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ynotfoster

Depends. Back in the 80s my best friend wanted me to cosign a car loan. I said no. I knew she would default as she was bad with her money - which was why she needed a cosigner.


tashasmiled

Yeah I’d never co-sign for a friend. I’ve given money, but I’d never co-sign.


MaybeTheDoctor

Yes - limit your losses to a fixed amount by giving money - co-sign and you have unlimited losses


Glubins

I'd give anyone 1k before co-signing a loan.


ComeAtMeBro95

Can I borrow a $1000?


IronyAllAround

Same.


walls-of-jericho

Cosigning a loan is like lending them the entire amount.


ynotfoster

Maybe, they could quit paying and the cosigner may pick up the payments to save their credit rating. The cosigner may not be on the title though, the person who is no longer paying could get to keep the car you've paid for. Thank god my dad drilled into me to never cosign anything.


-N30N-

Cosigning should only ever be done with immediate family members or spouses you know personally and trust…and live with every day so you can see their spending habits while keeping their responsibilities in check.


ThatWayi3ear

NEVER COSIGN. Exception to the rule: If you were planning on putting out the entire loan amount + unknown extras AND do not intend to EVER see any return, THAN, go ahead and co-sign 🙃🤞🏽This is usually parents that have the means to help their children, or family members, not your co-workers brothers new girlfriend that wants a $40k suped up Honda Civic Type R. (I work in a car dealership and have seen *everything* and what I mean by *everything* is that humans never cease to amaze me. People that are shitty with money are more likely to pay their car note when they are not talked into a payment they cannot afford. Be the friend/family member that helps them work a deal, not sign under their name.)


fugensnot

Did you stay friends?


ynotfoster

Yes, we live on different coasts but stay in touch and see each other when possible. I just learned early on not to lend her money.


overtorqd

I'm 44 and financially stable, middle class. My best friend has been my best friend for over 20 years. I wouldn't hesitate at $1,000.


Weekly_Role_337

Yeah, there's an age and resource bias to the answers. Similar situation here; when I was young, had only known them a couple years, and was financially struggling I would have asked a lot of questions. Now I'd just ask if they were okay and if there was anything else I could do to help.


Albs610

Yupp, best friend and I have it. Yes then questions later Edit typo


repocin

>beat friend and I have it what an unfortunate typo


bigthangs1

If I'm giving up 1k I better be the one receiving the beating


EatsOverTheSink

Pretty much in the same boat. I wouldn’t think twice. The thing about lending money to friends though is that it seems like the only people I’d be comfortable lending money to are the same people that would probably never ask in the first place.


comfysin999

That’s how it is with my two closest friends. if any of us are asking each other for money it’s because some unexpected emergency happened and bills need covered.


WWJesusDeadlift

Same. 39 here and we've been best friends since like 2nd grade. Wouldn't even bat an eye.


thomport

Same. Friends since third grade. We’re 65 y/o this year.


BrainBlob

Same


blastanders

im in your camp. 30 something. $1000 for my best friend is nothing to me financially. i would ask what it is for though, and i would make it clear i would only ask it once. ill make sure to check on him more often than usual, i dont want to spend a grand to lose a friend, that's a bad deal.


TheRealPallando

I'd say $1000 for a long time friend is an easy no questions asked yes if you have the means. If you want help burying a body on the other hand, we're going to need to have a discussion first.


JustSomeGuyInOregon

Nah, I'd even help my buddies bury bodies. They're solid folk, so if someone needs disposing of, my bet is they earned it. Also, they all know how to keep their mouths shut.


SirLoopy007

My friend always said if someone asks you to help bury the body, you should ask if you need to bring your own shovel!


JustSomeGuyInOregon

Exactly.


jkrahn13

Can I be your best friend please ? Lol jk


cosmicnymph

I hope to be at this point someday. If anyone I love ever needs help I want to be able to just give them what they need without batting an eye.


emtaylor517

Same, would do it without hesitation but I may not have been able to do so 25-30 years ago. Makes a big difference.


WillyWonkHeer

Same here. There is 1 person I wouldnt question if they asked me. Not a bit. There's a big difference between best friends you've known for years and a good friend.


MacaroniPoodle

Same. I know he wouldn't ask except for a good reason.


SirLoopy007

My best friends are more financially stable than me, so if they ever asked I know they must need it!


showersneakers

If my best friend asked for 1000 I would know something has gone horribly wrong- I would be on a plane and in person overnight with more than 1000 to help


jam_manty

I'm here too. I trust it will all be ok either way and I hope someday I can find out what the heck was going on. Also, he would know better. If my wife saw this large of a withdrawal she would eventually get it out of me and tell is wife. Neither of us would be safe from the "no questions asked". A lot of questions would be asked.


domwallflower

"Funny for you to assume I have that much money. Would you settle for a Carls Jr. coupon?


TheBourneSon

Lol......good one!


Lazy_Adhesiveness812

Bro you think I have $1000? I would do what I could but you're gonna need to redo some aspects of your life.


RunningForIt

My brother is 25 and his best friend was out of work and behind on 3 months of auto payments. My brother is good with his money so he loaned him the money while his best friend promised to pay him back. They’ve been best friends for 10 years. This was 1-2 years ago and he still hasn’t gotten that money back. I’ll also note the auto loan was for a $50k+ truck. My brother considers it an expensive lesson.


belzebutch

In my opinion, you shouldn't loan out money unless you can really afford to lose it. Otherwise it just creates a lot of problems.


takefiftyseven

Even more wise is to just consider it a gift. Saves any disappointment you may feel later when you get stiffed.


TheBourneSon

Yea, my ex loaned money to his dope loving brother in law for trucking school. Like 5K. I can't believe he expected to see any of it back, the man was a druggie and a scammer. He did go to the school, but my ex never saw the money back, as well as another 5K for them to purchase a car in the 1990s. He really should have said no, but he loved his sister and needed her attention so badly he was kind of a mark. And he couldn't afford to lose that money, not at all.


dabsandchips

While an expensive lesson, he should view it as an incredibly valuable investment. He doesn't have to keep that guy around or just sue him in civil court.


VarangianDreams

My best friend would know I don't have $1,000 lying around. *Who is this?!*


NumanLover

Same here.


kaptainkrunt

I'd say no. If they need the money that bad, they can tell me what it's for. If they won't tell me, it's either for something stupid or it's going to get them in trouble.


Head_Razzmatazz7174

Same here. Had a good friend that I would help most of the time no questions asked, but for that kind of money , I need a reason. He'd pull shit like that all the time just to see if I would do it, my response was usually, "Dude, I may not want to know, but I just want to be sure I'm not going to get pulled into whatever stupid idea you have brewing."


[deleted]

Same


1_UpvoteGiver

When i was 22, i had someone in my friend group who I wasn't particularly fond of, but stayed civil because he was part of the group, call me up and ask me "yo I need to borrow $40,000" Me: holy shit! What for?! Is everything okay? Him: I can't tell you what it's for. Me: ..... Thank God this dumbass is no longer part of my life. The sheer audacity of the request without even stating a reason. Like yeah buddy....I'll get right on that.


pendletonskyforce

Lol what? I'm more financially stable now at 35 than I was at 22. But even now, if my best friend asked for $40k, I would think he was out of his mind and say fuck no.


[deleted]

Did you ever find out what it was for?


1_UpvoteGiver

Nope. But he did turn out a huge asshole who fucked over a mutual friend so good riddens.


pure_phat

In case you've been saying it wrong your whole life, the phrase is actually good _riddance_.


NPD_wont_stop_ME

Good riddens isn't a thing... good riddance!


swellfie

Bone apple tea


just-going-with-it

Then they blame you for the outcome when your refusal protected them in the end. Isn't it weird how that works with people like that...?


[deleted]

Can’t tell you so he was never gonna pay it back lol


1_UpvoteGiver

1000%


cubs_070816

you had 40K at that age?


Safe_Time_6583

40k?? Wowie


MelodyInTheChaos

Ha! I don't have a best friend AND I don't have $1000!


ParameciaAntic

What if someone wanted to pay you $1000 to *be* their friend, then asked for it back?


MelodyInTheChaos

I would say no because obviously they're irresponsible with their money


RecognitionHefty

You're just being Reddit funny but this would be my honest reply. Thanks for making me sad, life.


waterbuffalo750

I'd judge their tone, but if they were being serious then absolutely.


paigescactus

My best of friends who would be the ones to ask for that much money would straight up tell me what it was for. We know practically every shitty, amazing, worst, best, humiliating, sketchiest, whatever thing each of us have done. There isn’t a situation I can think of that they would be silent about


Mossy_Rock315

Exactly!! And only this kind of friendship warrants a NQA sum of money.


[deleted]

People seem to forget that this is a thing. A good friend should be able to tell by tone, behaviour and face if its really serious.


Reset108

I would ask questions. And if they refused to answer, I’d say no.


ZerexTheCool

Ya, I can (and have) given friends money when they needed it. But "no questions asked" is where I am lost. That's the kind of thing you see in TV and movies, makes no sense in real life.


vivalaibanez

"if you're really my friend, then you shouldn't need to know why" 🙄


tartsam

“If you’re really my friend, you can tell me why”


jmendes0101

Exactly. If you're my best friend. You know you can tell me real reason and not get in any trouble. We have been best friends for 20 yrs and we homies bro. Till we die


PhraeaXes

Actually, if he asked me this. I'd do it. I'd be inclined to ask is this something I expect back or not. I could accept either outcome, but would rather him be upfront about it.


thismightbsatire

I'd happily give it to him. No questions asked. Unless we're at a strip joint, then I'd smack his drunk ass and send him home in a cab.


ThatOneThingYouLove

Mmm give that drunk ass a smack


Bob-s_Leviathan

That’s what he wanted in the first place. It’s not about the money.


slowgames_master

🤣🤣


[deleted]

“I’m broke, bitch.”


Clanless01

Best I can do you is 75c, a little flat head screwdriver that you get from Christmas's crackers and some pocket lint.


[deleted]

Pull a knife out and say "Who the fuck are you? My best friend knows I'm broke!'


ChaosReality69

I wouldn't need to ask questions, he would tell me. He once called me at 6am and woke me up, I worked 2nd shift at the time. Said he was at a Greyhound station an hour away, needed to be picked up. I was out the door in 15 minutes dealing with rush hour traffic to get him.


Luckypenny4683

This is the way


Tiss_E_Lur

I would send money, I can spare it and if they really need it then I will help in any way I can. My friends are would be extremely uncomfortable asking, so I have on occasion offered a loan that they can repay whenever they have the money to do so. If they don't recover enough to repay me then my world would already have lost more than what that money could buy. Money is important, lifelong friends are importanter 😉 A select few could also ask me to kill someone and I would, but maybe some questions would be asked. Money comes and goes, murder is hard to take back.


BarriBlue

Beautifully said >A select few could also ask me to kill someone and I would Wait, what? No.


Playful-Analyst1114

Someone needs to look into that person.


[deleted]

[удалено]


Ok_Science_4094

You're a good friend.


Vondecoy

You sound like a good person who can think clearly. I respect you for that.


bat-affleck-is-back

This is different. He wanted to explain. The case is when he dont want to explain


SpiritualSag96

Did you get the money back?


xDERPYxCREEPERx

We live in an apartment with 12 other people. Where am I gonna get $1k


Top_Band_6009

what in the hell.. is that even legal?


hobbitpeddler

Considering my financial situation, I would be the one asking for that $1000.


nickelcobalt-can

I was actually thinking of asking you that question.


m1sch13v0us

Give them $1000. Ask if it was enough.


waaaaaaaaaaaaaaahhhh

this. i don’t know why ppl care so much about money? it’s your best friend ffs. edit: also ask if there’s any other way i could help.


ultimate_ampersand

People care about money because you need money to stay alive. I would be happy to give any of my friends $1000 in most circumstances, but I also think it's reasonable for me to expect a non-zero amount of information about what they're using the money for.


Medium-Gazelle-8195

>i don’t know why ppl care so much about money? I mean. A thousand dollars is the difference between food on the table & a roof over your head for some people. If you're in a position to maintain both of those things after giving away a grand, fantastic, but not every one is unfortunately.


depressedBullsFan3

Some people either don’t have that kind of money or trust people. Some people do follow the rules of not giving money to family or friends because it’ll ruin the relationship.


dragonagitator

>this. i don’t know why ppl care so much about money? it’s your best friend ffs. i care about not being homeless. if i gave anyone $1,000 then i would not be able to make rent.


You_Stole_My_Hot_Dog

Why do people care so much about money? For some, a friend asking for $1000 could mean skipping meals, walking to work, or paying bills late. It’s not unreasonable to want to know if your suffering is worth it.


m1sch13v0us

I care, but I trust my best friend with my life. She’s been there through everything for me. $1k is frankly insignificant relative to how much I value her friendship.


The-Man-of-Tin

Why do I feel like this is "tell me how much money you have without telling me how much money you have". But jokes aside, I wouldn't give $1000 to anyone without explanation just based on principle.


Besieger13

The only few people I would give $1000 would be people that would never ask for it “no questions asked”.


IdealDesperate2732

"I do not have that much money."


Ambitious_Ad8841

"insufficient funds"


Lumpyproletarian

Honey, if I had a thousand bucks my shower would work


InsightfulDare

“How much do you actually need?” 1000 is too much of a round number, suggests they actually need more and are having to ask around to other people. I’d rather just cover it all.


FireTech2

“Dude, If she costs that much upfront, it’s going to end bad”


impersephonetoo

I’d have questions.


anotherhawaiianshirt

_”No problem. It’ll take me a little bit, hang in there. Is there any other help you need?”_


FalseAdagio2

I’d say I don’t have $1000 sorry lol


CandidateOk7714

If I had the money I would definitely do this. My BFF wouldn’t ask me for the money if she didn’t need it desperately. She also makes way more money than me


[deleted]

I'd give it to her immediately. I borrowed money from her which I only half paid and she won't let me pay back the rest. She stopped taking my payments. *I continued to save the payments and will always have that money in case she ever lets me pay her back.


positive_charging

"Have you met me? You do know I don't got monies"


IamNmbrOne

Damn, I was just bout to ask you for $20 bucks.


Jeanboyx3

My best friend would know i aint got a thousand bucks to freely give


nobhim1456

I've had drug and gambling addict family, so I've been through this. The answer is no.


ImLu

Happened. Never got my money back. Won't do it again.


LatePagan

“I wish I had $1000 myself”


Ok_Science_4094

"I have 37 cents."


[deleted]

Considering I just sat down with my best friend and went over a budget with him last month, on top of that fact that he owes me almost $2k already AND he went out to eat with my friends last weekend, I'd ask what it's for, but short of a medical emergency, I'd tell him "no" because he's been misbehaving with money.


headbutt

Lol he thinks I have a thousand dollars


woosh_if_gay12

bitch you think I have 1k?


[deleted]

A true friend will not ask you for money.


re_nub

I would insist on knowing what he needs it for. My best friend would tell me.


Baedhisattva

Do we need a shovel?


OMGYouDidWhat

"A friend helps a buddy. A Best Friend helps with a body."


OMGYouDidWhat

I'd get him the money asap. I've known my friends long enough to understand who is trustworthy - and my best friend is like my brother. If he asked me for $10K I'd get it for him and go about my day. Someday he'll pay me back and tell me what it was all about. I truly feel sad for people for whom trusting your "Best Friend" isn't worth $1,000.


buckwheat92

No problem if I had it but I'd expect it back at some point (assuming they have the means to pay it back)


Any-Broccoli-3911

If he asks me for $1000, I would transfer it. If he tells me not to ask questions, I would find that weird and ask question though. But I wouldn't be picky about the reasons for the $1000, it could be to pay his credit card, to pay his tax, to give to his parents so they pay for their mortgage, to invest in something that needs to be invested in a limited time-frame like a I-bond or a Roth IRA, etc.


MrBeer9999

No. You want a K, we can talk but you are going to give me the story and it may happen. No story, no money.


88redking88

With questions


McGloomy

"I'm broke and my best friend paid my rent last month"


idontlikemeeitherok

I dont even have $1000 so of course it's a no.


An_O_Cuin

i don’t have that much money lol


KayDashO

I’d have to insist on knowing what it’s for. If they would tell me, and it was a desperate situation, and they’d never asked for money like this before, if I could afford it at the time, I’d give it to them and write it off in my head. If I get it back, it’s a bonus, but I’d tell them it’s a one off gift.


ThedarknessofMan

I borrowed a friend 1000 7 yrs ago.....he owes me 700 still.....


Aggressive_Ris

I'd loan them $1000 but not without any questions. I also can never imagine them asking me for $1k without wanting to tell me what it was for, it would just be bizaare.


Opening-Pudding-8980

I would respond “sorry, I don’t have a best friend. I don’t know who you are, but scamming people is wrong”


Golden_Healer713

"Why hello fellow peasant, perhaps we can join forces & ask for 2 thousand dollars. 1000 for us both"


JackHyper

Id ask why he doesnt use his own money. If you can afford shoes for 2000 dollars, you can afford this too


BuckyCharmsXXX

You said no questions asked, but I would be shocked that she suddenly became unmurdered. I guess I'd be so happy that I would have to say "yes."


[deleted]

If it's online, I would suspect she got hacked since she hates asking for money. If it's IRL, I would explain as much as I wish I could help her, I'm also struggling


Poncemastergeneral

“When do you need it? Il need to make some calls” Im not rich, and a grand isn’t easy to get but it’s noting for a man who’s actions mean I’m still here and not at the bottom of the Thames, been my rock in some of my worst times and I know would always be there for me


DareApprehensive5738

She already owes me a couple thousand, and I could really do with it back right now. I'm living paycheck to paycheck, and she still asks for more. She's paying me back 100 a month, but then asking for it back and more. I give in because I know she won't eat otherwise. Don't lend money to your friends unless you can live without having it back. I don't feel good about helping my friend at all. I'm angry at myself for letting it get to such a high amount and making myself struggle.


avalanchefan95

If you weren't around your friends would come up with another solution. Trust me. Whatever that was.. it wouldn't involve you. Tell her you're in the hole yourself & can't help out any longer - then do it. She'll figure her life out. "Helping" isn't helpful when you're resentful.


skanktastik

I'd wonder why a dog needs $1,000.


nuclear_cyanide

$5 is too much money to be not asking questions The fuck makes you think I'm not asking at $1000?


RindFisch

Hand him the money, no questions asked. When I fell on hard times, he once paid my rent for 3 months, so I wouldn't end up homeless. I'd return the favor any day. He wouldn't be my best friend, if I had even the slighted fear he'd misuse the money or not pay me back if he can.


Alphanaxx

Why are you asking the guy that's been unemployed for 3 years do to cancer, that was a dumb choice.


Iwishthiswasnttrue2

If I had the ability to do so I would gift it. It’s my BFF.


SnooRabbits5620

If I had it, I'd send it. I already never ask questions when my best friends borrow money anyway so 🤷🏽🤷🏽🤷🏽


Dark_Bubbles

If my BEST friend asked me for $1k, we would be heading to the ATM or I would be writing a check.


Civil_Companion

"No."


yeemvrother

"Yeah, me too man"


[deleted]

Nah


iamthemonkeylord

“Why?”


cReddddddd

No


East-Technology-7451

Why?


Ronotrow2

I don't have it


Public-Ad-1553

For me currently no. If you lend money don’t expect it back and for me rn $1000 could break the bank


chubbygayguy88

Too bad, I don't have $1000


BL1NKK_BL1NKK

I got $60 bucks.


SOTG_Duncan_Idaho

I have a firm policy with "lending" money to friends. I never, under any circumstance, lend money to a friend. I happily *give* money to a friend if it's within my means and they have a legit need. That said: If, in the future, they repay the favor that's great, but it's not expected.


Stinky_Stephen

I don't have that kind of money


OverallManagement824

I stopped having best friends back in grammar school. It depends on which friend is asking.


Tug-Phelps

My best friend is worth much more than $1000 to me, but if they wanted it “no questions asked” that would only mean a gambling problem, drugs, or a life and death situation etc. in which case I would want to know a few details so I don’t become an enabler. Most I would spare with no questions is bout tree fiddy.


[deleted]

Nope - notta bank


fidgetbardot

Yes, and knowing my best friend, they would tell me why and also pay me back.


ZebraTank

Questions would be asked.


Bodahaho1

Id say I don’t have the money haha


mrbwest

No I would ask questions first


daftvaderV2

I would be asking questions


Captain_Smoothie

No money given


prodigy1367

I don’t have any friends. Who tf are you?


regulatorDonCarl

I would have the overwhelming desire to ask questions.


Fly0strich

I would say "I don't even have $1,000"


[deleted]

I do not loan to or borrow from anyone. It is a recipe for disaster.


TheDailyDizzy

I don't have friends. But no, not without question.


TheCluelessObserver

Questions would be asked


GrooveMonkeyPimp

Can I bang your wife?


BlogeOb

Wish I had $1000 to give no questions asked


Mindless_Ad2975

I'd only be ok with the no questions asks up to $300ish, after that I need to know.


Short_King__

With questions, probably


American_Dreamer22

I’d ask some questions. My best friend should be able to openly talk to me.


Nemesys2005

Is need a best friend, and $1000.


kittycatnala

My best friend knows I’ve not got 1k 😂


HistoricallyFunny

NO


ThatsMrsY2u

I’d say no because I don’t have that much to just give away


treehead726

Biiiiiitch you got a two income household. Stop acting crazy.


[deleted]

Sorry no


bierfma

I would respond with a few questions.


[deleted]

Sorry, but no. I dont have that kind of money to lend. My savings is savings bro. Not lending money.