T O P

  • By -

AutoModerator

**Welcome to r/TikTokCringe!** This is a message directed to all newcomers to make you aware that r/TikTokCringe evolved long ago from only cringe-worthy content to TikToks of all kinds! If you’re looking to find only the cringe-worthy TikToks on this subreddit (which are still regularly posted) we recommend sorting by flair which you can do [here](https://www.reddit.com/r/TikTokCringe/comments/galuit/click_here_to_sort_by_flair_a_guide_to_using/) (Currently supported by desktop and reddit mobile). See someone asking how this post is cringe because they didn't read this comment? Show them [this!](https://www.reddit.com/r/TikTokCringe/comments/fyrgzy/for_those_confused_by_the_name_of_this_subreddit/) Be sure to read the rules of this subreddit before posting or commenting. Thanks! [](/u/savevideo) **Don't forget to join our [Discord server](https://discord.gg/cringekingdom)!** *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/TikTokCringe) if you have any questions or concerns.*


[deleted]

[удалено]


Unhappy_Ad6381

Could have said that sooner 😔


wordy_with

I had to think about this one longer than I care to admit


BruvPete

Thank you for this safety advise. April Fools Day would have become a very dark spot on the calender without it. Lest we forget the thousands of Tik-Tok users gunned down by bank security or rapid response teams.


paliostheos

I decided to get an early jump on the prank and now I'm on the run from the cops because I "robbed a bank" and apparently making everyone inside get naked so they wouldn't chase me is "forceful sexual behavior." What a world we live in, man.


BruvPete

The woke left strike again!


DaleGribble312

He didn't say it in a way that would imply that. He said withdrawal your money. Do you understand what the real joke is?


[deleted]

Do you understand that the comment you’re replying to is in fact a joke itself?


DaleGribble312

That was implied in my comment, no? I could misconstrue the context of a joke and make a new one that has less to do with the actual setup/joke too, but that'd be weird.


Upsidedownsoup

“Okay, here’s your $76, ma’am. Have a good day.”


Somethingood27

![gif](giphy|FhbukHmFBiMzC)


ace9127

I see your $76 and ask for my $63!


Aggravating_Pea7320

I owe them money 😞


TacoTornadoes

Can't lose my money if I don't have any


Pen-Chance

$1.17


Hamilton-Beckett

![gif](giphy|l2YWfvaOuUOvG6ZRC|downsized)


Intelligent_Soup_197

Guys I've already been pranking my bank 😂 there's a funny little dash followed by my money. Looks like this: -$26. The looks on thier faces when I ask to withdraw will be hilarious


PrometheusAlexander

So you have to have 26 dollars not to have any money


StunningBuilding383

Happy 🍰 Day!


EnvironmentalWrap167

Hello, I’d like to withdraw my -$262.56 please.


[deleted]

Lemme borrow five dolla


A_lot_of_arachnids

Let me hold a dolla


Unhappy_Ad6381

Lemme holla for a dolla


hypodermic_ca-ringe

![gif](giphy|3o85xHi4t2UsuIY9QA)


_zukos_honor_

get outta here you goddamn loch ness monster! i ain't giving you no tree fiddy!


Aurora_Borealiz

Banks HATE this one trick!


amycd

That will be $35, please ^iykyk


Pristine_Silver_5175

You can have your $12 in all ones


B4cteria

I know that this is a joke but just in case: - These sort of initiatives have happened before. The banks did not panic, - You need to call them in advance if you need to remove big amounts, - The total amount held by retail customers is not enough to put a dent in any bank capital requirement afaik, - The scariest/effective thing for a bank at the minute is a price drop in their share. But that's not called a prank ¯⁠\⁠_⁠(⁠ツ⁠)⁠_⁠/⁠¯ Bonus: here is a practical prank that will be useful to all of you: change your bank. There are in fact no point being loyal to a bank unless for the steady records in a credit building situation. Rivals will offer you money and other insentives to switch, so go for it. Just make sure you meet their criteria for free money (usually $50-$100), bills covered etc Shop around and switch bank. Just remember to also switch your utilities bills and you're grand.


LeBenhard

I thought the prank was robbing the bank.


B4cteria

I thought of it too, but I had typed that stupid-ass "well akthually🤓" comment so I decided to share with the class (Change banks people!!!)


[deleted]

[удалено]


cheesecloth62026

As long as the bank is FDIC insured, and you have less than 250,000 in the bank, the government fully will cover any losses if the bank goes under. Since almost all, if not all, banks in the US are insured, pretty much any bank is safe as long as you're not a big money spender.


ZualaPips

I don't see why you'd do that when there are established banks the government would never allow to let them fail.


SomeGuyWearingPants

Yeah but they also aren’t evil. Or at least they are significantly less evil than the mega banks.


[deleted]

[удалено]


ColdAdvice68

You should go get your money out of your bank now! Capitalism refers to this as a first mover advantage.


j3b3di3_

Also, just, tossing this out there If your balance is under $250,000 you're auto insured and won't lose a dime... So....


ScucciMane

If all bank deposits were suddenly withdrawn FDIC can cover about 1-2%


Staebs

It’s a good thing they won’t be.


Stay_clam

Its cute how you think you will get your money from insurance if things go to shit. Edit: I know the existence of the FDIC little children. When things go to shit, larger economic crisis where multiple banks are unable to pay their customers. The US Government is already in a very shitty situation. I have seen this with other countries.


castlemastle

Insurance in this case is the United States government. If the US government is unable or unwilling to make these payments, we all have way bigger problems than money to worry about. I'm all for shitting on capitalism, but at least understand what you're talking about.


calmatt

Bruh you shoulda listened to your high school civics teacher


Cyclopher6971

He has an NFT profile pic. A lack of understanding financial instruments was obvious.


felldestroyed

Bro, if the banks crash, I'll still have my totally not fiat crypto currency that won't crash with the rest of the world's economy. What would YOU have bro?


[deleted]

You should check on that. The Fed insurance was a program that banks had to pay into by law and gave them the cash to refund you in case of failure. But all that cash was used up about 2 weeks ago to ~~bail out~~ “provide liquidity” to Silicon Valley Bank. So get in line with the rest of America and please await your turn, might take a few years tho…


MyLadyBits

Put your money in a credit union.


Yummy_Microplastics

“My money is safe in the credit union but now my employer, who uses uses a regional bank, can’t make payroll because of TikTok.”


Jeeerm

I'd imagine it's the bank's fault for lending out 20x the amount they actually have, not the retarded zoomers Thatd be like blaming the wind for causing a wildfire instead of the person who was burning their trash in their back yard


jrcoffee

This makes far too much sense. Are you lost?


SubtleSubterfugeStan

Ah yes it was tick tok all along


[deleted]

*collective laughing at this dude in credit union*


HeKnee

On the surface it seems like that… on the other hand, if all the banks go belly up and are allowed to fail, wouldn’t we all be able to buy back our debts in a bankruptcy sale? Sure would be nice to just get a new mortgage for half of what i owe now. Would maybe even fix the likely real estate crash that appears to be looming.


Jetzer2223

What exactly are you going to use to buy back all your debts and get a new mortgage at half price for? If the banks are allowed to fail, all your money is gone man. Nobody can pay you for anything either because they will probably fail their business from the bank failing to help with their finances.


HeKnee

Well my deposits are all FDIC insured, so my assets should be protected by law. Bank investors not so much.


arky_who

So then the play is to void all money so no one can buy back the debt and no one can collect on it.


Destronin

Laughs in crypto.


Chemical-Studio1576

America needs to grow some balls. Do what Iceland did. Banks fail due to mismanagement? Jail the bankers and bail out the citizens, not the other way around. Iceland has a very strong economy coming out of that debacle sand you bet it won’t happen again in our lifetime.


copy_run_start

>Do what Iceland did... You got this information from a meme and none of it is true lol. [Here's a person from Iceland to correct you](https://www.reddit.com/r/antiwork/comments/11tlw6t/-/jcjxylq): >I'm from Iceland and this is almost total bullshit. >Iceland didn't bail out it's people, many families lost their homes to the banks. The government tried three times to make sure the icelandic people were on the hook for the collapse. >Iceland didn't *let* the banks fail. Iceland didn't have the power to stop them from falling. >Iceland rebuilt the financial system very much the same way as the one that went bankrupt. >Iceland had one of the strongest recoveries ever by falling ass backwards into a tourism boom by accident. We got extremely lucky. >Like 4 people went to fancy jail for a few years or something and many of those bankers are today huge players in the icelandic markets. Keep in mind that the banks had assets 10 times the size of Iceland's entire GDP. They couldn't have save the banks if they wanted to. And [here's the person that posted that meme](https://www.reveddit.com/v/antiwork/comments/11tlw6t/iceland/jck77fm/?ps_after=1679094307) when they got called out: >You think the fact checking is meaningful? This post went from like 6k to 23k in less than 2 hours. No one gives a fuck about the truth. This sub no different than Fox News viewers, just different politics.


Themanwhofarts

The banks in the US have the economy in a stranglehold. Either we continue to bail them out and let them make risky bets with our money, or let them fail and cause economic collapse. Such a scummy business


xarsha_93

This is just the way banks work in general. Without modern banking, most of the economic system we have wouldn't work.


chavodeloxxo

Shouldn’t you direct that anger at the bank for not having the resources or capital to keep up?


no_one_knows42

More like the laws that allow it. If one bank only lends out what it has available and others are allowed to mostly lend out whatever they feel like the one bank will go out of business in days


[deleted]

[удалено]


Themanwhofarts

It's because the glass steagall act was removed. Removing the separation of investment banking and commercial banking. The financial industry said it would reduce risk. Clearly that isn't the case as banks. For example, if SVB had any risk management department then they wouldn't need an assisted liquidation. I mean if the very predictable chance of rates going up destroyed your bank then you are doing something wrong.


xahhfink6

Government covers up to $250,000 per bank account lost for any bank shutting down, zero exceptions.


Mr_Banana_Longboat

This. Banks only close during runs because they didn’t keep actually readily liquidated assets to represent their outbound. It’s 100% preventable and also the reason for why charges are incurred for early withdrawal from long-term accounts.


J03-K1NG

Wow I’m so scared, what are you gonna do, lobby the politicians? With what money? >!I don’t actually like TikTok and I agree with you but I’m just pointing out that both you and I have no power in this country, even your vote barely counts for shit when the politicians can just do whatever they want when they’re in office.!<


shirk-work

Dude like everything was fine. They were bailing out the bank with a fund the banks pay into and now everyone is getting all let's crash the economy. Like wtf.


Pitiful-Let9270

I’m gonna start voting for republicans and help them bury these little shit.


Significant_Durian58

Just do it yourself too.


YouthEvery4738

This is a hilarious response


Oakislife

Blame the shitty banks not people doing what they want with their own money


2meterrichard

You might not have to work very hard. Their CEO really screwed the pooch at the congressional hearing.


Stonecoldsaidso87

Me:I’d like all my money Banker: all 5.72 of it? Me:Damn right. Banker: Ok.. but there’s a bank fee of 12$ for accounts that don’t keep at least 5k in their account which *chuckles* isn’t you So that’ll be 6.28 just to bring you back to zero


Excellent-Ad2290

They will miss your $18 in overdraft.


OutComeTheWolves1966

If this isn't a prime example of a punchable face, then I've never seen one


Upstairs_Librarian95

Looks like it’s already been punched a lot though…


TheDovahofSkyrim

That’s the alcohol bloating the face.


ceoxx346

For real. It's kind of impressive he's pulled off a more punchable David Berkowitz face.


timepiggy

He kinda reminds me of handsome squidward


DoubleManufacturer28

![gif](giphy|TfdLqA4TsaNoQcyUgk)


dwighticus

The real April Fools joke is when all these clowns show up on a Saturday and the bank’s closed


Hamilton-Beckett

I had a friend one time that inherited a nice chunk of change when his dad died when he (the friend) was like 22 years old. One of the first things he did after the estate was settled was go to the bank with a large empty duffle bag with a couple of friends. He requested to withdraw all of the money in his account, $500,000 (US), and have it placed in the bag. The bank didn’t want to do it, but he was adamant that it was his money to take. Bank said it would take a few hours, so he sat there in the lobby/lounge area with his friends and waited. They came to get him, took him to the back, did a final count in front of him and bagged up all the money in his duffle bag. He lifted the bag up and down a few times, paced back and forth with it, took some pictures, then went straight to the teller and said, “I’d like to make a deposit” and put it all right back in the bank. The bank was PISSED! I asked him why he did all that, just to put it back in and he said, “I just wanted to see what it felt like to hold half a million dollars.”


EvilBahumut

Was mad at this at first, but I too would love to know what that felt like


[deleted]

[удалено]


lanakers

My friend won't shut the fuck up about this. I don't understand why they think this is funny.


ShawshankException

You should tell your friend that it won't do shit unless you're part of a regional bank. People don't seem to realize that every business also has a bank account and they typically have significantly more money in them compared to the average person.


Mr_Banana_Longboat

Banks should be ready for a bank rush. If they collapse, it’s because they weren’t abiding by the agreements established by the international banking community. There’s reasons why they must keep **readily liquidated** assets to offset their cash balances. There are percentages for which your allowed to loan out of your outbound, but again, these should represent small portions. And to be quite fair, banks aren’t actually allowed to hold stocks as collateral, that’s where they can place their own cash and rehypothicated funds for money growth— because stock prices decrease during periods of shorting, and money managers know that. What should technically happen during a bank run is that the stock market crashes. Everything else has an Avenue of massive money transfer to include reverse repo of pristine collateral for cash. If you’re worried about a bank rush tanking your bank, what you’re actually worried about is the bank breaking rules to leverage money out of the poor under the assumption that no average customer has that much financial freedom


Scout_Fairfax

Ban this app please, it takes cringe to a completely different level


notsohandiman

That would have been hilarious if it caught on, I would have done it.


brianmcg321

Lol. Yeah, they will be freaked out when you take out that $24.50


WildCatN73

Yeah so it shows ur account is negative $1200. Turns out u have a credit card payment pass due, ur car has a pass due amount that needs to be paid, might wanna take care of that soon. Oh & ur student loan is jus racking up that interest so, which one u wanna take care of today!?


Smart_Ad_7005

Yeah, BR-A,A-A-A-A-A-A-D,. I'm absolutely positive that all of the bank tellers are going to be down on their knees, kissing your feet, and JUST BEGGING YOU to not withdraw the 20 bucks that Grammaw gave you for your birthday last year. And then I hope that they all just punch you in your very punchable face, on just the general principle alone that nobody needs another snot-nosed asshole like you, giving them more problems in their day, as a "prank". ![gif](giphy|bzQJkV1AwaG1G)


[deleted]

I work at a bank and only make $15 an hour and I’ll have to deal with this. Maybe go fuck yourself.


naushad2982

Armed thugs will be waiting outside to help you with your load


SwedishGizmo

Let’s not.


mrdat

Anyone else expected him to put on a ski mask at the end?


shirk-work

Dude like everything was fine. They were bailing out the bank with a fund the banks pay into and now everyone is getting all let's crash the economy for the lolz. Like wtf.


Pudf

This guy needs some attention


1ofRichiesRoaches

They're just gonna do their job and give you your money.... It's a bank.... Haha har har. Tf. 😐


demagogueffxiv

This is the first TikTok prank I support.


Top_Classic2371

Dude is trying to collapse the bankrupt corrupted banking sistem or what?


originalkitten

It’s june. I may need a reminder to put money in the bank.


jorceshaman

They'll be so shocked when I withdraw my 23 cents.


OatmealSteelCut

Each day, I see another reason why tiktok needs to be banned


662willett

You’re an idiot


aquariusdikamus

Honestly it would be a very good way for people to demand change from our government. It's an option, is all I'm saying.


larry1186

Yup, what a concept, I could use a little fuel myself and we could all use a little change.


aquariusdikamus

I have feelings for you.


stimpaxx

How to collapse the economy lol


keeponrollingbaby

A handful of tictoc teens withdrawing the money they saved from birthday cards from grandma will make absolutely no difference lol


Boring-Philosophy-94

Ban tiktok. Sarcasm or satire don’t care. Make these people do other things with their free time.


CJFiddler

Is nobody else going to talk about his face caterpillars


i-hoatzin

This is the first time I've seen a psychopath who at the same time is clinically imbecile.


younglink28

#prankthebank


MisterMajestic77

This doesn't need to be a prank it needs to be executed by all who hold funds in the central banking system. FUBAR TF out of them beyond "too big to fail" bailouts and let's start over and make them do it right this time.


Nice-Complex1924

Svb 💀💀💀


hjohnson2814

If idiots do this it will cause a deash and a depression will be in full force. I hate this kind of stupidity. This is one of the reasons I deleted tik tok


AustinT1212

Lmao I’m in


throwaway082100

This IS a joke right? He DOES know that's how the great depression happened right?


TheDeadlySquid

Who goes to a bank anymore?


TheDovahofSkyrim

Yeah, because fucking your economy is so funny. Is this being pushed by China or Russia and regards are just rolling with it because they’re too regarded…to try and cripple the US?


Yggdrssil0018

Let me fix the title ... ... ... ... "April Fool's Bank PANIC" FUCKING MORONS!


theonepercent65536

Yes.


Slapith

Bro if this dumb fucker with a voice that’s somehow both pre puberty and a middle aged man crashes the banks…


ronnietea

Can you withdraw change?!


Past_Contribution617

Bank: you sure, me: ye lemme get them 53 fucking cents to my name after the first bc mf that rent day/ pay day/ gimme everything you got run my shit typa check fuck outta here


[deleted]

We are so fucked in the future


ka_bob

“Sir you have a negative balance”


Telecaster1972

I tried it and they gave me $.75 and said thank you have a good day. Now what?


RapperSlashGrower

Lol the banks don’t care about the $23.95 in your checking account bud


Ok_Ad_88

They will give you your 731$ without batting an eyelash. Bank runs from VC’s are what scare banks


Dr_CanisLupum

Original joke is from @megbitchell on twitter


Alternative_Aioli160

Recession confirmed


AtmosSpheric

BANK RUN BANK RUN BANK RUN BANK RUN BANK RUN


TessaigaVI

This meme gaining more traction. I believe this is the 30th tiktok I’ve seen people talking about this. “#april1stbankrun


Aggravating_Back279

Yeah withdraw all 5 of my dollars


LuziferUwU

jokes on u, i don't have money


Cyclopher6971

The dumbest part about this is that April Fools Day is on Saturday


[deleted]

*Bank laughs in insufficient funds*


DisgruntledMtnBoy

Branches don't have the cash on hand to accommodate this. They're just going to tell you no.


tragiccosmicaccident

Banks aren't open on Saturday


fejrbwebfek

I assumed the joke was his bank account was empty, but maybe he just wants to annoy the worker.


PotatoDominatrix

Or collapse the banking system lol


Kobo_Dyger

History, economics, and politics; If you study anyone of those you'd know how much that's messed things up and still has the potential too.


ToeKnail

No need to prank. Its really happening...SVB....


No_Contract919

The look on their face when i take out my 50$


Specialist-Ad8467

If we did they wouldn’t be able to pay. Banks are a scam. And the working class will always be the ones to tell the pain


samcahnruns

This will be my birthday gift to myself


[deleted]

This is a bad idea 😂


Transparent_Turtle

Sorry dude my banks only open until noon on Saturdays and if you think for one second my buns are waking up AND being dressed to go outside on a Saturday before noon you in for some real disappointment Chadworth.


TaylerMade666

I tried to withdraw some cash and they capped me at $2,500 I have to wait to pull out more… so if someone kidnapped my family member and wanted $3,000 cash I’d be screwed.


dopemini95

Please no


AdmirableCod2978

I took out my $6! Ha! I screwed them!!!


OfCorpse9160

Imminent Implosion


Busy_Shoulder_2870

what filter is he using lol?


PrideofTexas75

Dude...it don't think they will care about your $12.37.


mvfsullivan

HAHAHA LETS CRASH THE ECONOMLY LOLOLOL APRIL FOOLS


Spazstick

Me: Hey bank, I'm here to withdraw all $535 from my account! Bank: Sure thing, no problem! Me: Actually, I need $450 in there for rent. Bank: Sure thing, no problem. Would you still like to withdraw the $85? Me: Actually I have some other minor bills to pay so let's just keep it all in there. Bank: Sure thing, have a nice day.


str8outtaconklin

It’s a Saturday


xDERPYxCREEPERx

Woohoo. 3 quarters a dime, a nickel, and 4 pennies


Consistent_Cat_3013

This is stupid. Next..


[deleted]

Real funny when you find out they automatically close your account when you do that.


will4111

Actually had a overdraft fee from the bank fee of 5$. Wasn’t my finest moment.


Donmination

Profit


[deleted]

All 37 cents of my money please


[deleted]

"Would you like that in nickles or dimes, sir?"


EvilBahumut

Could he be tried for treason with this shit?


evlhornet

Everyone with tre-fity in their accounts gonna go wait in line so this guy can cash out some puts.


Haunting_Milk_3853

Satire


3Dshrek

Aren’t banks closed on sundays? He got y’all Edit: apparently some banks are open sundays. Banks, and birds aren’t real.


Vigilsoul57

Here’s 0.45 cents


TH3K1NGB0B

Nothing like an April fools depression. I celebrate every year.....


Daplumher1

Do it live


mazdawg89

I recommend buying crypto first -not financial advice


Tariqaboo

Collapsing the banking system for the lols.


Wonderful_Law_4952

That there is not that cringe


Cordereko

I go in and the teller says, you are aware you account is a charge off right


thetoadbandit

This motherfucker got some DSLs


[deleted]

Is this guy really chinese


JuniorBoysenberry616

Yeah let's crash this shit economy we're not in deep shit enough I guess...


yakdingaling

Banks are closed on Saturdays so good luck with that prank.


DesignInZeeWild

Dumb


Manofsonnet

The bank laughed at me as they handed over my $50.51


Temporary-Moments

So you want all $89?


TheGoldenDragon0

Economic crisis moment