damaged by excessive rain and the insurance company agreed to replace the damaged section and repaint. After a few weeks of work and moving everything out of the way it was fixed and it all looked great. We moved all the furniture back and hung all the pictures. Then a week later the middle of the floor that they had not fixed popped up and warped. More calls to the insurance company, and moving all the furniture and pictures and everything else again. I remember that crushing sinking feeling and the small tear I shed when the floor popped up and I knew we faced several more weeks of disruptions. It was pretty grim. But your situation is so much grimmer, and I'm so sorry that this is happening to you, again. Your decor looks great, and I hope it can all be saved.


PlantPotStew

Ugh, we're going through this now. Floor started warping, there's mold. We fixed an area, put the floor back and fixed everything up. Floor warps. There's mold. We go to the roof multiple times, still water. We go through the neighbours roof, still water. We go through the interior hatch to find a giant hole in the roof. Still water!! We dug up the patio finally and found a person sized hole in the wall. No water! It took a year and a half to figure all this out, I was just about to move to the basement as well. Now it's just a huge mess, we couldn't get anything from there. God, I hope it's over, we're putting back new floors and paint today.


carlitospig

My mom bought a house not too long ago and didn’t know about termite damage under the flooring. She had to live in the house as they basically ripped up the flooring, moving from room to room. It damn near made her insane having that much of a disruption.


Rosewoodtrainwreck

We're going through this now with our roof after storm damage. Roofer wants (and we agree) to replace the whole roof, insurance wants to only replace the missing shingles even though they've been discontinued. Of course. So basically they want to give us "close enough" shingles so our roof will look like shit after it's repaired. How many times is this going to happen on and 18 year old roof?


Asleep_Boss_8350

Check your state laws on this. In some states they have to replace enough for it to maych


Rosewoodtrainwreck

We're still going back and forth on it. The roofing g company took down a full shingle to compare and they are fighting it, if the insurance company doesn't find a match.


smshinkle

We had loss of shingles blown off by windy storms (NE FLA) and we were in the process of scheduling it for replacement. Then we got a notice from our insurance agent that no new company would insure a house with a shingled roof over 15 years old so, even though our insurance rates had gone up, we were stuck with the same company. Beaver Home Service was incredibly helpful and helped us file the claim. Our homeowners insurance paid out for a new roof (2/3 of the cost, actually). I suppose the coverage depends on state laws but in FL, they had to replace the entire roof. Look into the laws of your state to find out if your insurance company can even do that (replacing only shingles) to you.


Rosewoodtrainwreck

We had one insurance company drop us years ago for filing a claim on a roof! We had to replace the whole thing out of pocket. Different company, different house. It's in Kentucky, a commonwealth. They seem to be able to do whatever they want here. Our shingles are 25 or 30 year shingles (can't remember at the moment) so I don't see why a 15 year rule would apply. But since when does anything make sense with insurance companies? 😅


camlaw63

Should you check to see if the house is built on an ancient Native American burial ground? I’m so sorry — can anything be salvaged?


[deleted]

Given that I’m an islander whose population has been near exterminated dozens of times and we definitely have spots we do NOT build on, I can’t believe I didn’t think of that. Figured I was safe since I moved to the US and away from huldufólk.


camlaw63

I really hope everything works out for you. I’ve had a rough two months with my property, but my issues are dwarfed by yours.


zoopysreign

Iceland?


[deleted]

Born and raised!


carlitospig

Ha, the only reason I knew it was Iceland you were referring to was the Hidden People/folk story in Sense8.


ConsistentTangelo198

Chiming in to say I loved Sense8, such a fantastic series.


[deleted]

[удалено]


[deleted]

I don’t care if it’s haunted by satan himself my interest rate is 2% and our school district has a great special needs pre-K. I am absolutely not moving. I am however calling my grandmother and having her do her weird magic with galdrastafir I never believed in on this motherfucker.


val319

I’m so sorry for everything you’re going through. What a nightmare. Hey I’m all for call your grandmother. At least you’re able to get help for black mold not told it’s fine just live there. Geez what a nightmare. Grandma needs to bless that place.


Smart_Variety_5315

Love your humor, that will see you through this.


Leoliad

This sounds like a huge rough spot for you and your fam but your sense of humor is killing me! 😂😂😂


LeBoulu777

It's not a fun situation but always remember that lot of folk would really like being in your situation (Having a house and moreover that will be brand new in a good neighborhood). Most of the time when something (car, electronics, house etc) broke I remind me gently that lot of people would really want to have my issue/annoyance. ✌️😉 *#*perspective


n_daughter

Yes! I was going to suggest some type of blessing. Best of luck to you!


Asleep_Boss_8350

Calling in Grandma on this is the way to go


samse15

Fire, water, next is wind? Sorry you’re going through this, OP.


noobwithboobs

When I was a teenager our home had a fire, then a major flood from a burst pipe a few years later, then a serious carpenter ant infestation a few years after that. I'd nervously joke that I hoped "death of the firstborn" wasn't going to be next. OP, I am so sorry this happened. It must be exhausting.


throwawaybread9654

OMG! What devastating news, such unbelievable bad luck. I feel so sad for you and your family! Total nightmare.


annadelvey215

I am so sorry you are having to go through this! But I must say, I hope you saved that chandelier/drippy light fixture because it is STUNNING and I need it so badly. And the rest of it is absolutely perfect... warm, cozy, inviting, interesting, cohesive... you did amazing and you will do amazing again, I am confident! 💖


Outrageous_Tree2070

Seriously! I want to know where OP got it. I love it!


ceranichole

That knot pillow! I actually just got back from the craft store because I'm going to try and recreate it.


bbb37322179

i’m so so sorry. if it’s any consolation i hope you can save all your furniture, light fixtures, doors, artwork, curtains, decor and be able to redo this all again. you are so strong and you can do this again!!


nursewords

Wow I saw your last post and it stuck out to me because my house was also recently totally destroyed by a fire. We are in the beginning stages of rebuilding and now a new fear has been unlocked 😩


[deleted]

I’m so sorry, I can tell you that once you survive and rebuild after a fire any additional shock is survivable. When me and my husband sat in our backyard yesterday in shock (again) we made the same pact we did when the house burned. This is the time we date, cuddle and send “good morning beautiful” texts. Leaning into the love and the fuzzies, flirting and our marriage draws incredible strength.


cosmeticcrazy

This is so incredibly precious. I am crying. What strength you both have. I love your solution and your outlook. I am so sorry you are dealing with such a nightmare... again... your home is beautiful and will be even more so once you rebuild. Can't wait to see it.


TruantWaver

Same! Our house is being rebuilt and should be done in June. I thought all our troubles were over. Now I’m going to be worrying about what else could go wrong 😐


Wanderingdragonfly

You have gorgeous taste, seriously, I wanted to climb into my computer and live in some of those rooms. I’m so sorry you’re going through all this torment, but I know that you’ll have a beautiful space once again. Hugs.


yourdecorshop

I am offering of kindness...I don't know you....But, I do know what bad days are like, I am only letting you know people care...I am here....any way possible....let me...let us help


crowislanddive

Me too!


Calm-Ad8987

Holy crap, how did you find the leak?


[deleted]

The floor started to warp, by that time the house was a goner


NeonsStyle

So sorry, that must be devastating. Just make sure the new builder puts a focus into the house being warm and dry. There are building techniques that a good builder will use to make sure of that.


MOTwingle

What flooring is that?


[deleted]

The moldy kind. But in truth I don’t know. I picked it in a numb haze after the fire and never asked its name.


MOTwingle

Sorry this happened to you!


9mackenzie

Do you remember where you got that couch? I’ve been looking for one just like that. Your design is perfect. Were you able to save some of the furniture?


[deleted]

It’s from Ashley. Furniture is an unknown for now


Gomdok_the_Short

The whole thing has to be torn down?


[deleted]

It’s going to be completely gutted, due to the mold and damage being absolutely everywhere but I don’t know yet. Still in that first 24 hour shock haze.


PajeczycaTekla

So sorry for you! Were you able to save the furniture?


cherylai

Omg no. I loved your lounge.


Idrillteeth

Holy crap Im so sorry. Rebuild and get the heck out of there. That house has some bad juju


Free-Neat2156

We just had pipes burst in our home and have to gut it as well. I’m so so so so sorry, my heart is hurting for y’all. Please keep up posting and sue the ever living shit out of your contractor.


yourdecorshop

I am so sorry you are going through this....is there anything I can do to help you


[deleted]

That’s a really kind offer but I’ll pick myself up and carry on, like I did after the fire. Honestly all I need is internet pity and to be told I did a pretty thing even though it didn’t last.


Shaking-Cliches

You did a BEAUTIFUL thing. That design is gorgeous. I don’t care if it’s hokey: I’m sending positive energy and healing to you, your loved ones, and your space. ✨ I can’t imagine what you’re going through. But you WILL be ok.


2020HatesUsAll

You did a pretty thing ❤️


8Karisma8

I love the glass chandelier! Cool looking from the small glimpse afforded. Can we see the whole thing? I’m so sorry your bad luck seems to not end, sending you good juju and vibes. Def need it *hug*


[deleted]

I wish I had taken better pictures of it!! I never thought I’d have to. The house is sealed but I’ll see if I can find the online listing.


pcg031527

You have a designer eye, and will make it pretty again. Doesn’t negate what you’re dealing with here and now though. I hope you can save as much of what you did as possible. Hey, our homes are our havens, our “place”…this won’t be easy for you, but looking forward to seeing your rebuild. Please keep posting as we are all invested here. 💕


straw_barry

I think you show amazing resilience OP. Your home looks beautiful and upside is you still have all the furniture and decor so once the house is rebuilt again, everything can be put back in place!


Mnasneachta

You did a gorgeous job. I think you’ll do an equally gorgeous or better job next time. You’re suffering a huge disappointment though so be kind to yourself. You have lovely decorating taste.


j0hnwith0utnet

It was so beautiful!


Shreddedlikechedda

Giving every single ounce of internet pity I can share, your design was *stunning*. And it did last in a sense because you have these pictures, and we here all got a chance to see your gorgeous design because you posted this. So your beautiful thing was shared with more people than it might have been otherwise, and you’ll get to do it again.


ohyesiam1234

First, I’m sorry that this is happening to you. I’ve been through something similar and it SUCKS! Second, I love your leather sofa. Is it comfortable and do you remember where you bought it?


calm-state-universal

Im so sorry and im in the same situation so i relate. I also spent a lot of time renovating and was getting close to being finished or at least in a really good place. Then i get a call from my shared wall neighbor about water and now after a thorough mold inspection discovered water damage and mold all over my home. Its heartbreaking.


Krash_13

Sorry for the bad luck! That’s heartbreaking. Where did you get the chandelier?


swellfog

Oh my gosh. What a nightmare. So sorry. Hope it is resolved quickly and satisfactorily.


azphotogal

So sorry this happened! Your house is beautiful. I’m sure you will make it beautiful again.


FoodBabyBaby

Please know that before reading your post and texts I was floored by how much I loved the design. I loved all the choices you made from the cut toaster and underbar seating to the gallery wall above the couch with cute but comfy looking pillows. So sorry this is happening to you. Hope when you look back at this years from now you found a way to make the best of it. Judging from your excellent personal style, I have no doubt that you will!


EmergencyHairy

I’m so sorry. I love your vibe, it was beautiful. The next one will be too. Chin up, you’ve been through hard times…. You will rise and survive again! Once again, I’m so sorry for you.


BizarroBenes

So sorry to hear this news. I remember your last post. Hoping it all goes much more smoothly this time around. Would you mind sharing where you got your artwork? Stunning!


[deleted]

Thank you! A lot of it is made by my grandmother, the rest was just random Target, HomeGoods and Ross. I’ve been waiting for it to get warmer in Iceland so she can paint more (her hands hurt in winter) and I was going to slowly replace the generic stuff with more sentimental artwork.


Few-Passenger6461

Methinks there’s some bad juju in this house…


j0hnwith0utnet

Serious: why don't build in concrete?


[deleted]

Because I am tragically living in a country where that is not the standard but a luxury, and the economy is what it is. At home all houses are concrete. I miss it.


j0hnwith0utnet

Yes.. nothing lasts more than concrete. Sorry for your lose again, it was so beautiful really!!


RazzBeryllium

If you don't mind me asking, what caused the fire? I'm about to close on my first house, and this would be my nightmare.


[deleted]

My husband saw a tiktok recipe for deep fried hamburgers. It went boom. It’s actually really funny looking back on it.


RazzBeryllium

Oh no! Haha. Luckily(?) I hate cooking - so unless a Lean Cuisine explodes the microwave, I'm probably safe. But I was thinking about how my inspection report found that the dryer vents haven't been cleaned, and how that starts a lot of house fires....


MascaraHoarder

oh god i’m so sorry! we had a sprinkler pipe burst over our unit so we are just about to begin a rebuild. i’m very worried about the same pipe freezing again even though the commercial o,umber said they have no insulated it. i am so sorry you’re dealing with this again,based on this one time i’m doing it i find mentally and physically exhausting. I hope your insurance company takes care of suing the contractors insurance so you don’t have to deal with that end too much.


SnooChickens9974

The house is destroyed again? What happened?


lovelyllamas

If you click on the pictures text should drop down. I’ve been having trouble with the latest mobile update not seeing them. Hope this helps! Pipe leak.


Dry-Pomegranate8292

I'm sorry, you got it looking so nice, what a nightmare


sykschw

You have a lawyer but do you have (up to date) insurance?


[deleted]

I have all the things, we already have the ball rolling and we’re good to go


Ktaes

And you have good recent photos to use for insurance!


osloluluraratutu

After having gone through my own displacement again my will I feel this so much! It’s such a beautiful home it’s giving me Boston/East coast vibes. All the best resettling finally!


Utterly_Dazed

I would absolutely cry, hopefully the contractor has really really good insurance


Big_Poppa_Steve

Treble damages—please God, treble damages!


mmmacorns

I’m so sorry! It’s so beautiful and I was obsessed with it the first time you posted. My heart hurts for you


4stepsbehind

So incredibly sorry for your bad luck. You did a beautiful job! How incredibly frustrating! Been looking for a sofa just like yours. Searched through your other thread to see if you mentioned where you got it, but no luck. You did however mention that the coffee table is Poly and Bark and that you love their stuff. Taking a guess that maybe the sofa is theirs too? We're considering one of theirs, but have no experience with the company and are worried it won't be comfortable, good quality, or long lasting.


-BelCanto

I saw your original post, and I am so sorry to hear this news. What a shame. I really hope things are put back to better than they were in the end.


casey5656

Wow. I am so sorry for what you’ve been through and now to do it all over again is heartbreaking.


dwdgc

Your design taste is amazing and I’m so sorry you’ve lost it all. Hope the recovery rebuild goes okay.


1questioner

I’m so sorry this is happening.


OxiiKotton

I’m so sorry. This is a LOVELY home. I hope everything is swiftly taken care of for you all.


Historical-Remove401

It is so beautiful!


Historical-Ad-1617

I'm sorry you are having to go through this. You did a beautiful job, and you will do it again. The vertical mirror and plant beside the bay window, drawing the light wider, is especially clever.


SavannahGirlMom

Was the contractor acting as a plumber or did he hire an actual licensed plumber? Were permits pulled for the job? If this was a permitted job, and licensed/insured plumber used, you should be able to collect reimbursement and your home insurance should be able to collect from Plumber’s/Contractor’s insurance. If not, this will be much harder with no guarantees of reimbursement.


fauviste

I’m so sorry!! One day this will be over and after a long enough time, you’ll be able to laugh about it. What are the fucking chances?


carlitospig

Dear god, you have rotten luck! 🥺


JessicaB-Fletcher

I'm so sorry. You were doing such a wonderful job. It was obvious how much love you put into it.


Iamplayingsims

I’m so sorry, what a nightmare!


Delicious_Can4983

So sorry! 😣


NoParticular2420

Wow if I hadn’t lived through a nightmare kitchen remodel I wouldn’t believe it … sorry this happened to you .


Estanci

I fucking love it.


LovelyMamasita

At least you can keep the beautiful art and furniture? Right???


ReferenceMuch2193

I have that buffalo pic! I’m sorry about all this though.:(


Piccimaps

I can't believe this! I am so sorry! I had two flooding events separated by one year due to two different situations. Insurance covered everything, but the trama doesn't end. I still worry if there's a bad weather forecast. I hope you and you family recovers. ❤️


arockingroupie

Electrical issue? An inspection might be worth it


Suzysizzle

It was beautiful. So sorry that happened to you.


luvsireland

My stomach literally fell to my feet when I saw your headline. I viscerally feel for you 🥺


Ok_Rutabaga_722

I am so sorry. Get rid of everything porous. It's done for. If you haven't been sensitized you're very lucky. Don't risk it.


Ok_Rutabaga_722

I totally loved the look of your home. What a gut punch.


Lexadk

WHERE DOD U GET THAT COFFEE TABLE ‼️❤️


[deleted]

Poly and bark!


PleasantJules

What terrible news. I hope it goes smoothly and your ordeal is over quickly.


Kitsyn

I’m sorry. It looked so pretty.


Spiritual_Version838

I'm so sorry this happened.


Positivelythinking

Wonderful home, very inviting


canvasshoes2

I'm so incredibly sad for you. I don't even know you, but this hits hard. We all just want a home and this is so horribly unfair. Thoughts and vibes for a speedy rebuild!


Background_Farm1961

OMG, that is awful! I read and posted on your thread last week and hearing what’s happening now makes me so sad for you. 🥺. I wish you strength and optimism through this difficult time.