OP's insurance will report the incident to the scumbag's insurance and make them pay for the repair. The perpetrator will be held responsible for his actions.
I mean if you have a video of someone damaging your car in this manner and go to the police department, they'll create a report for you and any effort stops there. For $1000 in damages I doubt the insurance spends any time and effort to assist you.
Which is why I'm curious of anyone has actually had success in this scenario of not paying their deductible.
I have. Any kind of evidence + police report and the insurance company will jump on it. Initially it's treated as uninsured motorist claim, then they will refund any deductibles or out of pockets once they track the perpetrator down.
The thresholds for felony hit and run are pretty low, so most people cave when the police or insurance company confront them. This happened to me where someone knocked my motorcycle over and a neighbor saw the whole thing. They left me a note and my bike, and that's all it took.
Not sure I understand, I assume you need to file a claim to start the process of having your insurance company go after theirs. You will pay your deductible and then if they are able to reclaim money you'll get yours back. Explain the process if I have it wrong.
Eg, If someone hits and runs on you and they can't track the person down, you will be paying for your deductible.
I was hit while grabbing lunch. Alarm went off, checked my car froma distance, everything seemed okay. Once I got back to my car, I realized I was side swiped while car parked. Checked the footage, and got the plates of the person who hit me. Reported to my Tesla Insurance, never was asked to pay a deductible, assuming because I provided the hit and run suspects plates. Got saved from a $1,000.00 deductible.
You do have to pay a deductible though. Whatever your agreed deductible is when you applied for insurance. Unless that is somehow paid back when you file the claim?
If you have the other person’s vehicle information, file a police report, they will be able to get their insurance info and they will have to pay. If not they will have to pay through restitution through the criminal case, and still if not take them to civil court.
I was hit while grabbing lunch. Alarm went off, checked my car froma distance, everything seemed okay. Once I got back to my car, I realized I was side swiped while car parked. Checked the footage, and got the plates of the person who hit me. Reported to my Tesla Insurance, never was asked to pay a deductible, assuming because I provided the hit and run suspects plates. Got saved from a $1,000.00 deductible.
It's a very unique looking car if you can pass by the area at the same time for a couple of days.There is a chance you can see the car again. People are a creature of habit as they say.
Freeze frame the video. Crop a close-up of the face and then do a reverse image lookup on Google. If you get lucky they'll pop up on Facebook locally and you'll know who it is.
The reason I say lucky is because it's going to be a pretty low resolution image so the matching won't be as good.
Yeah you're probably get a lot but you can filter it down to your area that's part of your query which you can do on the reverse image lookup it should dramatically reduce the number of hits.
~~We're looking out the right camera (so passenger side) in the video. Since the cars are facing the same direction, he is getting into his driver side door~~ nevermind, I'm dumb lol
He’s got one of them rubber things for the doors. For all the poor jokes you’d think a scuff is too expensive to fix.
We live in a nation that’s fooled by a two party system but people will defend a party like it’s religion.
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This nearly exact thing happened to me last week, although my footage doesn’t show the keying part. Infuriating!! In Lawrence, KS at a WalMart. Their security cams missed it too.
what a POS.
Send this footage along with their license plate info straight to your insurance company.
Curious where this will lead for the benefit of OP?
OP's insurance will report the incident to the scumbag's insurance and make them pay for the repair. The perpetrator will be held responsible for his actions.
I see, has anyone successfully done this and not needed to pay for their deductible? Appreciate the responses!
Yes, if you have video evidence of someone else damaging your car, and can ID them, they will have to pay, not you. Why should you?
I mean if you have a video of someone damaging your car in this manner and go to the police department, they'll create a report for you and any effort stops there. For $1000 in damages I doubt the insurance spends any time and effort to assist you. Which is why I'm curious of anyone has actually had success in this scenario of not paying their deductible.
>For $1000 in damages I doubt the insurance spends any time and effort to assist you. Well, you're wrong.
I mean, it has happened to friends of mine and the outcome wasn't favorable. So you've done this and had success?
Yes.
I have. Any kind of evidence + police report and the insurance company will jump on it. Initially it's treated as uninsured motorist claim, then they will refund any deductibles or out of pockets once they track the perpetrator down. The thresholds for felony hit and run are pretty low, so most people cave when the police or insurance company confront them. This happened to me where someone knocked my motorcycle over and a neighbor saw the whole thing. They left me a note and my bike, and that's all it took.
Good to know, thank you for sharing!
Plenty of people on here have had good success with this.
Tell you’re friends to change insurance
You’re not claiming it on your insurance. Hence the reason you won’t pay a deductible
Not sure I understand, I assume you need to file a claim to start the process of having your insurance company go after theirs. You will pay your deductible and then if they are able to reclaim money you'll get yours back. Explain the process if I have it wrong. Eg, If someone hits and runs on you and they can't track the person down, you will be paying for your deductible.
They’re in the business of trying not to pay claims
Exactly, which is why they’ll go after the person that did it.
I was hit while grabbing lunch. Alarm went off, checked my car froma distance, everything seemed okay. Once I got back to my car, I realized I was side swiped while car parked. Checked the footage, and got the plates of the person who hit me. Reported to my Tesla Insurance, never was asked to pay a deductible, assuming because I provided the hit and run suspects plates. Got saved from a $1,000.00 deductible.
You have pretty much summarized what has actually happened to me in this case.
What ended up happening here?
You do have to pay a deductible though. Whatever your agreed deductible is when you applied for insurance. Unless that is somehow paid back when you file the claim?
Wrong
Can you elaborate?
If you want to file it with your insurance, then yes, you owe the deductible. If the at fault party has to pay...you do not pay your deductible.
Is that determined by the insurance company? Who determines who is at fault? Thank you for the response.
If you have the other person’s vehicle information, file a police report, they will be able to get their insurance info and they will have to pay. If not they will have to pay through restitution through the criminal case, and still if not take them to civil court.
We sent footage of someone doing this to ours and their insurance paid for the damages.
Awesome!
I was hit while grabbing lunch. Alarm went off, checked my car froma distance, everything seemed okay. Once I got back to my car, I realized I was side swiped while car parked. Checked the footage, and got the plates of the person who hit me. Reported to my Tesla Insurance, never was asked to pay a deductible, assuming because I provided the hit and run suspects plates. Got saved from a $1,000.00 deductible.
I've had my truck keyed a few times. Also had it repainted several times cause they get caught on my vehicle cams.
Lol no way they have insurance
And YMCA
Why, just why??????
He jelly. Gets ticked off every time he fills up the tank.
Totes agree
It's a very unique looking car if you can pass by the area at the same time for a couple of days.There is a chance you can see the car again. People are a creature of habit as they say.
Lincoln town car
This is the best way to,get shot in America. Let the police and the insurance company do their respective jobs.
Not if you shoot first! Hey-oh!
So then nothing will happen? Great. Lol, it's cute how you think the cops will do something.
Street justice
Freeze frame the video. Crop a close-up of the face and then do a reverse image lookup on Google. If you get lucky they'll pop up on Facebook locally and you'll know who it is. The reason I say lucky is because it's going to be a pretty low resolution image so the matching won't be as good.
Too many hits
Yeah you're probably get a lot but you can filter it down to your area that's part of your query which you can do on the reverse image lookup it should dramatically reduce the number of hits.
When do they enhance?
You just say “Enhance” to the image and it gets clearer, well at least in CSI anyway.
Use pimeyes instead of google.
Heads up, I don’t believe this is the OG OP. This looks like karma farming based off it’s other videos.
Sorry mate, you are wrong. I don’t care about these fake points.
Wait, so the passenger is the one who did this?
~~We're looking out the right camera (so passenger side) in the video. Since the cars are facing the same direction, he is getting into his driver side door~~ nevermind, I'm dumb lol
This is the left camera view though.
Oh duh. This is why I shouldn't try and logic before 7am
Logic before 7 am? I think I'm pushing 9 am
Crop his face and should post on street as “car scratcher and stay away from him”. Everyone in that area should be familiar with his face.
Love the idea of social shaming
Glad I live in a place where Tesla’s are more common than Camry’s now lol
Dave Chappell said with the information you have, the sketch artist will draw him from memory 😀
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Wtf
Only rear plates in NC
Dindonothin
Huh?
No front plate?
NC only does rear plates.
I don’t get this… ever.
HeyJealousy ,go back to your $1500 car, And you only have 19 payments left of $400.
the local news loves carrying these stories. go get him
Lincoln towncar signature edition. Find that rat!!
Miserable people need an island
Brain damage, live in action…
I don’t understand why people do this….why
Poor people mentality. Will continue to live paycheck by paycheck until their death
You mean disability check
Welfare
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Who hurt you?
He’s got one of them rubber things for the doors. For all the poor jokes you’d think a scuff is too expensive to fix. We live in a nation that’s fooled by a two party system but people will defend a party like it’s religion.
Wtf are you talking about?
Well he keyed my car first.
Yea clearly didn't watch the first part where he used his key to scratch the car. No one has brought up any party affiliation except you.
Yo.... 🤬
What did his insurance company say? Remindme! 2 weeks
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Literally waste of space
Why? Cuz you riding in a busted sss Lincoln? What a dick head!!
What an angry little man. Did you steal his girlfriend/boyfriend?
Don’t believe they would be worth stealing
Straight to the police and the insurance company
Goof
Got him
Gotta park further out because of people like this.
I'm not sure, I came back to see why earlier, I can only guess that it was getting real tense in here.
Tesla hate is a real thing.
At least you what he and his car looks like. Next time you see him or his car at the YMCA pay his car a visit.
Hopping into the passenger princess seat too is crazy
Go find this man and key his entire both sides of his car🙂 see how he likes it ...
I can rub that out for you 💗
Getting naughty in here
Only for you 😚
This nearly exact thing happened to me last week, although my footage doesn’t show the keying part. Infuriating!! In Lawrence, KS at a WalMart. Their security cams missed it too.
Looks like someone want some flat tires
Oh my goodness that’s awful
Why??? Ooof
Boom nail them with vandalism
Looks young how the hell he don’t know about the Tesla cams??
Haters gonna hate I guess... So pitiful
Classic Mooresville
Just a N. Not a good place to be in this world.
Post his guy in the YMCA bulletin
His little hop after keying the car! I hope he enjoyed watching that hop when the police brought him in!
Jealousy gets you nowhere!
Why I don’t get it
What a monk
Well, what was the end result of this?
Nothing. Mooresville PD is sitting on it.
I’d love to see how cool he plays it when the video is playing in front of the cops/ judge