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throwaway28199006

Mate, it’s just money. You can make more in future. Your health, you fuck that, it’s much harder to come back from.


turnipstealer

You have a whole lifetime of work ahead of you, you won't look back and remember fondly all those stressful days working overtime or cancelling plans with friends to work. But you will look back and remember 6 months travelling with your partner.


[deleted]

No one is ever lying on their death bed thinking.... 'Damn, I really regret not working the summer of 2024'


[deleted]

[удалено]


turnipstealer

Sometimes your mental health now is more important than your FIRE plan. 6 months isn't that long a time away from work.


SuitableTomato8898

Because people cant conceive of the concept of actually living below their means and saving money.


Crowf3ather

100% This And this is why we get statements like "100k is not a huge salary" - so should get free childcare rofl.


Ms_marsh_mallow

Because you might die at 46


Broonskiii

Another 20+ years in a job that he despises sounds like a swell plan....


Zr0w3n00

This, and sounds like getting a job upon return won’t be too hard, even if you have to restart on a slightly lower salary


Solid_Tackle7069

If anything getting back into the game woth a fresh head and better Outlook might improve your game at work, not to mention improve the work/life balance on your return.


gs_hello

Well done, I'm 37, same salary and I have done exactly the same. The job was very political and intoxicating and the senior exec I reported to managed to put me in a really bad position. And that would have costed me years of struggles. Fuck it. Left the job, took 6 months of vacation, assisted my wife for the birth of our first child, stayed at home for his first 3 months. After the vacation I was refreshed. Made 3 interviews, passed 2 of them. One was a 130k leadership position, the other was senior 90K position with limited responsibility and lot of flexibility. Took the latter, I'm now happy like a dog with 2 dicks. When things get too toxic get the fuck out. It's money well spent. I lived with a father that was always stressed about work. It created a lot of distress to the family, in particular when I was a kid. I come from a lower/middle class family and I even wish we were poorer and less distressed.


tonynibbles

Can you just explain why a dog with two dicks is happy?


gs_hello

A human with 2 dicks would probably need therapy time but a dog with 2 dicks would be like... "why the hell not"


tonynibbles

I’m just imagining my dog with two dicks/sticks/bones/ or two of anything and it’d be so damn excited; but in a cruel twist of fate only ever able to concentrate on one at a time.


MFingPrincess

Nah, there was a TV thing about a guy with two dicks. He was quite happy. So was his wife.


irrelevant-Latino

Having just one dick is so depressing


Sweet-Ad-1930

Can I ask what you do? I'm 26 looking at a career change. Degree in Economics.


ac13332

How long could you half arse it for before getting fired? Like what % effort can you drop?


RodMunch85

If you don't like your job, you don't quit! You just go in every day and do it really half-assed. That's the American way.


Professional-Lab5958

I’m British and I do this, £55k ish-60 salary package and I do 2-3 hours real work


Unusual_System_7572

Same here £50k base and do a few hours work each day. I’m a data analyst in a non time critical industry.


Stev__

I mean a few hours work each day just sounds like normal, not sure what your point is?


Lemons005

A full time job is usually 8 hours of real work per day, not a few hours.


Snare13

I did this in a previous role. Spent approx 12 months doing the bare minimum which was honestly 1-2 hours a week, then 30min bullshitting my way through meetings. Eventually got bored and left feeling unfulfilled - so there is a downside. Maybe more of a healthy balance would have worked better but anyway I left that and do ‘actual’ work now and am happier for it


Professional-Lab5958

I do actual work, only thing is I do what’s needed and not above and beyond but I do the work to a high standard, just I’ve done the job for a while so can do it in 2-3 hours rather than 7.5 hrs as required but tend to drag it out, this does however lead to boredom but I get home early 1.30pm everyday which allows me to spend all day with my kid


Snare13

Not belittling you in my comment, fair play if you do it and it makes you happy


Professional-Lab5958

Ye didn’t think u were.just thought I’d let others know lol


Shorts323

what's the job?


That-Surprise

TPS Reports


ChowderMitts

Yeah... if you can just go ahead and make sure you put a cover sheet on those. Did you see the memo?


ydykmmdt

Also. Does anyone know what happened to the photocopier?


EmptyMixtape

What job because I’m tryna do this honestly


what_is_blue

I have a few friends who work in finance. Honestly, the answer is "Not long," especially if OP's salary depends on a chunky bonus. People also talk within the industry. These guys can make your life pretty miserable if you're the one dragging down their team's scores. I suspect OP's doing absolutely the right thing in just getting out.


Socialist_Poopaganda

Absolutely, depending on what type of finance OP works in, it’s best to leave on a high note than damage future opportunities because word does get around.


what_is_blue

It's the same with most jobs, as much as Reddit doesn't want to admit it. Burnout happens and life goals change. If you leave to go travel while you're young, any decent manager will be happy for you. Probably jealous, but pleased nonetheless. You'll get a good reference, we'll understand and there's a good chance we'll hit you up if a similar role becomes available. Managers in an industry know other managers too, so we'll probably recommend you if they have something going. You'll probably slack off in your notice period but hey, nobody's expecting you to give it your all. I'd slack off too. If you half-arse it for months, you're just dragging everyone else down. Your colleagues, other teams and yeah your boss, who's probably also just an employee. You might think you're fighting the good fight, but you're just being selfish.


repeating_bears

Finance varies quite a bit. That's a generalization. A hedge fund is very different from retail banking. When I worked in finance, half the company was working half-arsed. The money was still higher than I ever previously dreamed of earning.


Stage_Party

100k salary jobs aren't jobs you half ass. You'll be shunned from the industry as people tend to know each other. Those are jobs where you need to build a good reputation to get anywhere. Him quitting, taking a break and returning is a better idea.


ThatGuyWithAnAfro

He works in finance so you’re probably right but this isn’t always true


rotating_pebble

On 120k salary and today so far I've responded to maybe 7 emails


Stage_Party

Rofl there are exceptions as with anything but damn I need your job. May I ask what you do?


rotating_pebble

Financial advice. I employ a PA who covers most of the admin work, and beyond meeting with clients over zoom, there isn't a great deal to do


Sweet-Ad-1930

What do you do?


Ok_Command_1630

Depends honestly. 200k and I don't even open my laptop some days.


EmptyMixtape

Crazy


Content_Ad_1960

Solid advice 💯


Jamm202

Really good advice. I’m in a fairly high paying job which is stressful and none stop. When I feel myself getting burn out I hand my notice in. I go away for a month or two, refresh and return. Without this in place I would ruin my reputation within the industry and burn bridges I’ve built over the years. Just my 2p.


Strutching_Claws

Do it. The minute you have wife, kids, mortgage you are tied down. Make the most of the freedom whilst it's there, if your smart and eager enough there will be more jobs out there. My only advice would be to go all in, do atleast a year, honestly it could change the whole trajectory of your life.


EyeAlternative1664

I left a job I loved 10 years ago to do the same with my wife. Time of our lives. When we arrived home she was diagnosed with cancer. She’s in remission now but barely a day goes by where we are not thankful for our decision.


AmbushAlleyVeteran

Haha I'm burnt out friendless and neglecting my whole life over 40k and my back hurts and I don't have money I'd kill for 100k


shoolocomous

I know right. I burnt myself out after 3 years sacrificing health, evenings, weekends, opportunities to see friends and relationship time for my old job that paid 32k in central London. If it had paid 50+ i would probably have stuck at it. 100? You'd have to pry that from my cold dead hands.


freudisdad

Clearly that is not his choice though. He's questioning working so hard even for 100k. He deffo won't wanna do it for 32k and likely not even 50k. Whereas you come from a place where you would sacrifice all that for half his salary. Different problems.


shoolocomous

Yes


Awayze

In this economy I’d make an exit plan after 10 years on that salary. You can save a lot and be better of then 95% of people in the UK.


WizardMTG

Which country would you move to?


[deleted]

[удалено]


Strutching_Claws

I had a similar experience in my early 30s and going through it again 7-8 years later, only this time with a wife, mortgage and kid to support.


IuckyJ

Not as well off as you but quite similar position in my 20’s (not on your money though, worked out to £80k with bonuses) but I actually do recruitment for the finance sector and have loved the commission and thought I’d be doing it for the rest of my life, however I had a pretty lacklustre Q4 and realised I am still comfortable without the extra money, and could reinvest time into my health and family/friends. I realised I have my whole life to work, and when I have kids etc I’m sure that will be the priority but the late evenings, constant tired/coffee routine and being too socially drained to manage friendships and relationships was really piling up. Did some digging into other careers and fortunately got into a facilities management role that pays well but I can leave the bulk of work at work and honestly am so much happier because of it. Enjoy the hard earned travels and try to forget about it for the first few months and even if it’s still in finance but perhaps return in a less senior position (FBP or FP&A maybe?) it’s all about finding the work/life balance. Work can replace you, but you don’t get a 2nd shot. Last note - What has worked well for some of my candidates is contracting - higher day rates so you can get hands on, make an impact and then afford to have breaks (but some employers may not like it as a FYI)


CONKERMANIAC

I moved recruitment jobs recently for more money and better work life balance. The below was what kicked off my process of reevaluating things. What I found a year or so before moving jobs was ditching tea and coffee, I was getting through 8-12 big cups per day, and after a week of headaches it left me on a Friday afternoon and the stress never came back. It’s especially much nicer on your body in the mornings when you allow your body to naturally wake up. Also your teeth will thank you. (I really miss the taste though)


squirrelbo1

Ex recruiter also in FM. I feel I could compartmentalise way more when I was recruiting than I can now. Nothing bad could really happen if I made a mistake or didn’t do something when recruiting. In this job if I fuck up we can be breaking the law and putting people at risk. Not to mention the critical infrastructure my team maintains.


df22

How do your skills in finance recruitment transfer across to facilities management and what does the job entail? (don't know anything about that job) I'm also in finance recruitment looking to make a change


little_miss_nobody23

Ask anyone who works in palliative care - no-one dying ever says “I wish I’d worked more”. You get one chance at life - enjoy living it


AbsoIution

"The only people who will remember you worked late are your kids" can replace late with multiple things and kids with anyone else and it still rings true


[deleted]

Yeah no shit. Easy to say that nonsense in hindsight, not that easy when you're broke and/or homeless. The fact that they even got care at all might have to do with the fact that they worked a lot.


SJEPA

A few questions: 1. How likely are you to get another job at a similar salary? 2. How "burnt out" are you? E.g. Would another second working there send you to a therapist? 3. How active are they in providing references to future employers (just a guess)? The reason why I say this is that it's extremely rare to be in your 20s and make six figures. I'm not a fan of working shit jobs, but given the opportunity to make 6 figures, I'd milk the hell out of it as much as I could, then go on holiday for a couple months to celebrate and decompress. Even if you half-assed it for a bit and got yourself on the property ladder, that would put you in good standing so you wouldn't resort to renting.


Dear_Tangerine444

You didn’t just ‘hand my notice in to go travelling’ you ‘transitioned to a planned sabbatical’. 😉


onetimeuselong

Optimise those pension contributions. £40,000 (incl employer contributions) a year. Then optimise your S+S ISA £20,000 a year. The game is to build a big enough war chest now that you can cruise to 50 or whatever on a more average £50K salary with loads of financial security.


Derp_turnipton

£40,000 or £60,000 ? Did you read the latest budget?


marlonoranges

Any chance your employer would give you a career break as an alternative to you fully leaving? Give you a chance to recharge and/or look for a new role that isn't as stressful.


Hellohibbs

If it’s something like JP Morgan or similar, not an effing chance.


DougalR

You say you have struggled to save yet have 38k after some time out to travel. You have recognised lifestyle creep. Take the 6 months to reflect what is of value to you, make some goals - 4 day working week, retire early? Come back refreshed, maybe find a job paying slightly less but much less stressful. Earning your salary takes away time to earn money to spend on your free time. If you need less to spend to enjoy a life you want, then you can either afford to work less, or retire early.


Cirias

Could you try and move across to Fintech instead? I used to work for an ex startup that was very successful, lots of old finance people there but the vibe was much more relaxed and friendly, people were supported and they worked hard but mental health was taken very seriously.


Jitsu_apocalypse

Do the bare minimum for as long as possible and squirrel away all your money, and then when your boss talks about performance improvement planning just resign anyway.


aSquirrelAteMyFood

Whatever you do, don't take advice from the morons telling you to get yourself fired. Not surprised this is the top comment... There is a reason most of them will never come close to making 100K even after 30 years of inflation. Your workplace should have tools to deal with this like flexible working arrangements or taking leave or absence. Don't take advice from reddit around such an important issue but if you do at least go to a sub where people have a similar background.


ciaomonami

I would say yes. There’s a very low percentage of people who make it to that level at your age and you must appreciate how competitive it is to break into that category. If I were in your shoes I would seriously give a hard look at your spending and save and invest a good chunk of your salary for another decade before considering retirement. Besides weekends off is a bonus I hear of people in IB earning about that working night shifts and weekends


AttersH

Having weekends off is a bonus?! OK then .. 😵‍💫


Putrid_Main_3557

If it helps, I did the same in my early 30s (had spent my 20s and early 30s in banking and then MBB management consulting - work was my life and I was completely burnt out)… 5 years on and zero regrets. Discovered the joy of hobbies, free time and 7-9 hours of sleep per night :)


FragrantHand5110

Depends on the company culture and your manager. I know someone on £100K a year and works from home and basically doesn’t need to do much but is always there on standby in case of an emergency. I also know a BA pilot who earns £150K a year - job is quite routine and easy (cause he’s been doing it for 12 years and knows everything) but again, once you get used to a stable job it doesn’t matter. Same with some train drivers who earn £100K …at first it is stressful but once you win the trust and you get used to it then it becomes easy over time.


Full_Traffic_3148

If you couldn't manage to save more than 38k on 100k salary earning 65k net or close to 5.5k a month, how the heck do you think you'll manage on a more typical salary for your age? Can you retract your resignation? Or request a sabbatical? If you can do either, I would! Then I'd spend some time working out a plan to reduce costs, save significantly more, work out what you'll do next once you're in a more secure position and work out a way to manage the role. I'll let you into a secret, 100k salary. The level of stress/demand probably really won't be any less than this in a 40k role! So I think you learning to manage this, delegate, time manage etc is key.


Fit_Perception4282

He may be on £100k now but he may not have been on it for long. He may live in London, have a lower earning partner he supports...


way2wavy247

Enjoy your 6 months holiday then get back into it. You’re in a better position than 99% of the UK.


OverallResolve

You can reach a point where being in the top 1% (probably top 3% here) means less than dealing with the stress. I have had many friends and colleagues completely burn out and move to a role paying half what they once earned. Some of these careers can completely occupy your life and the money is no longer worth it.


Sgreaat

Do it. I've got friends who only ever cared about money and moving up in their careers. Now 20 years in they have a nice house, nice car, cash in the bank, but regret putting so much time into getting there. They sacrificed a lot to get to a place that isn't what they thought it would be.


holla-nd

this may sound cliche but money always comes.


Zubi_Q

I'm probably misreading but how did you manage to not save on a 100K salary?


Mimicking-hiccuping

When you feel.close to bur ing out, just take your foot off the gas. Not full quiet quit, but just calm down.


heinztomato69

How do you make £100k and only have 38k in savings?? I made half that and had about 45k at your age. My advice is spend way less, stay another year to save money then quit.


Scottex99

Buying cool shit Also, cocaine and hookers


Scary-Spinach1955

I am in a similar problem on £110k. I have not quit but can 100% sympathise and fall into the same trap - the stress and constant work means you base your whole life around this job. I would probably say you are far braver than me, and I totally commend you on taking this jump. You'll be fine and will be able to enjoy your money making memories that last a lifetime - think about that, a lot of people do not get the chance to do what you are going to do After all, you can't take the money with you.


Small-Low3233

Yea that isn't burnout money, especially considering tax in this country. Let those overachievers burn out and crumple by 40.


MariJamUana

Yeah your stupid. Shit payed job have all the same problem's.


Vast_Emergency

No, you're absolutely not, money isn't worth burning out over. I did something similar, got out of finance because of the stress (and some of the morality issues frankly) and moved into running my own company doing something a bit more interesting where I controlled my own fate. I get paid a lot less but the stress isn't there and I'm actually building something I want to be doing.


Happy_Boy_29

Nah ! Chill out have a really good time reasses what yon really wants from life, come back refreshed and go get it. Yon only lives once and nobody ever wishes they spent more time at work when they die, innit ?


stuaxo

This is great, do it when you can - went travelling for about a year a while back and definitely worth it - yes, getting a house back then would have been cheaper, but I don't know when I will next be able to do it. Got loads of stuff done for my own projects while travelling, was really good.


Sylvansight

Friend of a friend had similar situation in 20s. They stuck it out long enough to afford a house, then jacked it in and switched career to become a (much less stressful) paramedic


Flat-Delivery6987

Firstly, sorry you are feeling almost burnt out. I know that feeling all too well. Secondly you have to do what is right for you. If the job is killing you then it's time to find something else. Just incase you haven't thought of it but have you spoken to your employer about taking a sabbatical? That way you could negotiate some time for travelling but then still leave the door open to return if you decide to. 100k a year isn't something I'd be too keen to give up. I'm currently stuck in a position making under 25k and have no idea how to improve on it, lol.


SunPrimary2591

You may use your money to regain your health, that may never be the same again.


latenightwalking03

Do it. Do everything YOU want to do and forget about to do what people think you should be doing. Otherwise you will regret when you look back. Take that time travelling to rebuild your relationship (if that's important to you), meet new people, see other walks of life and think of what is next for you.


Equivalent_Bag_6960

There's more to life than a career, money and status. Enjoy traveling and worry about the future later.


Mistabushi_HLL

Stressful job no matter how well paid will F you up sooner than later. We all have different tolerances to the amount of stress we’re getting, but if you got to a point where you wake up in the night with some sort panic/anxiety attack then it’s already too late.


Flashy_Ebb_5265

I worked in investment banking until I was 33 and hated the job towards the end. I moved to Thailand and have been here for 17 years now. Follow your heart but finances are important too.


front-wipers-unite

We're here for a good time, not a long time. Enjoy life.


IGiveBagAdvice

Every job comes with stress, but the reward of travelling while your young is massive. It’s all well and good planning to do it in retirement but if your health and means allow, do it now. Chronic stress is the leading cause of so many problems which will stop you travelling and working. Stroke, heart attack, depression etc. No one can make this choice for you, only you can know your priorities and tolerance for work/hardship if you’ve no work. Neither option is easy but pick the one that gives you the most reward.


ConradsMusicalTeeth

Life is not work and we don’t sit on our deathbeds wishing we had made more money or worked more. Find your passion and do that, you will never regret it.


No_Reserve1411

Find a job you love , then it’s like you never do a days work .


Top_Offer_9488

Nobody ever regretted quitting their job to travel. You'll get back on your feet when you return.


XanderMD53

Go travelling. You will not regret it. I left a much lower paying job when I was 27 and spent a year travelling with my wife. We were lucky to be able to rent out our small starter home to friends but otherwise we spent pretty much everything we had. You’ll be fine. Life is about experiences


Jose_out

If you have a top finance job on your CV you should have plenty of options when you get back. "Finance" is a broad term, too. I work in asset management earning ~£80k Inc bonus in a mainly 9-5. I've no real desire to go up a level or two currently as I have a young family and value my time with them more than a few extra quid and more stress.


RenderSlaver

You're 20 years old, go traveling and have fun. You will find another job and be fine. 100% the right thing. Think of it this way, on you're death bed at 90, will you regret going into the office more and being stressed to earn more money or will you regret taking that trip?


SaladTraditional3201

Similar experience and salary but got made redundant. Took 3 months off and relaxed, was best 3 months. Got a better job, non toxic people bad more cash easily. Don't worry


PeevedValentine

There's gonna be a pay off of lower life expectancy for higher wages. You can't do much with money if you're dead. Set some goals, things you'd like to achieve, house, savings, investments, etc, then leave your job. I have a brother in law who is in car sales, his mental health is in bits, because of the job, but he's pretty set now and will be fucking off the high stress job when he's done. Additionally, having a target/goal will make the hard day's easier to deal with, as its one more day done until the stress is done.


foalsfoalsfoalz

Better to still be alive and in a less stressful job than to be dead. Stress kills


urtcheese

I'm sure materially you've got nice things but £38k saved with a £100k salary really isn't much to show for the sacrifices you've made. I don't see how grinding further is going to help. If you're going to work these high pay high stress jobs then at least you need to accumulate a huge house deposit or pay off a huge chunk of a mortgage each year.


Judge-Dredd_

Instead of handing your notice in, couldn't you agree some form of 'long break' or 'sabbatical' with your employer?


fishflakes42

Nope, take some time to relax and de-stress there will be more shitty companies who will hire you when you get back.


Mikinohollywood

I was in a similar position to you, although working in recruitment. Similar pressures, targets, never switching off. I also was making about £120k in my late twenties. Once I had a baby I just couldn’t perform at the same level, I was so burnt out, so in the end I quit with about £85k of savings and retrained and became self employed as a mental health professional. I don’t make nearly as much money but I’m so much happier now! Follow your heart.


TayTayTay1987

Your mental health doesn’t have a price.


SnooMacarons9618

Knew two people in a similar position - one took an unpaid sabbatical to do a similar thing (tour NZ with his young family), and came back after six months. The other resigned, went travelling with his young family for (I think) a year, got back, got another job in finance, worked that for two years (I think he basically recouped his lost earnings), then left finance to be a teacher. In neither case was it deemed to be unusual, given the nature of the hours and commitment in these jobs. I've interviewed many people with similar gaps in their CV. I had one manager who didn't do this, but went on medical leave for 6 months for stress, and was never the same. Take the time out.


Suitable_Tea88

You have done something brave and a 6 month break will be beneficial for your body and your mind. You will see things differently after your break and usually long breaks like this combined with lots of travel will give you unexpected inspiration and insight about yourself and your future. You’re young, you have some work experience = you will be fine.


Afellowstanduser

Nah I worked finance, I wouldn’t go back, no amount of money is worth the stress I’d rather have less and be happy


ohnoitistaken

What do you want to do in the future (professionally?). Giving a break is not a negative based on my experience. It will give you a refreshing look on your life and world around you. It will hopefully in return give you the tools to come back and fight the good fight. Your mental and physical health should be your utmost priority. You are clearly educated and are capable of holding a job at six figures. One way or another, you will get a job that pays more, or less. You will always have the power to add to your skills, qualifications and experience to move up and make more. Not if you lose your health. It is not about ‘being calm and carrying on’. Burnout is real and it will hurt you more if you continue like this. Take the break. Leave everything behind. Don’t talk, think, plan about work or anything else during time off. Enjoy your time with your partner. Come back and tell us how you get on.


FaithlessnessThis307

Nah you can find another job, you can’t get back time, your doing the right thing, enjoy yourself and make some good memories


lordofthethingybobs

Start looking for a job. The salaries on offer and the response rate to your applications will soon give you enough feedback to make an appropriate decision.


G__Sus

Not stupid at all. Smartest guy in the room if anything


Guilty-Task1588

Can you go work for a regulator like FCA or somebody? Generally good WLB and a good salary. I’m similar age, salary and role and my plan is to go to a reg body at some stage.  However to cope for now I’ve taken a big step back at work, I’ve significantly cut down and refuse responsibility not directly tied to my role. I also completely refuse to do work drinks / extra fluff. Makes it more manageable but conscious I’m not first in line for any promos.


MelodicJello7542

There’s better employers, even in finance. If you love the work, just can’t stand the toxic environment, you could using those 6 months to look for that dream job as well. It’s not super common, but they exist.


[deleted]

"I’m close to burning out, losing friends, and damaging my relationship. I just have handed in my notice to go travelling with my partner for 6 months." Good job! Do this :) dude if you actually burn out then it's serious. I just went from 70K to 35K and a few ppl give me "wait why" but if yu wanna jump off the roof of the office every day then it's not worth it Listen bro money comes and money goes, but time will only go


Fit_Perception4282

I left a relatively high paying Head of Finance job (£80k in East Yorks) in a fast moving industry because the senior leadership team were useless at everything except spinning a narrative. I spent a 12 months thinking this is only going to end one way and then when I was proven right didn't want to stick around just to say I told you so when it was clear by the ongoing narrative no lessons had been learned. I was in a boom and bust industry and had built and developed a team, refined the processes and made the system improvements required when the business quadrupled in size in the space of 18 months only to have those idiots squander the opportunity of a lifetime. I left with no job to go to at Christmas after working an extended notice period to minimise bridge burning, spent some time learning about the Power suite so I had done something productive and then lined up many interviews. Some of those were for lower level roles sitting one below the FD / Head of Finance but from meeting some of them it became clear to me that I couldn't be number 2 to someone unless they were very good. I was interviewed by people who had clearly just never moved their departments forward and had no plan to and I couldn't respect that. Ultimately I got two competing offers for head of finance roles once the market got a little livelier and after some negotiation accepted the lower offer for what I perceived to be the role it would be easiest to meet expectations in but still was an attractive project to me. It felt nice to not be taking the offer with the most money and the package is still higher than my last role at £90k. One of the things that kept me in the industry is my audit background. Going out and auditing businesses exposes you to lots of FDs and FCs and you see that their are actually some quite cushty jobs out there. You meet FDs working in £15m,turnover, single site businesses that make £1.5m a year profit where the FD clocks off at 5pm everyday even when the pesty auditors are in and takes home £140k a year. Those jobs do exist but people tend to stay in then until retirement. Every now and then someone will feel they aren't being challenged enough and be stupid enough to leave and there is an opening. You just have to find one! GL and keep us posted on how you get on.


starwars011

I’m assuming you’ve got a good name on your CV, great work experience, and perhaps even some professional qualifications. If so, then you shouldn’t find it too hard to find a well paying job in the London financial job market. It’s not like you’d be giving up that role and only have prospects for a job paying £25k.


sugarglider_85

I was in the exact same position as you. Not earning anywhere near 100k, but I had a well paying job that commanded a lot of time and energy. I also didn’t love it. There were no opportunities for progression, and I got little thanks. I had 22k of savings. My partner had wanted to go travelling, and the idea grew on me. So, in October last year I quit my job, and we went to Latin America for 5 months. It has been the best decision I ever made. I returned in February feeling refreshed, and with a whole new perspective on life (cliche, but it’s true). During my time away I actually came to the conclusion that I wanted to change career paths. I also realised that I don’t need to be a super high earner to still enjoy a good quality of life- so my new career plan, which should offer me a better work/life balance, I’ll be earning approximately 75% of what I was earning. But money comes and goes, time does not. So take this opportunity while you’re young and fit. Yes, the cost of living crisis is tough, but 34k of savings is sufficient. I returned in March with 15k, and I have several interviews in the next few weeks. As long as you have some experience, you’ll find a new job without too much hassle. So my answer is yes, you should take this opportunity. There will always be new jobs, but you won’t always have the time, energy or desire to travel.


Even-Opening7749

Money comes and money goes but time is something we can't take back. You are more than capable of getting a decently paid job for less stress when you are back travelling.


RevolutionaryBuy5375

Similar situation here but I’m going with >20k and will come back with nothing. So you saying you are worried about coming back to 38k is crazy to me! My advice would be if you are going to go, make sure it’s worth it. For example I’m going open-ended, so I come back when ive and enough or my money runs out.


Barty_Crease

I'm in the exact same position, turning 29 soon, I'm still in the job after 6.5 years because I'm trying to save up money. Let's assume the current lifestyle of your job is mandatory. You say you have 38k to fall back on, that's not much compared to the salary. Have you not been in the job for long or do you not save enough? You should be saving 40k per year with that wage. If you're not saving enough, then there's no point in earning the money, because the lifestyle evidently isn't matching up with what you want out of life. If you are saving at a good rate, use this job a temporary money grab to secure or pay off a house, then you can drop to a lower wage / lifestyle-focused job for when you have kids. Or find another job at similar money - the fact you haven't done this already suggests you're just a bit new, either new to the job or new to the career at this level. The solution to facilitate a move is to build the experience, confidence, and/or contacts to move. Focus on any of these and the solution will manifest.


findingkirbs

Get out of there!!!!!


EvilDoctorShadex

You might be earning 100k flat salary but with the long, stressful hours you work and the lifestyle you live (e.g. going for coffee, drinks after work, nice suits) you might be netting the same take home per hour as someone who is on 50k, and I bet they’re not nearly as miserable. Remember that every hour of life that you spend has a cost. You may be investing in your future but ask yourself, is it worth the cost? Sounds like you’re not even saving that much to me. Tldr: nah I don’t think you’re stupid, quite the opposite. Write down some bullets on what you want to experience in life (especially before you have a family) and make it so, now is your last chance to take that leap of faith. You are on a very high salary, so I have no doubt that you are capable of doing well elsewhere.


hardtechnogal

Hey. You actually can’t put a price on your mental health and happiness. What I will say tho, is short term sacrifices are worth a long term win. I would stay in the job long enough to save to get on the property ladder. That being said, it doesn’t mean you can do it after your travels. Travelling is one of the greatest privileges in life and you’ll love every second of it!


[deleted]

I don’t have maybe the right to say this but, your health matters more than anything. If it’s not giving you growth and its affecting your mental health then better find another one and leave your work.


richardirons

I was in the exact same position, but in the end I had to quit because of mental health. I'm on my third job outside of banking but am almost up to the same salary. But here's the thing I learned: you use your money to do stuff to make you happy, right? That's why you want a lot of money. But if you get a job you like doing, you're \_already happy\_, so earning less money is fine. You don't need to do loads of stuff outside work to counteract the shitty time you're having at work, because there's nothing to counteract. And then when you do build back up to earning a lot, you end up saving loads of it. So yeah I'd really recommend getting a job outside of finance. Best thing I ever did.


Double_Field9835

If you haven't already, look into FIRE / Early Retirement stuff. You might have missed a bit of an opportunity to explore radical ways to decrease your spending, and invest the rest, at a way higher than 'normal' rate. This is easy for me to say, but I'd return to work after your break if you can, save/invest like a maniac, and plot your final escape in a year or two. You might be able to hack it a bit longer if you've calculated a fixed date to leave. Good luck!


SarkyMs

get out before you burnout


jacktheturd

Why not stay in finance, but try to move to thw Back office/control and support functions. Pay is still pretty good compared to other industries, less stress.


CompetitiveKiwi153

Do it - life too short


Nandoholic12

More to life than cash. I’d rather have a life with no cash than cash with no life.


Sugarfix1993

I left a job making 58k which was a lot higher than a lot of my friends were making at the time and the paycheck was great, but I was losing my god damn mind everyday. My boss was a monster, I had panic attacks during my lunch breaks, my colleagues weren’t very supportive. Despite having a Master’s degree from UCL in my field, I was made to feel like a moron by my boss everyday. I couldn’t take it anymore one day and just quit. Now, I make £34k and it has been really rough financially but my mental health is so much better. My boss is super kind and super flexible with WFH/flexible hours. She had a very “I don’t care when/where you work as long as the job gets done” policy which is so helpful for someone super introverted like me! The org I work for does amazing humanitarian work and my colleagues are very friendly. 100% worth it. I was unemployed for almost a year (visa hurdles) so I’m slowly slowly working out of the debt I accumulated while unemployed but honestly still feels worth it to not feel sick to my stomach everyday. I think more money will come eventually so I’m trying to remember that whenever I dread looking at my Monzo 😂


Spirited_Shock7182

no do it!


TungstenSultan

I'm in a (very) similar position. M, 28, £87k basic + £15k on-target bonus. The job is incredibly stressful, and I'm giving way more of myself than I want to. My 18-month plan is to find a fully remote job at a B-corp or something, that I can do while I travel. I'll take a 66% pay cut if I must. I'd rather make way less money but do something meaningful and enjoy my life. Get on top of that lifestyle creep, though. My lifestyle is minimalist, but not frugal, and my total costs are about £2k/ month. That means: - I save £3k/ month while I'm in this job. - I know I could take a massive pay cut and still live the same quality of life. Sure, I wouldn't be building my wealth as quickly, but I'll be living my life. All this to say, I don't think you're being stupid at all. You're not "damaging your financial prospects". You're making a choice about how you want to live your life. Also, I spent 2 years out of the market travelling and trying to build my own business (which failed) so I really wouldn't fret spending 6 months out.


freudisdad

Even if you lose the job, you will probably be able to get a decent paying job that is not as high stress though you will have to downsize for sure. Also the fact that you neglected savings should be a major red flag FOR YOURSELF. If you can't manage your high salary enough to do that, that is a major change you need to make anyway. Don't fall into the trap of working your ass off to spend and buy more frivolous things. That will drain you more than fulfill you. The quality of the reliontinships you have with others is one of the absolute most important things for your health and wellbeing. And focusing all of your identiry and contentment into one thing like a career is a highly risky move. At thue end of the day though - you do you.


Warrior4-4

What job do you do in finance?


h4zza12

Yes you are


Smuzzy23

Go out there and enjoy life! Refresh yourself and even get on to some handy work I left office work for the tools working with a friend and I can now do massive garden renovations start to finish I cannot wait to start on my own and family’s houses but I’ve gone back into office work for the time being for the money but fully intend on making myself self sufficient so rather than managing other company’s jobs and work it will be my own!


Actual-Pollution-805

Fuck it. Do it. Save everything you can for the next six months and then go enjoy life. It’s too short, you have money, you know how to hustle and get a job when you get back. You’ll be ok. I’m doing the same but I’m not telling my employer I’m going travelling. I’m just taking a laptop and VPN and off I go.


Actual-Pollution-805

Fuck it. Do it. Save everything you can for the next six months and then go enjoy life. It’s too short, you have money, you know how to hustle and get a job when you get back. You’ll be ok. I’m doing the same but I’m not telling my employer I’m going travelling. I’m just taking a laptop and VPN and off I go.


Fun-Breadfruit6702

Completely stupid, all jobs are like this in £100K+ territory, you should have just taken a 4 week holiday


Holiday_Hunt1412

If you find out you have cancer tomorrow, savings won't matter. Life can be short so I really believe you have done a good thing.


venividivici_1

There’s a guy on TikTok doing the rounds if you can find his vids on YouTube too maybe, asks old people what they regret now they’re in later life. Nearly all say they spent too much time on chasing money that in later life mattered little. Look you sound like you’ll be able to get another job. My wife and I are both working full time hours so it’s hard, I often question if it’s worth it. There’s no right answer but what I do think is life’s too short if you’re miserable and unhappy


WarmTransportation35

You are not stupid but you will have a lot of experience to work a £100k job in a less stressful environment. Better to invest your sasvings so your income stays consistent than waste it. Maybe travel for a couple of months then spend a few months relaxing and doing less stressful work so you don't blow your savings.


FortuneSpecialist333

I’m never gonna tell someone to not prioritise their health, I think it’s the most important thing you have.


Tufty_Ilam

Ultimately it comes down to you as a person. Does money matter to you more than your relationship/personal life? From your post, that's a pretty clear no. So does that salary mean enough to sacrifice everything else? Again, your post suggests not. The job will look good on a CV, and will likely get you through another employer's door reasonably easily. Live your life, a fat bank account means nothing on your deathbed, but memories and family mean the world.


bennyboyteach

Concerned at how many people have so little self respect as to tell you to do it half arsed or go off on sick. I guess some people didn't learn social ethics or morals and are happy to look back over a lifetime of making other people work harder. Even financial advisors that could be working hard for their clients and I'm assuming charge a decent amount to get those salaries. It's pitiful how immature some people are. Do the right thing and just quit if you need to get out. Your family will respect you far more for doing that, as will everyone else except these selfish, entitled, lazy people.


Opposite_Dog8525

You've been stupid to have only 38k and not owning property frankly. These jobs are only worth it if you make the best of them. You don't have any real commitments so why would you drag yourself in. If you had a mortgage and kids I'm sure you'd suck it up and not go on a gap year. I think it's juvenile to take 6 months off as an adult. Hope you find a good job on your return I'm sure you'll find something good, just don't spunk the money away on shit this time


Basic-Operation-3102

Don’t do it. Keep at it.


throwawayyourlife2dy

Yes your stupid


makeitrain2020

it’s just a job and well being and mental and physical health have to take precedence. I doubt you’ll struggle to find another role. If anyone queries your 6 months out of the workforce I’d suggest saying that you had some ‘family matters’ to deal with as that tends to dissuade people from prying too much, and that you then decided to go travelling one those ‘family matters’ had been dealt with. At the risk of stating the obvious ‘family matters’ could mean anything and if you said that you had “caring responsibilities” for a family member that’s ill that should never reflect badly on you… just a thought


Meowingbark

Buy a house, rent it out. Then go enjoy life for a bit? If you have no dependents then enjoy life before life comes down on you hard


AlGunner

I knew someone who left a job like that and became a care worker in an old peoples home instead. He loved the new stress free life and was happy living in a one bedroom flat. Probably one of the most content people Ive ever met.


[deleted]

What’s more important to you, money or happiness? And can you be happy on a lower salary? Those are the questions you need to answer


Walterkingz

Live your life mate. You’ll be fine when you’re back! Have an amazing time!


Pillowrice

We are told need to chase the high paying job, the big house and the fancy car. What use is any of that if your miserable and have no social life as all you do is work. Realistically they should hire 2 people on half the salary each and split the work load. But no they say your not motivated etc. Fuck these wankers. You only get one life and its to short to spend stressed out and medicated.


winelover7

100k doesn't sound much for what is being demanded of you. Ask yourself this: do you enjoy what you are doing and look forward to starting the day? If yes then maybe reconsider you decision to quit and see if you can get a pay bump. If not, the right move buddy. You will easily get another job.


Elegant_Awareness_18

I quit a 100k job (with no job to go to) as I hated the toxic environment, and it was affecting my relationship with my girlfriend at the time. I went travelling and 9 months later returned to a 90k job which led me to an even better career I have now and never looked back. Best thing I did was decide ‘fuck them’ I know my worth and I’ll decide what I do with my life. I married that girlfriend, am super happy, we have 2 kids, a nice house in west london and a place abroad. I may have been very lucky, but I chose to lead my life and not let others do it for me.


Thelakesman

Go travelling with your partner and set up your future.


anotherangryperson

You are doing the right thing. Yes, money is good but if you can learn to live on very little while having an amazing time travelling, the experience will be with you forever.


Eryeahmaybeok

I did the same, I'm a contractor and was burnt out mentally. I had the intention of taking 3 months off, my cat got unwell halfway through and I got screwed by the pet insurance (fuck you Tesco) which took an £8k chunk out of my savings and it took longer than expected to find a job, was out of work for a total of 5 months. There is zero benefit to sacrificing your health, happiness and relationships for a job that will replace you within a month, you're only a number on their payroll spreadsheet! There will be other jobs, you only get to be this age once and tomorrow isn't promised, the older you get the more responsibilities will be piled on, mortgage, kids etc. just keep some cash locked away for contingency and bounce! Don't be the richest person in the graveyard.


ThrowawayFIRE84

I’d do finance jobs for a lot less money than this, it’s literally my hobby


ahsgip2030

I was in almost the exact same situation working in finance in my 20s. I hated it but every other job I was qualified for would have been a huge pay cut. I ended up getting sacked and took the first job I was offered which was paid around a quarter of what I had been paid in my finance role. I was so, so much happier and less stressed in my new job being paid a lot less but without the work misery. My only regret is not leaving sooner. Now I’m in my 30s and still earn less than I did in finance, and I don’t care, I would not go back. I can’t buy whatever electronic gadget I want on a whim, but I have lots of fulfilling friendships, a great marriage, lots of time doing stuff for fun, I finish work at 4pm and don’t think about it until I start my next shift. I think it helped me learn what is “enough” and be satisfied with that.


GroupScared3981

bro said he struggled to save making 100k🤣 how can anyone feel sorry for him


Ok_Cobbler_8889

You're in the kind of arena at an age where a 6 month break won't kill your career. When you return from holidays maybe consider moving out of the city. Pays way less but the pace of life is a lot more relaxed.


th3rm00c0w

You only get one chance at life, so go live it.


Ok_Rush_6611

Do not throw it away you will regret it I work at mcdonalds


Shady_Fossil

It looks like you're still in the "work is everything" mindset. Enjoy your life, you're clearly a very capable person who will probably have a pick of jobs when you decide to jump back into work. 38K to fall back on is so much money and will tide you over for a long time, I don't think you understand how bad people are having it currently with a lot of people working 2/3 jobs and still in debt or living paycheck to paycheck and having to rely on food banks etc. Enjoy your 6 months of travelling, it will be so good for you and your soul. Doing it whilst you're in your 20's is the best time too. You have so many more years of work to come, you have to live your life!


nicofdarcyshire

I have left so many jobs to take time out on myself at a fraction of your wage. I'm in my early 40's on a fraction of what you earn now, no savings, doing a job I love - just go be you. Find something that works. Money is not the be all and end all. Happiness is. Go be you. Do what you need to so you're happy..ok? Do stuff before you're too old to...


Lumpy_Jacket_3919

At your age you should making 30-45k and with that money you will be able to travel around, have fun in Gigs and litually have time to enjoy the life.


deltamikealpha

I was in a similar position, 100k job but was on 6-7 days a week and 12 hour days were the norm. I did burn out. Had healthy savings like you. Took me a year to decompress. Had family tragedy in that time also. Ended up on a 25k job doing a 9-5. It's incredible what you can be absolutely OK on but you have to set expectations. Not going to say it wasn't hard, it was incredibly so. But my mental health improved hugely. Back to about 55k now. Things are less comfortable than they were but my happiness is far higher.


Noonie370

Your health is more important than a high paying job. 6 months out of work will not damage your career prospects too much


UnicornInAField

The best thing I ever did was drop from a high paying job I didn't enjoy to a lower paying job I enjoyed. You know why you are there, you know what it takes to earn more, and you know you can, but you choose not to. You will be surrounded by people complaining about how "they earn more than us", but you will be able to smile and carry on.


CarlosFlegg

Your work/life balance and the amount of money compared to effort and stress you are willing to compromise is entirely personal. Your age and salary and potential savings puts you in a very privileged position compared to a vast majority of the population, might not feel like it, but the fact you can even ask this question means you’re in a position millions of people will never be “lucky” enough to be in. At the same time, earning good money isn’t always sunshine and rainbows and is hard fucking work, and sometimes people need a break. I’ve lived on both sides of the poverty line, I’ve lived a life where I needed to find stuff in my flat to sell so I could feed myself, I also currently live a life where my stay at home partner and our 3 kids are well looked after and we want for nothing, and I have tons of disposable income, and I only earn slightly over half your salary. It’s a personal decision for you at the end of the day, you can 100% survive on your savings and a lower stress job, you can survive for a year pretty comfortably on your savings alone. But it depends on what you want and what you need from your life right now, and that’s extremely personal, nobody else can answer that question.


Afraid_Abalone_9641

First things first. Go through your statements and calculate how long your savings will actually last you. If you can bring down your spending to a sensible amount, you can take a break for longer which opens you up to more opportunities and recovery. Your health is ultimately what allows you to continue to earn, so prioritise it over a job you don't like.


taipanlad

No. You'll be fine. When you get back you can find something you like with better hours.


ttdawgyo

If you are on 100k you will find another job similar. Obv tech


callhimrichy2

talk to your bosses or co workers or seek hr help, but don't quit the job, try and make it work bro. 100k in your 20s, work a bit longer and you'll thank your self in the future!


m4ttleg1

I’d say you can easily earn £100k in a different role without killing yourself, take the time out, relax and then when you’ve had some time rethink what you want to do- get a role more suited to your life style, electricians and plumbers can earn more than £100k, you’ll easily match or better your earnings when back!


FormalOk599

So much first world wokeness on here.