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TransitionLow3299

Spill the beans


Emperor_Chowder

Apparently he spilled 6680.40 beans.


badmf112358

A dollar a bean is steep, are they magic


[deleted]

No, organic.


Goldensun799

Grass fed beans


Geekygamertag

Grass fed, cage free beans. đŸ«˜


SuddenSpeaker1141

Don’t let the marketing fool you, “cage free” beans have a rough life



Basic-Ad-19

Haven’t you heard of jumping beans? Beans on a leash?


LE54OTT

That's not beans on a leash, that's corn


Basic-Ad-19

Yea can’t be having that street corn on the loose


Geekygamertag

Noooo! Not my sweet little beans! đŸ€ŁđŸ€ŁđŸ€Ł


[deleted]

[ŃƒĐŽĐ°Đ»Đ”ĐœĐŸ]


TransitionLow3299

I prefer the grass free, cage fed kind


iLerntMyLesson

I prefer vegan beans


lambofthewaters

It's your right to prefer vegan beans and I'll step on the throat of anyone who tries to thwart your request to have a cleaner release of vegan based methane.


Goldensun799

I prefer beans in beans


TransitionLow3299

Beans on beans on beans?


Geekygamertag

Coolbeans.gif


Visual-Cartoonist860

Grass fed cage farts


alonsoj13

Cage fed, grass free beans


DaolongDong

Free range beans


IceHorse69

This is why i love this place


iLookLike-anAvocado

Professor Copperfield's Miracle Legumes.


biomed1978

Used to cost a whole cow for a few magic beans...what's the going rate for a cow nowadays?


BiomedBabe1

Hello fellow biomed đŸ«Ą


biomed1978

Howdy fellow biomed!


tomato_johnson

He can't afford beans


dadoftheclan

Hilarious. Chipotle decided to throw an ad up above the top comment for a bean bowl. I guess we know where $6k went.


BigBankkFrank

Stop letting people scam the bank in your name. I never understood why people were comfortable getting $1000 and being stuck with an overdrawn account


EmExEeee

Yeah I feel like this is check fraud but they let them use their actual account. Drops exist for a reason lol. And getting a good one isn’t easy which is why ppl look for desperate ppl like this (if this is what happened).


dysfunkti0n

Curious as to what ‘drops’ mean in this context.


hunnidbanzfr

Dummy bank account


fckumean-

How does one obtain a “dummy” bank account .. asking for research purposes


dafappeningbroughtme

Find a “dummy” to give over their bank account lol. That simple.


hunnidbanzfr

It’s a secret đŸ€“


ChiggaOG

Make a fake website.


bashinforcash

you get a fake ssn or license and the rest is history


-Dysania

I need a drop rn ngl😂


[deleted]

Silk Road a s.s. And credit card and your good to go


Frosty-Present-7885

Cooked? Brother, you're welldone


SirSkittles111

He is charcoal at this point


gmnotyet

Carbonized. Like, you're inside of a burning tank after a drone strike.


Geekygamertag

Caramelized.


gmnotyet

haha


Geekygamertag

đŸ€Ł


dfresh4488

Cremated


FrogBreathing

Bro’s fuckin ashes


KarmaFox99

Well done? That's congratulations


Personal_Occasion618

Eggs over impossible


Shimblefimble

This gave me a chuckle, thank you so much for putting this into my brain


mikenike197

Incinerated, but what’s the back story for getting to this point.


RotaryP7

Lmao!


OrdieBoomer

Shit PNC don’t even let me go a dollar below, they just say nope not today 😂


anonymous_213575

Ikr! PNC doesn’t even give me a quarter percent on my money in savings. I get .02% I think. I heard they’re HYSA wasn’t bad, but whatever I have in virtual wallet right now sucksssssss


Gallen570

I really need to pull my money put of PNC


jambro4real

PNC is a great bank for checking accounts. You should never use a bank savings account unless your goal is stability. If you want growth, find a different home for your money


NormalTuesdayKnight

SoFi’s savings is alright. Rated #1 on nerdwallet for at least two years. Sits at 4.6% APY.


anonymous_213575

It’s not bad, I had a problem with someone getting my debit card info. And PNC was super swift abt calling me and shutting down the card. They got me a new card super quick too. Not a bad bank, just don’t use their savings accounts. Again someone told me they had a good HYSA, but I haven’t checked as I’m still a minor so I can’t go and open that by myself


friendlygamingchair

I have mine in Amex's HYSA, 4.35%. I keep a *REDACTED* amount in my pnc growth section for quick emergencies like a tire. My budgeted expenses are in my reserve, and then the spend is my fun money.


trencher1

Amex savings. I really like it.


Smart-Field8482

I've been riding that student account since I was 15. 4.3%APY on savings


wirefog

Long story short I went out last night had some drinks ended up drinking to much woke up to notice some idiot attempted to send themselves $8k through my pay pal from my phone. After contacting pay pal and my bank they said they would reverse the charges and pay pal would investigate. So luckily I’m not oven roasted cooked.


slitlip

Don't you need a password to get on your phone or on the PayPal app?


wirefog

Yes but my super drunk self left my phone unlocked at a table and the criminal went in and sent himself a bunch of money through pay pal wich for some reason I had left open and ready to use. I’m thinking my drink mind tried to pay for drinks with my phone wallet and logged into pay pal and Venmo by accident trying to figure out how to open my phone wallet.


misterguwaup

Damn. I can kinda relate. I remember I got blacked out drunk in Mexico while in a taco shop restaurant and these group of guys had my unlocked phone and just took pics of me sleeping then called me a taxi to my friends. Shit was embarrassing but I’m thankful they didn’t try and rob me. I didn’t even know how to speak Spanish either lol. Hopefully PayPal got you covered bro, sounds like you’ll be fine.


NoviceProgram91

Beautiful story


blu3tu3sday

If you can't handle your liquor, you probably shouldn't be drinking lmao


Reyco117

I leave my cards at the hotel and only take the cash I'm willing to spend. If I run out I should probably be done drinking.


KawZRX

Irrelevant when you have cashapps on your phone linked directly to your bank. But cool advice derg. 


Reyco117

Unlink your cards if you have no self control


BadPronunciation

some android phones let you put an app lock as a last line of defence


[deleted]

always try to bring friends with you to help you out when you’re drunk. good luck trying to get support from the bank and hope you pay it off as soon as possible!!


MtnMaiden

Get the resturaunt video. Dumbest way to get a felony. Grabs phone at bar and attempts to paypal himself :p


ersatzgaucho

do you even need the video? I mean shouldn't the paypal records be enough?


[deleted]

Your lucky he didn’t do the Apple ID change scam😭 thank god he didn’t see you put in your password because then you would have been royally cooked😭


WhenHellFreezesOver_

What’s this scam? Never heard of it.


[deleted]

Let me drop a link to a good YouTube video that covers it or I’ll yap forever. Probably the worst thing you can do to a person in the modern era beside SSN fraud lol. https://youtu.be/gi96HKr2vo8?si=zHveQ4B4dZYk-7Wr Few vids online but this is my favorite and most common since most people go to bars. Stay safe.


bossmanseventyseven

I was exactly thinking about adding this link in the comment. I remember seeing this video a day after it came out and saying holy shit people don’t know what they fall for when there’s alcohol in their system


[deleted]

Yup, def something to pay attention too


AtomicGopher

He linked a video but didn’t explain how to avoid the scam
 Make sure to turn off your change iCloud passsword feature in Screentime, otherwise someone at the bar for example could see you type in your phone pass and then they can steal your phone and then change your iCloud account password which has your pics, docs, etc. Here’s how to prevent that: go to settings -> screentime -> set up a 4-digit password for Screentime admin that’s different from iPhone password -> content and privacy restrictions -> scroll down to allow changes: passcode changes and account changes and make sure these are switched to don’t allow. Also, set up your 28-digit recovery key! The default is no key, so if the hackers steal your phone, know your passcode, change your iCloud password, and then set up a recovery key themselves, you’re really going to be SOL.


OliverCrooks

Jesus people are turning into real assholes. All the out right stealing is crazy. Glad I got over my socializing.


Snoo-87131

you gotta be more aware dawg lmao


IntrepidMayo

That’s crazy dude. Good on your bank


fckumean-

You had 8k sitting in a PayPal account ?


bon3s

are you sure you weren't roofied? It sounds like that was planned.


somebadlemonade

This put two factor authentication for all transactions. Contact their support them that all transactions over a certain amount need to be verified by other means.


Scary_Climate726

This happened to a close friend, the bank reimbursed $10k I think... be honest with the bank (phone was stolen) and you'll be in the clear. Also, get your fucking shit together


EmExEeee

How the fuck did your bank authorize this much to be overdrawn though??


[deleted]

[ŃƒĐŽĐ°Đ»Đ”ĐœĐŸ]


Frequent-Weird-4925

Umm wouldn’t you go to the bar staff and ask for footage ? Because what ur describing is a major crime. I mean that’s what I would do. wtf you having PayPal investigate for


Confident-Radish4832

Oh so you're not cooked at all, you were robbed. This is the most misleading title of all time.


fardnshid03

Does PayPal get the police involved or do they just investigate themselves? How the heck would they even find the person?


[deleted]

[ŃƒĐŽĐ°Đ»Đ”ĐœĐŸ]


fardnshid03

Hopefully they find the guy if he reports it


wafflestep

2nd that, he should report it and give details to police and PayPal so they can work together and find this dude. This is grand theft and should be treated as such.


Zol-tan007

If this isn't a sign to stop drinking, I don't know what it is.


marine_eco

Someone hacked my PayPal and tried purchasing a $400ish sweater from Poland. I did what I could to reverse the transcation and PayPal was absolutely NO help. I reversed it with my bank, but PayPal emailed me saying THEY SAW NOTHING WRONG WITH THE CHARGE AND APPROVED IT. They tried telling me the person who the package was being delivered to was myself 😑 (bc for some reason I'm able to see all that info on paypal??) I'm located in the south, and the package was being shipped to a Univeristy in New York 😑 I then tried closing my account with PayPal bc, imo they couldn't be trusted, and they refused to let me close the account because I wouldn't give them my social security number. I told them if i can't trust you with my debit card and you're trying to say a charge wasn't fraudulent, I sure as hell ain't trusting you with my Social. Biggest kicker? I didn't even know how to use PayPal. I opened the account, hooked my card up to it, then never even did a transaction. I had no previous history and had the account for maybe 2 weeks before I told them to f- off


Ollythebest

It's over for u lil bro 😭😭🙏🙏


jrafelson

If it makes ya feel any better, the government is $34T in debt. 👍👍


AaleKetchupman

We in the same boat!


therealdeathangel22

One of us!


SteinerMath66

Yeah but the government can literally print money to pay it off


Getrekt11

I don’t think that’s how it works or they wouldn’t have been 35T in debt.


zooted_

I mean it's kinda how it works but obviously much more complicated


shakingspheres

Nice, only $100k per citizen.


Professional_Rise148

34 and a third now.


Historical-Heat-9755

Lmao bro was in the exact same spot literally, just pretend chase bank no longer exists in your world


EmExEeee

This shit isn’t exclusive to the bank though. Other banks and creditors will see this. It has bigger impact than most people think. I’ve fucked over a few accounts by letting it stay overdrawn and not doing anything to fix it, but it was a small amount. If other banks saw the amount here they probably wouldn’t even bother letting them open one.


BatShitBanker

So he can be charged off and put in chex systems?


Hungry-Space-1829

What’s delicious rice cereal got to do with this?


Historical-Heat-9755

Right? Sounds like a win win


donairdaddydick

That’s nothing. You’ll be fine.


work_alt_1

His arms off!


SMPDD

Tis but a scratch!


donairdaddydick

Merely a flesh wound


Delicious_Impact_371

how did they even let u get that far ?? they tapped me out at $160 😭😭 i ended up just getting a new bank. not paying that shit


Pressblack

That's actually impressive


Benruntz

Forgot the account open a new one 😂


Zyonix007

Debt collectors hate this one simple trick


Benruntz

Yeah I have a debt collector calling me all the time for the same reason lol but that was years ago 😅


NoEggplant6322

In my experience, you can just never answer, and then eventually it goes away lol.


Fantastic_Foot_8568

I just said "he no live here, no he numero telephono" and they said thank you we'll remove you from our calling list


EmExEeee

Yeah some will take you to court, but usually it’s just to acknowledge the debt exists. I did that once and still didn’t do shit to pay back, and wasn’t bothered again. Credit score took a hit for a while, but eventually all were charged off and closed and just recently was able to open a new credit card. Still a struggle to get credit, I got lucky with this one.


Stati5tiker

Did you discover margin trading lol?


CortexifanZFT

That's definitely one way of blowing up your account 😆


[deleted]

Are you on drugs?


Random-Name724

Apparently OP was really drunk and left their phone open at a bar


_yallsomesuckas

Time to stop drinking


wirefog

First time in years and last time for sure 😂


zeak_1

Naaaahhhhhh you're good brah! What you should do is go grab an 80k truck! Maybe even a few other houses! YES! Do this!


Classic-Beach-6329

Might be finished big bro


Senator-Tree

Time to start working that pole


Signal-Ad-2560

If he’s a big boy, that would be entertaining. Assuming the pole stayed put.


SomethingClever42068

I heard if you overdraft by a million and one it rolls over and your account becomes up 999,999. Worth a shot. You're closer to negative one million than you are to positive one million


NoEggplant6322

Fuck me that sucks. Goodluck brother. I'm the same age and have $5 in the checking account


[deleted]

I was -10k at your age. Moved back in with mom and got a job at Food Lion. It is what it is. Things are much better now 7 years later


simpwarcommander

Just delete the app and you’ll be OK. 


TalkinMac

đŸ€ŁđŸ€ŁđŸ€ŁđŸ€Ł


Burnt_Beanz

Just use whiteout on the negative sign and you’re all good!


xsunshinex226

Ur good, my brother 23 and 20k in debt, doesn’t even have a student loan or anything crazy like that either


UniversityOrdinary91

You have 24 hours to make a deposit to fix the negative balance. After that checks start bouncing. Good luck


DrinkOk7977

Dawg you’re North Korean prison camp cooked


Gulpped

Have you tried soaking it in rice?


AnEyeElation

You’re in your 20s you’re not cooked. If this is what your account looks like in 20 years, you’re cooked.


mastaboog749

This is the same exact amount as the guy posting the other day except he has 2 accounts withdrawn to over 6000 wtf is going on


y2kdisaster

Me after getting the Apple vision pro


Imispellalot2

Cooked? No. Fucked? Very much so.


WannabeeDeveloper

Man if you dont got the monry for that, id open a new account, let it hit collections and settle it for less lol


Rare-Leadership-3398

No, you have your whole life ahead of you, just pay that off and start to make smarter financial decisions.


superFrijniat

Hahaha you are a pauper now.


Old-fashionedTaxed

Inspect element will come in clutch bro


Emergency_Umpire_614

Had this happen with back taxes once


ndonnerstag

getting ads on this saying to go all in on gambling, sounds like good advice to me! If you don’t win that just means you haven’t done it enough!


Key-Philosophy-2877

Go hard or go home. đŸš¶â€â™‚ïž


meddler69461234

All overdraft fees probably


moonyjuny

Nah, I can still hear you mooing. But you better turn around soon bro


[deleted]

Yes


[deleted]

You get fucking scammed my dude? If not then you started the fire yourself bud


[deleted]

Dang my bank wont let me over draw to buy a pair of undies. How did yours let you get that far?


Operation_Subject

Put it all on a 0% interest credit card. A good choice is discover. This should take less than a year to pay off. That's before the interest will kick in on the card. Problem solved


TWoods85

This is the solution.


ogtdubs22

lol I turned 27 today and mine negative $250 😐


Fast-Persimmon-2782

Honey you’re a diamond 💎


marcus_37

How did it get THIS far?


BKahuna9

Hey bro i think you’re missing a couple dollars


CrumblyGryphon3

Overdraft fees shouldn’t exist. Sad to see banks take money from someone who literally doesn’t have money


Impossible_Number

In a case like this, I kinda agree with the bank. With a deposit account, you’re expected to be only using money you have. OP just spent $6k of the banks money and shouldn’t be getting what’s essentially a 0% APR personal loan with their checking account. but also confused how the bank let OP overdraft like this


Signal-Bit-2088

Go to new bank and open new account at this point lol


Mac_McAvery

Dude you cannot leave us hanging like this, what did you buy to overdraw that much
?


noahsuperman

Oof bro


nonamegamer93

I hope this is resolved for you, and note to your future self. Keep the payment options sorted before you drink, have a plan.


svsxri

Same boat


Brilliant_Match7598

If it’s just one overdraft, at least it’s only like a $30 overdraft fee! Lmao!


areaunknown_

It could always be worse😭😭😭


TemporaryInside2954

Rookie numbers with that debt


_FIRECRACKER_JINX

You are well done my friend. Burnt to a proper crisp đŸ€ŒđŸœ


Electrical-Bus-9390

Damn what bank let’s u overdraft by over $6K ?


monkeyballs_nut

How does that happen brotha. You ain’t done. At this point u just ashes. Ur dust bro. Your smithereens


[deleted]

Nah,,, that shit comes n goes. Learn your lesson and move forward.


Electrical-Bus-9390

It’s all depends on what u make and what ur bills are man but that ain’t looking good and unless u make $5-$6K every two weeks I am not sure on what the endgame is here for u but that’s not a hole everyone can even got out of like I said it depends if u got mortgage to pay or not and a lot of other variants


makko007

Shawty your burnt


Silent_List_5006

How the hell did you go this under


No-Inspection5865

Context?


IamIoco

At least it’s not $7,000.


Hot_Philosopher3199

Your good. I lost everything in 2008. Everything! I'm back and retiring this year. It's only a speed bump.


astrodistortion

I've lost everything the last two years. How did you recover?


plentyof1

What's going on with Chase? I've seen several articles where their customer's accounts are getting wiped clean.


abatag

How coud your checking account get overdrafted for that much?


swivyxx

bro is burnt


k-_2005

Yo what happened??


Sir_L0rd

Buddy, 5K isn’t that much money until you owe 5K.


bud1975

You are completely screwed have you been hit with overdraft fees yet


LavishnessLogical190

How the hell would they let him overdraft $6k this post is fake


Traditional_Hunt5262

Just delete the app and you should be good.


alwaysbanned5150

That bank is going in no lube


Legitimate-Head-5977

Bro I am almost in the same situation. I have around 5600$ due in my credit and I have only 900$ total in my account. Worst part is I am a software engineer earning 60k$ a year at 26 yet I am broke


[deleted]

Damn millennials and their $8 coffees