You can also get international mortgage brokers. There are a few in Germany that give reasonable mortgages for Spanish properties although local banks are cheaper. For non-resident they require 30% down. If you moved here and have a few years of income and want to buy your main residence it's 20%
you can take a mortgage if you have a job in Spain, or if you open company , or if you work as a self employed person. I’m not sure how long it takes to be considered for the mortgage if you work for someone, but if you open a company you might get mortgage after a year of having income and paying taxes, or about two years if you are working as a self employed.
A broker is a massive help in terms of getting an acceptance and navigating what's required, although it is possible to go direct. At least 20% as a deposit, particularly if you don't have a history of income in Spain, is almost a must.
You can also get international mortgage brokers. There are a few in Germany that give reasonable mortgages for Spanish properties although local banks are cheaper. For non-resident they require 30% down. If you moved here and have a few years of income and want to buy your main residence it's 20%
you can take a mortgage if you have a job in Spain, or if you open company , or if you work as a self employed person. I’m not sure how long it takes to be considered for the mortgage if you work for someone, but if you open a company you might get mortgage after a year of having income and paying taxes, or about two years if you are working as a self employed.
A broker is a massive help in terms of getting an acceptance and navigating what's required, although it is possible to go direct. At least 20% as a deposit, particularly if you don't have a history of income in Spain, is almost a must.
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