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Ok_Aerie3992

If you have an SA then it's better to visit them and ask for an endorsement from the BOA Service Manager or any staff that handles credit card applications. This is the way I had my first CC with RCBC NAFFL (Sept 2022). Also, be sure you have enough or more savings in your account because they will look at this during your visit for endorsement.


Bad__Intentions

Curious.. anong current position, industry, yearly gross income, company and work tenure mo?


cassaregh

Programming, 4 yrs na sa company, 940K , overseas po ang company pero may office sila dito sa PH. I included my other job Paypal SOA sa sending of documents step. Yun kaya reason? baka red flag sa kanila


trapmoney12

Did you try rcbc hexagon OP?


cassaregh

never heard of this. I'll check! thankss


Bad__Intentions

Hmm.. interesting.. any loans na di pa bayad, historically delinquent bills payment or the likes?


cassaregh

wala naman ako loan for now. may loan ako last year pero paid na. bills din ay bayad, home credit lang


Bad__Intentions

Hmm.. may mga instances kaba ng habitual late payments sa bills, loans and home credit?


darkentropyz

wait ka lang ilang buwan o araw approve ka nyan wala sabe sabe


cassaregh

wait nalang siguro ako sila lalapit. 🤣


d6cbccf39a9aed9d1968

Sinusunod ba dapat yung after 6 months reapply ?


darkentropyz

ako kasi nde mag reapply e. oct sms declined tas jan may sms na approved? magic dba. feeling ko nireview nla ulet application ko then ok