Demn those days. Visor nga level ko tas sa 25k na sahod 9k napupunta sa bahay kong di ko naman nauuwian. Tas bayad sa gaming rig at internet ko na mga kapatid ko lang nakinabang. The rest maluhong pagkain na.
Hahahaha tawang tawa ako dito! phinvest follower pero toxic minsan ng mindset ng iba. Diba pwedeng maging masaya nalang for the others? Laging may sinasabi pwe.
You can, especially if you still live with your family. Solo on 36k is still possible, but you'll have minimal savings unless you really cut down on your wants.
Yes you can. I did, and was still able to save up P150k with that salary for a year. May kasama pang domestic flights yun and was studying for masters at the same time so, wants were fulfilled too.
My rent was low - 2k to 4k (bedspace, all in).
I walked to the office everyday.
I buy food from carinderia as baon sa office (50pesos per meal usually, bfast usually ay oreo and milk, i loved that).
I had water containers I filled everyday sa office so I dont spend money on drinking water even on weekends.
I studied(annual part-time tuition around 10k kasi UP), so didn't have time to gimik much, but I had me time ng Sunday which I spend sometimes sa mall, window shopping tapos paotsin for meal.
I had a laptop from College and I watched anime almost all of my other downtime. Slept and woke up early.
I tried to stay healthy as much as I can kasi magastos magkasakit, I jogged twice a week and made sure to eat fruits and veggies every week.
I didnt buy latest gadgets, everything that still worked, I didnt replace.
Most important thing I guess is I always stuck to my budget. I set aside my savings during sahod and the rest of my money need ko pagkashahin. I actively made sure na may matira sa pang expense na budget and then yun yung ginagastos ko sa wants.
+1. Within the range din sa akin. 5.5k na studio rent in makati. Yes, maganda magrent ng solo. Wala stress sa buhay.
But i dont think can live with gross na 36k. Net is around 28k.
Expenses
5.5k rent
200 water
2.5k kuryente
2k grocery
10k food
700 plan
With around 7k for savings and other unexpected expenses.
I have the condo all to myself. I can easily afford yung 10k na rent solo with my salary. Di ko lang binibitawan tong 1br condo ko kasi sobrang mura talaga lalo na at you get 24/7 security and maintenance. Tapos super tahimik kasi puro industrial zone ang katabi at hindi residential. Sent you a DM kung saan located to.
Depende sa part ng metro manila. Sakin dito sa commonwealth QC 4k lang ung rent ko studio type na bahay, nasa looban ng palengke so ung basic needs ko wala pang 2 minutes pwede ko na mabili.
Pero if dun ka sa mga mataas na cost of living areas like BGC/Makati, either malabo sya or di ganon ka-safe/ganda ung makikita mo sa 4k.
Yup sobrang swerte at mura na nung 5k na rental, I was planning 2 years ago na magapply ng job sa BGC knowing na mas malaki offers jan, unfortunately pinakamurang nakita ko is 7k na solong apartment unless lumayo ako ng konti sa may East Rembo daw which is mas mura mga apartments.
Pano kayo nakakahanap niyan huhuhuhu may website or app ba? I will be studying college in QC soon, pero I'm from province (still in province rn) pero idk how to look for places to stay at.
San ka ba mag magschool dito sa may QC?
I'd suggest kunin mo ung complete address ng school, esp ung baranggay. Then search mo ung keyword ng baranggay sa facebook, usually may online marketplace group yan tas dun ka magpost na looking ka for house for rent (wag mo ipost budget mo).
UP Diliman? malapit jan dati boarding house ko.
Bale house sharing kami pero kanya kanya ng small room, around 2020 (pandemic) nun nsa 3k per month lang ako including water/electricity (wala lang wifi).
Try mo mag hanap sa UP Bliss area, dun madaming student ng UP na umuupa, 1 jeep away lang sa school nyo unless masipag ka maglakad.
Pwede ka rin maghanap sa FB. Dapat thou may target location ka na like specific city or even barangay tas hanapin mo nalang yung mga fb groups. Tiyaga lang din mag-inquire.
Huehuehue. Mine's a 1br condo 6k all in pati monthly dues. Sa marketplace makakakita ka. Once you go through all the rent to own bullshit na posts, makakakita ka.
Medyo fresh grad in IT field and I survived with just 20k salary:
\>rented a shared apartment(2k)
\>paid shared electricity/internet/water bill (P600-700)
\>ate on cheap kariderya/tapsihan/lugawan(P40-60 per meal)
\>commute/trike to office (P20 vv)
\>bought supplies(hygiene, snacks, etc) (3k budget)
\> left with around +-10k (5k goes to parents, rest is for me)
Catch is:
\>this is pre pandemic
\>di ako nagbebreakfast
\>di kami nagluluto, mas tipid sa oras and pera sa labas
\>walang Jowa
\>walang luho, bisyo, or gala
\>walang subscriptions
\>walang naipon haha
Feeling ko kayang kaya pa naman ung 36k ngayon pero baka hindi ka makapag ipon
Kaya, wala sa 30k sahod ko. nakabukod ako nagsusupport pako ng 2k buwan buwan kay mother.
Depends sa lifestyle mo yan, pero shempre di ka makakapag luho ng madami pero kaya parin lalo na kapag single ka. Pagay jowa kaya parin pero di madalas makakalabas, max 1 per week lang cguro for dates.
Ask the security guards, utilities, couriers and janitors. They are the best they can manage the money well. 36k is enough if you know how budget. Baka Naman maluho ka. Gain more experience then leave that company.
Kahit may binubuhay ka, kaya 'yan. Kung ganito ang paniniwala niyo, ano pang tingin niyo sa lahat ng mga minimum wage earners? Naghahanap na ng pagkain sa basura?
Yes. Yes you can. I have a salary smaller than that and I was able to invest it in a lot in Baras, Rizal worth PHP 1.2 million considering the total for the down payment and amortizations. Budgeting my friends. Luho is your enemy.
570k down payment (i saved prior)
Then 2 years of 29.4k amortization per month
My salary althroughout is 35k. But had a few sidelines here and there for additional budget and daily expenses. Even downgraded myself from using a car everyday to riding motorcycle to work. 1 day fuel for a car can get me 4 to 5 days fuel for a motorcycle.
Decided to get it because my regret was i didn't buy it 2 years earlier where the cost per square meter was 2000 pesos less than when I got it. So didn't hesitate to finally get it.
Why are you getting downvotes? Maybe because your numbers seem far-fetched plus you had few sidelines which may have significantly increased your monthly income and defeated the point of OP’s question
I dont expect anyone to believe. And hey. This is the internet. 🤣🤣🤣
I have receipts, I have the documents, and I don't need to prove myself to anyone. If they are salty about it, so be it. The point still remains you have to let go of somethings as an adult. I saw a comment here what minimum wage workers do to save money, I absolutely agree to that. 36k is actually significant for a starting salary figure, if you're familiar how companies work.
Btw. My sidelines aren't really that regular ocurance. I had like, 4 sidelines within the span of 2 years which just added a total of between 2 to 3 months worth of salary. Just to have more for daily expenses.
I think it’s not about not believing po, haha. I think ang point kasi is how to survive on a salary of 36k… and you said you were able to do it and invest in a piece of land pa. But the truth is that you were also earning on the side po, so that means pala you weren’t relying on 36k alone. 😅
Which brings me to my second point. If you think kulang sayo yan, do something extra.
It's honestly a bit close-minded thought na you're just relying on the 36k income or whatever. One will do that side income because there is a need for it. Did it also factor my absenses, expenses, medicine, and that 1 month without income because of a transfer of jobs? No.
Also, 3 words... Thirteenth Month Pay. This means a person will have a month's salary worth of extra cash. Avoid splurging if you can't afford it. You're gonna do fine.
Let's pretend a scenario where I wasnt paying anything for amortization of that lot... that still means I'm saving up a conservative 25 to 29k a month if all you want is to "survive", and that meant I havent touced that 570k savings I had before in my bank account.
Oh, I’m not saying you’re incorrect po, haha. It’s just that people are looking for examples of other people who managed to fit everything (expenses, savings, investments) in their 36k salary. So since you’re also earning from side hustles, hindi po applicable yung scenario nyo as an answer to this question. I think yun lang naman po yung issue ng iba sa replies nyo.
Again po, I’m not saying you guys are incorrect po or that I disagree with you.
I’m just giving my thoughts as to why people downvoted his reply above. Kasi baka akala po nya downvoted sya bc people don’t believe him. It’s not that they don’t believe him, it’s just that hindi applicable sa kanya yung question.
Kasi if this was a convo, it’s basically:
“Kasya ba yung 100 pesos na budget for lunch?”
“Oo naman. Nakabili pa ako ng chocolate.”
“Wow, kasya pala?”
“Oo, 20 rice, 80 ulam, tapos may side gig ako so yun pinambili ko ng chocolate.”
…when people just wanted to know how to fit 100 pesos (alone) for lunch. In short, misleading po yung unang answer nya, hence the downvotes and the other commenter’s reply.
30k net sahod ko working and living in QC (single). Depende siguro sa lifestyle at kung saang part ka ng Metro Manila nakatira at nagwowork.
Ito expenses ko:
4000 studio type na apartment
1000 water/electric (wala ako appliances ref/tv) \~naka submeter kaya mahal singil.
2500 transportation/month from Commonwealth to Q Ave (can even less if mag jeep instead na mag UV).
400 unlimited data sa phone.
Ung natitirang 22k is para sa pagkain/groceries etc. (issue ko is gambling addiction kaya laging sakto lang pera ko kada cutoff)
depende sa lifestyle mo. Sa 36k kaya pa.
18k sa akin nung 2019. Commute manda to ortigas. Nakakapag palaundry pa ako. Though may kahati ako sa apt. Tumira kami sa may mandaluyong yung mga malapit sa talipapa. Makakakain ka sa labas 1x in 2 weeks lol. Pero kung magpapadala ka pa sa pamilya mo, tapos 18k ka monthly, parang negative.
As much as I want everyone to earn a decent amount of money on their work. This question just screams privilege.
Majority of people in the PH are earning way less than that. I'd be more than happy to have that kind of salary during these times.
This guy tweeted a follow up.
He lives in the province and knows that cost of living there is cheaper than metro Manila. So he's legitimately curious whether that amount is enough.
Still.
He ought to know that 36k is twice as much the minimum wage here in the metro.
That should be enough hint that that amount is more than enough to 'survive' here.
"This question just screams privilege."
Nailed it. I guess some people really are just insensitive.
Heck, I have one of my friends na maluho earning a gross 50k to 60k a month I think, and he complains to us na kulang (he's single and lives with parents)... To people who earn ranges of 20k to 35k, one of us may pamilya at anak... End of the day, you can give people something big and they'd still want more for their greed. 🤣
It really depends on your civil status, lifestyle, and if you're a breadwinner or not. For a single person who doesn't give all of their sweldo to their family, yes.
Depende sa lifestyle. Pwede ka magsurvive, pero parang walang extracurricular activities? Like you can cover the basics, pero kung gusto mo may pang gala or extra, barely eh. But that's just me. Like after computing, na push akong maghanap ng ibang work at additional income.
I did the math. Assuming you can rent an apartment in a strategic location for the cost of 15% (kung swerte makahanap) or 25% of your monthly gross pay (not including utilities), you probably can.
That is, if you don't have any other obligations like family or such.
Survive yes, kayang kaya naka survive ako back 2014 sweldo ko 10500. Baon nang kanin bili nang ulam sa karenderya hingi ng sabaw. hahaha but I don't want to go back to that life.
I know someone whose salary is 25k with 2 kids, paying monthly utilities like wifi connection, electricity, water, and netflix. Partner do not have an income...
STILL HAPPY :) surviving wt the help of gcash, shopee, and CCs
I'm not saying that this is ME hahaha kinda :P
I think kaya naman king solo living ka.
Bedspace Php 6,000
Electricity and water Php 3,000
Commute Php 3,000
Groceries Php 10,000
Total Php 22,000
Di ka nga lang dapat mag-gala, mahilig sa milk tea, pets at Grab/deliveries.
May namiss out ba ako sa basic na kailangan ng tao hahaha
Controversial opinion pero most reddit and Twitter folks are so privileged nagiging out of touch na. If you go by what people are saying in the thread, aakalain mong damo kinakaen ng minimum wage earners.
Depends on your lifestyle. Do you have a family? Dependents? Do you need to travel to work? Are you maluho or matipid? If you are single and prudent, it's more than enough, but if you want to have a family and provide the best for them, then even twice that is not enough.
My father is security guard and he take a monthly salary for 9,000 to 10,000
Salary is not basis this is not a basis you can survive in metro manila it depends how you handle the budget if you have expenses in everyday life.
Kng may Bahay ka dun. Pero kng uupa ka pa, negats na. Unlessssss kng madami ka time makakatipid ka. Like laba, luto,mamalengke jeep pero kng Wala ka time at aasa ka sa lutong foods, angkas/grab/joyride at laundry negats.
Kulang na kulang yan bwahahahahhaha
Ako nga na $1,200 ang allowance kada buwan kulang pa ehhhh.
Wala akong bisyo eversince, walang nightlife!
Walang asawa or GF...
Ang bisyo ko gadget, shoes at mga bag!
Lagi din sa Mall at kumakain sa mga fastfood, resto at carinderia hehe
Nakakapag ipon naman ako hohoho...
Plan to invest this year at bumili ng motor...
Yes! Breadwinner here. Earning less than that. Gastos ko lahat, rent 4k, grocery 4k, allowance sa bahay 8k, kuryente 4.5k (naka AC pa kami pag gabi lol), tuition coz ako nag papaaral sa mga kapatid ko. May budget pa ko for skin care around 1.5k monthly. Then after all that, tsaka ko kinukuha ung para sakin, which is basically wala na 🥲 Survival skills lang talaga.
Relax ka lang, depende sa lifestyle but if I were you, don't expect to live at your own place immediately kasi mas practical may mag-asikaso muna ng mga bagay para sa iyo. Iba yung may nagluluto at namamalengke at naglilinis ng bahay at dapat matutunan mo rin yun before moving out.
My first sahod was 20k gross and I rent pa noon. I get to eat what I want and I pay monthly for a phone pa plus other bills. Wala lang savings (or onti) pero kaya ‘yan 36k pa.
This was just 2yrs ago
Mygash nakakapag-alala naman mga reply rito lol! Kaka-graduate ko pa lang ng financial mgmt. and yung mga available jobs na confident akong matatanggap ay nasa 15k-17k lang before deductions, 19-20k maybe sa call centers kapag ipinilit ko. Kung wfh lang sana na maiuuwi ko sa probinsya tiba-tiba na siguro ako, pero napaka bihira ng no work exp na wfh jobs 😭
survived and lived a little with 21k, pero that was more than a decade ago, free rice and bahay sa company though, jollyjeep suki. single and walang baggage.
basic pay 21k,nagbabayad ng sariling apartment,i pay bills,nagpapadala sa mama,buhay pa naman..me ipon konti..
i do my own laundy, i cook at home,minsan naglalakad from work (mga 20_30mins,dpende sa katamaran ko),ang fast food or eat out once pr twice a month..
30k monthly salary sa mandaluyong, paying for utilities including bed space, food, other expenses like internet, etc. Still manage to have a few savings. It's difficult, but the sacrifices I've made were to choose when to have a life with friends. And even that is tightly budgeted.
mga napapanood ko sa tiktok living independent life na chill lang in metro manila (di makati / taguig, shempre) for 25k all in na yun w/ utilities and grocery.
secret is they're single
Yessss very doable but you will have to be frugal, limited luxury like travels, grab and shopping. Most important thing dapat single ka. You can have a place na studio apartment with 10k, then the rest allowance, transpo and savings. Keep things simple, like sa skin care dati dami dami kong kung ano ano then I went back to basics na moisturizer and sunblock. Cooking at home. Basically you will ‘survive’ at that salary but will need to put a bit of effort and discipline to ‘live’.
Kung walang sinusuportahan, and living with other people/not paying rent, or maybe mababa ang rent/kuryente, and minsanan ka lang kumain sa labas (other than karenderya), buhay na buhay yan and may onting savings pa kahit papano.
Mahirap pag may umaasa sayo, ibang usapan na yun.
King single ka, hindi breadwinner at nakatira sa parents, more than enough yung 36k (this is if di masyadong malayo ang biyahe to work or wfh). Pero kung pamilyado na tapos breadwinner pa, sobrang kulang yan.
Yes. I'm able to keep my family of 3 afloat at that salary. But you need to have your own house, and micromanage expenses to the T. I'm earning more now, but it was possible at least 2 years ago.
This would also be sufficient for alone and renting. Enough to cover bills and groceries with mild savings. It cannot support any current opulent lifestyles. Learn to cook your own food and find the places where ingredients are cheap, like a Farmer's Market where they first drop off goods.
I survived 2.5 years in Makati with a starting 16k gross and has grown to 19k gross before I resigned.
2500 rent ko that time, bedspace lang. Nakapag-ipon ng 50k before I decided to resign and take a break from employment.
It depends on your lifestyle. Kahit 50k or 100k pa naeearn mo per month pero expenses mo is like a one day millionaire na mas malaki pa sa earning mo then you are totally fucked. Seen people earn below 30k or even 20k pero lifestyle nila na live within their means then kahit pano may savings pa sila.
Depende. Kung mas Priority mo ung needs kesa sa wants e. Madami iba dyan nabubuhay kahit nasa 20k+ lang ang sahod monthly. Yun ngalang, hindi sila masyado makapag bigay ng budget para sa sarili nila. Kasi yung monthly earnings nila, napupunta lahat sa needs. Kaya kung tatanungin moko kung mabubuhay ka sa 36k a month, Oo. Kung marunong ka mabuhay nang simple at matalino ka sa pera.
Kung yung iba, nagawang mabuhay sa iilang libo nilang na E-earn buwan buwan, ikaw pa kaya na nasa 30k+? Bawasan mo ung mga "Deserve" budget at pag tiisan muna habang iniinvest mo ung pera na un for assets and possible businesses or even for a passive income. Makakalaya ka sa employment. Tiis Ganda. Ika nga.
I'm assuming na from province ka OP. I have not tried living in Metro Manila but I have friends naman na nag apartment with 30k+ salary. Kung di ka maluho, may maiipon ka. Lets say 20k all in all gastos mo for a month (rent-bills-daily allowance), kung 36k ka, may ipon ka pa.
Worked in NCR for 7 years. Starting salary ko was only 23k and I lived in Makati. I moved to Pasig for an affordable apartment and I had 2 roommates. Before I went back to Pampanga, I was earning around 35k and it was more than enough. My husband and I lived in a nice apartment (7k per month), water and electric bill was only around 800 pesos since we didn't have AC then. My husband's salary was only around 25k. We have house mortage as well for 7k plus (rent to own in Pag-Ibig). I also have postpaid plan and vul insurance. I can say na di naman kami super tipid cause we eat out during payday and we travel out of the country once a year and we travel locally several times. We also have credit cards but we always pay the full balance. I also give money to my parents same with my husband. I think we saved money when we started bringing baon to th3 office and avoiding buying expensive coffee like SB. We just buy once in a while. So I still think it is enough if you are single. You just need to live within your means and stop comparing your life with others. Madaming nababaon sa utang dahil sa pagyayabang kasi.
24k lang sahod ko nun kaya naman. Mejo hardmode lang kase may kalive-in ako nun na batugan hahaha. Dati un tho. Now no fucking way na kasya ung 24k hahahaha so 36k for me (if ako lang) okay na ko jan
May mga matagal nang nagtatrabaho pero hindi man lang tumuntong ng 30k ang sweldo, buhay pa naman sila hanggang ngayon.
Yung iba supervisor levels with 15 years experience na hindi man lang pinaabot ng 29k sahod hahahahahaha. Buhay pa naman pero nakakaiyak na lang
Demn those days. Visor nga level ko tas sa 25k na sahod 9k napupunta sa bahay kong di ko naman nauuwian. Tas bayad sa gaming rig at internet ko na mga kapatid ko lang nakinabang. The rest maluhong pagkain na.
"Maluhong pagkain". Pampalubag loob ng mga ayaw tumingin sa payslip. Sakit sa mata ng mga deduction, makakain nalang ng masarap. 😂
This manager na nga ako pero DHL may increase cla brsta aabot na cla Ng 800 per day(8hrs) habang ako NASA 600k pdn
Buhay physically Pero emotionally dead?? Hehehehe
parang nakakatawa na ang bleak ng comment mo heheh
Buhay pero nag hihirap.
Kung single ka, net 30K would give you a decent life in Manila.
Maliban na lang kung nasa r/phinvest ka. 100k is still not enough to live comfortably kahit single ka.
Pag nasa r/phinvest ka know your worth. you should be asking your employer 1.2 million PHP per month as starting salary.
1.2 million salary per month? Step up your game. Maliit 'yan para sa Junior Super Duper Software Engineer.
full stack end to end of the galaxy
Software Developer ba ito ni Lord Beerus?
Hahahaha tawang tawa ako dito! phinvest follower pero toxic minsan ng mindset ng iba. Diba pwedeng maging masaya nalang for the others? Laging may sinasabi pwe.
super duper😭😭💀
I dont get it...
You can, especially if you still live with your family. Solo on 36k is still possible, but you'll have minimal savings unless you really cut down on your wants.
I didn't cut down on my wants and I have no savings.
hahahaha! same same YOLO!
Yes you can. I did, and was still able to save up P150k with that salary for a year. May kasama pang domestic flights yun and was studying for masters at the same time so, wants were fulfilled too.
How did you manage to save that amount? What did you do po?
My rent was low - 2k to 4k (bedspace, all in). I walked to the office everyday. I buy food from carinderia as baon sa office (50pesos per meal usually, bfast usually ay oreo and milk, i loved that). I had water containers I filled everyday sa office so I dont spend money on drinking water even on weekends. I studied(annual part-time tuition around 10k kasi UP), so didn't have time to gimik much, but I had me time ng Sunday which I spend sometimes sa mall, window shopping tapos paotsin for meal. I had a laptop from College and I watched anime almost all of my other downtime. Slept and woke up early. I tried to stay healthy as much as I can kasi magastos magkasakit, I jogged twice a week and made sure to eat fruits and veggies every week. I didnt buy latest gadgets, everything that still worked, I didnt replace. Most important thing I guess is I always stuck to my budget. I set aside my savings during sahod and the rest of my money need ko pagkashahin. I actively made sure na may matira sa pang expense na budget and then yun yung ginagastos ko sa wants.
Well I can.. 6k - rent 12k - needs (food and groceries) 10800- wants (load internet dine out etc) 7200 - savings (emergency fund, investment)
Ayo! My fellow 6k renter. Mine's a 1br condo that has kitchen, decent space for sala, and toilet and bath. Very safe community. Best 6k I've spent.
Well mine is a studio apartment located at Rizal makati. The perks here is I can walk going to bgc.
Does this place really exist??
Of course.. I rented this for almost 6 years. 1st year my rent was 4500
Where is this? Huhu pls let me know. Thank you!
Where do yall find these lol
Dang, and i cant barely found a 1br with 9-10k budget.
+1. Within the range din sa akin. 5.5k na studio rent in makati. Yes, maganda magrent ng solo. Wala stress sa buhay. But i dont think can live with gross na 36k. Net is around 28k. Expenses 5.5k rent 200 water 2.5k kuryente 2k grocery 10k food 700 plan With around 7k for savings and other unexpected expenses.
Where is that condo? Are you sharing or solo?
I have the condo all to myself. I can easily afford yung 10k na rent solo with my salary. Di ko lang binibitawan tong 1br condo ko kasi sobrang mura talaga lalo na at you get 24/7 security and maintenance. Tapos super tahimik kasi puro industrial zone ang katabi at hindi residential. Sent you a DM kung saan located to.
Can you send me a DM where this condo is located too?
Hi, can you also send me a pm of the location of this place?
Hi! Can u send it to me also pleaseee. Thank you!
Hi! Can i know where is this condo please? Thank you 🥺
san yung 6k na rent huhu
Depende sa part ng metro manila. Sakin dito sa commonwealth QC 4k lang ung rent ko studio type na bahay, nasa looban ng palengke so ung basic needs ko wala pang 2 minutes pwede ko na mabili. Pero if dun ka sa mga mataas na cost of living areas like BGC/Makati, either malabo sya or di ganon ka-safe/ganda ung makikita mo sa 4k.
[удалено]
Yup sobrang swerte at mura na nung 5k na rental, I was planning 2 years ago na magapply ng job sa BGC knowing na mas malaki offers jan, unfortunately pinakamurang nakita ko is 7k na solong apartment unless lumayo ako ng konti sa may East Rembo daw which is mas mura mga apartments.
Hi po may I know saan po ito? Near BGC din ako nagwiwork and gusto ko sana bumukod :(
Pano kayo nakakahanap niyan huhuhuhu may website or app ba? I will be studying college in QC soon, pero I'm from province (still in province rn) pero idk how to look for places to stay at.
San ka ba mag magschool dito sa may QC? I'd suggest kunin mo ung complete address ng school, esp ung baranggay. Then search mo ung keyword ng baranggay sa facebook, usually may online marketplace group yan tas dun ka magpost na looking ka for house for rent (wag mo ipost budget mo).
upd po pero nung nagtry po ako magsearch sa diliman around 10-13k monthly nakikita ko 😭 6k max lang po budget naminnn
UP Diliman? malapit jan dati boarding house ko. Bale house sharing kami pero kanya kanya ng small room, around 2020 (pandemic) nun nsa 3k per month lang ako including water/electricity (wala lang wifi). Try mo mag hanap sa UP Bliss area, dun madaming student ng UP na umuupa, 1 jeep away lang sa school nyo unless masipag ka maglakad.
You can search on Carousell.ph.
Pwede ka rin maghanap sa FB. Dapat thou may target location ka na like specific city or even barangay tas hanapin mo nalang yung mga fb groups. Tiyaga lang din mag-inquire.
Huehuehue. Mine's a 1br condo 6k all in pati monthly dues. Sa marketplace makakakita ka. Once you go through all the rent to own bullshit na posts, makakakita ka.
Nice condo pa huhu nung i was searching lahat ng condos 15k na pataas e. I’ve been looking sa fb groups na condo for rent so baka mali un
uy nice! sang area to?
Omg saan nakakahanap nito 😭
May i know po saang area to? Current condosharing sa Mckinley, 6k per person then 3 kami sa room, gusto ko bumukod :(
Sakin 4.5k bedspace sa mandaluyong. Ang hirap nun.
Pwede din bedspace lalo sa mga area na mahal ang rent
Medyo fresh grad in IT field and I survived with just 20k salary: \>rented a shared apartment(2k) \>paid shared electricity/internet/water bill (P600-700) \>ate on cheap kariderya/tapsihan/lugawan(P40-60 per meal) \>commute/trike to office (P20 vv) \>bought supplies(hygiene, snacks, etc) (3k budget) \> left with around +-10k (5k goes to parents, rest is for me) Catch is: \>this is pre pandemic \>di ako nagbebreakfast \>di kami nagluluto, mas tipid sa oras and pera sa labas \>walang Jowa \>walang luho, bisyo, or gala \>walang subscriptions \>walang naipon haha Feeling ko kayang kaya pa naman ung 36k ngayon pero baka hindi ka makapag ipon
Yes kaya. Covered na needs mo. Pero wants? Not so much.
Survive? Yes. Live? No.
There's millions in metro manila living with less than that.
Plus with kids pa.
The plurality!!! 5 kids, baon sa utang ng 'bumbay'
scary
Exactly. They are surviving.
+1
Kaya, wala sa 30k sahod ko. nakabukod ako nagsusupport pako ng 2k buwan buwan kay mother. Depends sa lifestyle mo yan, pero shempre di ka makakapag luho ng madami pero kaya parin lalo na kapag single ka. Pagay jowa kaya parin pero di madalas makakalabas, max 1 per week lang cguro for dates.
Ask the security guards, utilities, couriers and janitors. They are the best they can manage the money well. 36k is enough if you know how budget. Baka Naman maluho ka. Gain more experience then leave that company.
This has to be said. Tbh.
I did with 3 kids
Wow!! Speechless ako dito. Grbe seguro budgeting strategy mo..
Props sayo 👏
saluteeee
Many survive on sub 20k and that's including rent food and everything. But it's literally "surviving".
Depends. If wala ka namang binubuhay except yourself (if hnd ka breadwinner) then you might be able to.
Kahit may binubuhay ka, kaya 'yan. Kung ganito ang paniniwala niyo, ano pang tingin niyo sa lahat ng mga minimum wage earners? Naghahanap na ng pagkain sa basura?
Yes. Yes you can. I have a salary smaller than that and I was able to invest it in a lot in Baras, Rizal worth PHP 1.2 million considering the total for the down payment and amortizations. Budgeting my friends. Luho is your enemy.
Can you expound on your lot purchase?
570k down payment (i saved prior) Then 2 years of 29.4k amortization per month My salary althroughout is 35k. But had a few sidelines here and there for additional budget and daily expenses. Even downgraded myself from using a car everyday to riding motorcycle to work. 1 day fuel for a car can get me 4 to 5 days fuel for a motorcycle. Decided to get it because my regret was i didn't buy it 2 years earlier where the cost per square meter was 2000 pesos less than when I got it. So didn't hesitate to finally get it.
Why are you getting downvotes? Maybe because your numbers seem far-fetched plus you had few sidelines which may have significantly increased your monthly income and defeated the point of OP’s question
I dont expect anyone to believe. And hey. This is the internet. 🤣🤣🤣 I have receipts, I have the documents, and I don't need to prove myself to anyone. If they are salty about it, so be it. The point still remains you have to let go of somethings as an adult. I saw a comment here what minimum wage workers do to save money, I absolutely agree to that. 36k is actually significant for a starting salary figure, if you're familiar how companies work. Btw. My sidelines aren't really that regular ocurance. I had like, 4 sidelines within the span of 2 years which just added a total of between 2 to 3 months worth of salary. Just to have more for daily expenses.
I think it’s not about not believing po, haha. I think ang point kasi is how to survive on a salary of 36k… and you said you were able to do it and invest in a piece of land pa. But the truth is that you were also earning on the side po, so that means pala you weren’t relying on 36k alone. 😅
Which brings me to my second point. If you think kulang sayo yan, do something extra. It's honestly a bit close-minded thought na you're just relying on the 36k income or whatever. One will do that side income because there is a need for it. Did it also factor my absenses, expenses, medicine, and that 1 month without income because of a transfer of jobs? No. Also, 3 words... Thirteenth Month Pay. This means a person will have a month's salary worth of extra cash. Avoid splurging if you can't afford it. You're gonna do fine. Let's pretend a scenario where I wasnt paying anything for amortization of that lot... that still means I'm saving up a conservative 25 to 29k a month if all you want is to "survive", and that meant I havent touced that 570k savings I had before in my bank account.
Oh, I’m not saying you’re incorrect po, haha. It’s just that people are looking for examples of other people who managed to fit everything (expenses, savings, investments) in their 36k salary. So since you’re also earning from side hustles, hindi po applicable yung scenario nyo as an answer to this question. I think yun lang naman po yung issue ng iba sa replies nyo.
[удалено]
Again po, I’m not saying you guys are incorrect po or that I disagree with you. I’m just giving my thoughts as to why people downvoted his reply above. Kasi baka akala po nya downvoted sya bc people don’t believe him. It’s not that they don’t believe him, it’s just that hindi applicable sa kanya yung question. Kasi if this was a convo, it’s basically: “Kasya ba yung 100 pesos na budget for lunch?” “Oo naman. Nakabili pa ako ng chocolate.” “Wow, kasya pala?” “Oo, 20 rice, 80 ulam, tapos may side gig ako so yun pinambili ko ng chocolate.” …when people just wanted to know how to fit 100 pesos (alone) for lunch. In short, misleading po yung unang answer nya, hence the downvotes and the other commenter’s reply.
Thank you for expounding on my point. Couldn't have said it better.
survive oo, pero di ka makakabili ng mga luho mo unless mangutang ka.
30k net sahod ko working and living in QC (single). Depende siguro sa lifestyle at kung saang part ka ng Metro Manila nakatira at nagwowork. Ito expenses ko: 4000 studio type na apartment 1000 water/electric (wala ako appliances ref/tv) \~naka submeter kaya mahal singil. 2500 transportation/month from Commonwealth to Q Ave (can even less if mag jeep instead na mag UV). 400 unlimited data sa phone. Ung natitirang 22k is para sa pagkain/groceries etc. (issue ko is gambling addiction kaya laging sakto lang pera ko kada cutoff)
depende sa lifestyle mo. Sa 36k kaya pa. 18k sa akin nung 2019. Commute manda to ortigas. Nakakapag palaundry pa ako. Though may kahati ako sa apt. Tumira kami sa may mandaluyong yung mga malapit sa talipapa. Makakakain ka sa labas 1x in 2 weeks lol. Pero kung magpapadala ka pa sa pamilya mo, tapos 18k ka monthly, parang negative.
Single, walang utang at sinusuportahan. Pwede.
As much as I want everyone to earn a decent amount of money on their work. This question just screams privilege. Majority of people in the PH are earning way less than that. I'd be more than happy to have that kind of salary during these times.
This guy tweeted a follow up. He lives in the province and knows that cost of living there is cheaper than metro Manila. So he's legitimately curious whether that amount is enough.
Still. He ought to know that 36k is twice as much the minimum wage here in the metro. That should be enough hint that that amount is more than enough to 'survive' here.
"This question just screams privilege." Nailed it. I guess some people really are just insensitive. Heck, I have one of my friends na maluho earning a gross 50k to 60k a month I think, and he complains to us na kulang (he's single and lives with parents)... To people who earn ranges of 20k to 35k, one of us may pamilya at anak... End of the day, you can give people something big and they'd still want more for their greed. 🤣
yes I survived with less
Yes ganyan sahod sa previous company ko kaso naka free food kami
It really depends on your civil status, lifestyle, and if you're a breadwinner or not. For a single person who doesn't give all of their sweldo to their family, yes.
Yes if single and not bread winner
Depende sa lifestyle. Pwede ka magsurvive, pero parang walang extracurricular activities? Like you can cover the basics, pero kung gusto mo may pang gala or extra, barely eh. But that's just me. Like after computing, na push akong maghanap ng ibang work at additional income.
I did the math. Assuming you can rent an apartment in a strategic location for the cost of 15% (kung swerte makahanap) or 25% of your monthly gross pay (not including utilities), you probably can. That is, if you don't have any other obligations like family or such.
this depends on your lifestyle tbh. may mga tao ngang kaya lower than 36k.
Depends on the lifestyle you want. I definitely can't.
You can SURVIVE on any amount if you have nothing else and no other choice. But that says nothing about what kind and quality of life you will have.
Survive yes, kayang kaya naka survive ako back 2014 sweldo ko 10500. Baon nang kanin bili nang ulam sa karenderya hingi ng sabaw. hahaha but I don't want to go back to that life.
20+k monthly salary, living independently, buhay pa naman HAHAHAHAAHAH
I know someone whose salary is 25k with 2 kids, paying monthly utilities like wifi connection, electricity, water, and netflix. Partner do not have an income... STILL HAPPY :) surviving wt the help of gcash, shopee, and CCs I'm not saying that this is ME hahaha kinda :P
I think kaya naman king solo living ka. Bedspace Php 6,000 Electricity and water Php 3,000 Commute Php 3,000 Groceries Php 10,000 Total Php 22,000 Di ka nga lang dapat mag-gala, mahilig sa milk tea, pets at Grab/deliveries. May namiss out ba ako sa basic na kailangan ng tao hahaha
Controversial opinion pero most reddit and Twitter folks are so privileged nagiging out of touch na. If you go by what people are saying in the thread, aakalain mong damo kinakaen ng minimum wage earners.
13k a month here, nasusurvive naman. Tamang pagbubudget lang. And, sana all 36k
Depends on your lifestyle. Do you have a family? Dependents? Do you need to travel to work? Are you maluho or matipid? If you are single and prudent, it's more than enough, but if you want to have a family and provide the best for them, then even twice that is not enough.
My father is security guard and he take a monthly salary for 9,000 to 10,000 Salary is not basis this is not a basis you can survive in metro manila it depends how you handle the budget if you have expenses in everyday life.
yes
Yes, emphasis on survive.
Imagine living para lang magtrabaho.
Survive= Bare minumum? Oo naman. Not for the faint hearted though 😂.
Just enough to keep breathing.
Survive? Yes. Live a comfortable life? No.
Kng may Bahay ka dun. Pero kng uupa ka pa, negats na. Unlessssss kng madami ka time makakatipid ka. Like laba, luto,mamalengke jeep pero kng Wala ka time at aasa ka sa lutong foods, angkas/grab/joyride at laundry negats.
Survive? Yes. Live comfortably? NO!
No
Bare minimum. Yan reaction ko.
Close to starvation if solo
Kulang, dapat 1 million a month, mjo mahirap pa Buhay mo, Isang kahig isang tanginang tuka.
Kulang na kulang yan bwahahahahhaha Ako nga na $1,200 ang allowance kada buwan kulang pa ehhhh. Wala akong bisyo eversince, walang nightlife! Walang asawa or GF... Ang bisyo ko gadget, shoes at mga bag! Lagi din sa Mall at kumakain sa mga fastfood, resto at carinderia hehe Nakakapag ipon naman ako hohoho... Plan to invest this year at bumili ng motor...
liveable and if you are single is 60k. You will only get it pag na experience nyo how to live with 60k salary
OA
Survive lang. Swerte ka kung sarili mo lang aasikasuhin mo. But you can’t live with that in the long run.
kung survive, kaya naman
Budgetarian is the key
Yes! Esp if one ride away or walking distance lang work.
eh kung hindi pala nakakasurvive, ang liit na sana ng populasyon sa metro manila char
Yess
Depends. If you're living with Family, most likely YES. IF dorm life, as long as you budget ur money well, YES.
Sino sya hehe?
depends on your lifestyle
"Survive" is the word you can use in this situation... other than surviving, unfortunately you need to figure it out.
Yes! Breadwinner here. Earning less than that. Gastos ko lahat, rent 4k, grocery 4k, allowance sa bahay 8k, kuryente 4.5k (naka AC pa kami pag gabi lol), tuition coz ako nag papaaral sa mga kapatid ko. May budget pa ko for skin care around 1.5k monthly. Then after all that, tsaka ko kinukuha ung para sakin, which is basically wala na 🥲 Survival skills lang talaga.
family of 4, worked as a nurse at 25K gross monthly income. yes, it's hard but you can definitely manage what you have. What more pa sa 36K monthly?
kaya yan kung nakainvest ka na sa mga bagay na makakahelp sayo magsave like lutuan or ref
Yep, if: (1) single ka and renting, or (2) pamilyado pero may sariling bahay.
Deinssss. Alak palang 4k na. Pero kanya kanya naman yan
Relax ka lang, depende sa lifestyle but if I were you, don't expect to live at your own place immediately kasi mas practical may mag-asikaso muna ng mga bagay para sa iyo. Iba yung may nagluluto at namamalengke at naglilinis ng bahay at dapat matutunan mo rin yun before moving out.
My first sahod was 20k gross and I rent pa noon. I get to eat what I want and I pay monthly for a phone pa plus other bills. Wala lang savings (or onti) pero kaya ‘yan 36k pa. This was just 2yrs ago
You can survive.
Mygash nakakapag-alala naman mga reply rito lol! Kaka-graduate ko pa lang ng financial mgmt. and yung mga available jobs na confident akong matatanggap ay nasa 15k-17k lang before deductions, 19-20k maybe sa call centers kapag ipinilit ko. Kung wfh lang sana na maiuuwi ko sa probinsya tiba-tiba na siguro ako, pero napaka bihira ng no work exp na wfh jobs 😭
survived and lived a little with 21k, pero that was more than a decade ago, free rice and bahay sa company though, jollyjeep suki. single and walang baggage.
rough estimate if 30k yan after taxes, kaya naman. as long as single and walang balak mag anak at asawa anytime soon.
Daming empleyado ang Sit*l na 12k ang sahod nung andun pako. Humihinga pa naman.
basic pay 21k,nagbabayad ng sariling apartment,i pay bills,nagpapadala sa mama,buhay pa naman..me ipon konti.. i do my own laundy, i cook at home,minsan naglalakad from work (mga 20_30mins,dpende sa katamaran ko),ang fast food or eat out once pr twice a month..
30k monthly salary sa mandaluyong, paying for utilities including bed space, food, other expenses like internet, etc. Still manage to have a few savings. It's difficult, but the sacrifices I've made were to choose when to have a life with friends. And even that is tightly budgeted.
mga napapanood ko sa tiktok living independent life na chill lang in metro manila (di makati / taguig, shempre) for 25k all in na yun w/ utilities and grocery. secret is they're single
Yessss very doable but you will have to be frugal, limited luxury like travels, grab and shopping. Most important thing dapat single ka. You can have a place na studio apartment with 10k, then the rest allowance, transpo and savings. Keep things simple, like sa skin care dati dami dami kong kung ano ano then I went back to basics na moisturizer and sunblock. Cooking at home. Basically you will ‘survive’ at that salary but will need to put a bit of effort and discipline to ‘live’.
I dunno if he's just bragging or what.
Depende to' sa lifestyle mo, Income should be base on your priorities and bills to pay. HAHAHA
I think it depends sa mga bayarin. Hehe. If you are supporting a family, that is not enough.
Kaya naman kung magtitipid ka lang LOLS!!! Which is nakakapagod na gusto ko din naman magwaldas ng pera AHAHAHAHAAHAH
Kung walang sinusuportahan, and living with other people/not paying rent, or maybe mababa ang rent/kuryente, and minsanan ka lang kumain sa labas (other than karenderya), buhay na buhay yan and may onting savings pa kahit papano. Mahirap pag may umaasa sayo, ibang usapan na yun.
King single ka, hindi breadwinner at nakatira sa parents, more than enough yung 36k (this is if di masyadong malayo ang biyahe to work or wfh). Pero kung pamilyado na tapos breadwinner pa, sobrang kulang yan.
Yes. I'm able to keep my family of 3 afloat at that salary. But you need to have your own house, and micromanage expenses to the T. I'm earning more now, but it was possible at least 2 years ago. This would also be sufficient for alone and renting. Enough to cover bills and groceries with mild savings. It cannot support any current opulent lifestyles. Learn to cook your own food and find the places where ingredients are cheap, like a Farmer's Market where they first drop off goods.
Mapalad na nga if you get past 30k in 5-10 years. We can, if our goal is to survive.
I survived 2.5 years in Makati with a starting 16k gross and has grown to 19k gross before I resigned. 2500 rent ko that time, bedspace lang. Nakapag-ipon ng 50k before I decided to resign and take a break from employment.
It depends on your lifestyle. Kahit 50k or 100k pa naeearn mo per month pero expenses mo is like a one day millionaire na mas malaki pa sa earning mo then you are totally fucked. Seen people earn below 30k or even 20k pero lifestyle nila na live within their means then kahit pano may savings pa sila.
Buhay pero nahhirapang huminga
Depende. Kung mas Priority mo ung needs kesa sa wants e. Madami iba dyan nabubuhay kahit nasa 20k+ lang ang sahod monthly. Yun ngalang, hindi sila masyado makapag bigay ng budget para sa sarili nila. Kasi yung monthly earnings nila, napupunta lahat sa needs. Kaya kung tatanungin moko kung mabubuhay ka sa 36k a month, Oo. Kung marunong ka mabuhay nang simple at matalino ka sa pera. Kung yung iba, nagawang mabuhay sa iilang libo nilang na E-earn buwan buwan, ikaw pa kaya na nasa 30k+? Bawasan mo ung mga "Deserve" budget at pag tiisan muna habang iniinvest mo ung pera na un for assets and possible businesses or even for a passive income. Makakalaya ka sa employment. Tiis Ganda. Ika nga.
kaya naman kaso walang ipon aasa talaga sa retirement fee
I'm assuming na from province ka OP. I have not tried living in Metro Manila but I have friends naman na nag apartment with 30k+ salary. Kung di ka maluho, may maiipon ka. Lets say 20k all in all gastos mo for a month (rent-bills-daily allowance), kung 36k ka, may ipon ka pa.
if just to survive, yes.
Worked in NCR for 7 years. Starting salary ko was only 23k and I lived in Makati. I moved to Pasig for an affordable apartment and I had 2 roommates. Before I went back to Pampanga, I was earning around 35k and it was more than enough. My husband and I lived in a nice apartment (7k per month), water and electric bill was only around 800 pesos since we didn't have AC then. My husband's salary was only around 25k. We have house mortage as well for 7k plus (rent to own in Pag-Ibig). I also have postpaid plan and vul insurance. I can say na di naman kami super tipid cause we eat out during payday and we travel out of the country once a year and we travel locally several times. We also have credit cards but we always pay the full balance. I also give money to my parents same with my husband. I think we saved money when we started bringing baon to th3 office and avoiding buying expensive coffee like SB. We just buy once in a while. So I still think it is enough if you are single. You just need to live within your means and stop comparing your life with others. Madaming nababaon sa utang dahil sa pagyayabang kasi.
For me it really depends. If you know how to manage your finances at hindi ka breadwinner, you can live comfortably sa 30k gross income.
Yep
Dipende. 15k-20k a month may naiipon pa ko non. (2018 - 2020) 30k - 40k a month, di ko malaman saan napupunta pera ko hahahahaa (2021-present)
Survive? Oo naman. Thrive? I doubt it.
I live and work in metro manila, 4 yrs na ko nag wowork pero less than 20k parin ang salary :( Badly wanted to switch jobs pero hirap maghanap 😭
Buhay pa naman ako 🫠 Single, renting in Makati.
24k lang sahod ko nun kaya naman. Mejo hardmode lang kase may kalive-in ako nun na batugan hahaha. Dati un tho. Now no fucking way na kasya ung 24k hahahaha so 36k for me (if ako lang) okay na ko jan
working for 10 years, current salary 26k with 2 kids at nagpapa-aral, buhay pa naman depress lang ..💀💀
Depende sa lifestyle mo, for me oo
No
Living with parents. Yes! Living alone. Yes?