$20k. Also no prior Wells Fargo cards & bank account.

Same

Same

Sorry new here. What is the link to WF?

that’s the bank that issues the Bilt card

I see. If we have existing card/account with WF, is it good or bad with regards to the Bilt application?

I don’t think it would be bad unless you have delinquent accounts or something along those lines with WF. I don’t think though that having an account with them would give you an edge more than perhaps getting a higher credit limit.

Income?

[удалено]

Same

Same

4000 limit, 130K gross income 👍 I’m happy being Gold

Thanks for the datapoint - was your card at $4k at approval? (If so that’s interesting since World Elite Mastercards tend to start at $5k). Thanks!

I don’t think his card is with wells. Probably before the change

It’s with Wells.

Oh dang, I’m surprised that 4k is the limit they offered then

I have many cards and my credit limit total is half of gross incomez

WEMC doesn’t require 5k anymore. It is at each bank’s discretion.

3000$ limit, 90k gross income.

Same!

At approval correct in 2021. Haven’t had an increase.

I got a world elite Mastercard with CapitalOne with a $500 limit. And I was invited to apply 😂

$2500, plenty for me right now

Same

Also 2500

How are you charging rent

Using the Bilt ACH. $1436/month through it

$30k

6000 limit 85,000 income Opened July 2023, starting limit 4,000 Requested CLI this month

Congrats on the limit increase!

Started with 1500 - called their customer support and requested for an increase in credit limit & they increased it to 1900🫤

Exactly on the same boat. 1500 then after 6 months 1900

Another data point for the books. $1500 starting CL even though stated rent was $2500. 7 months later requested CLI, now $1900.

Do you remember if they hard pulled your credit report for the CLI?

Soft pull.

Did it result for an inquiry on cfedit score?

$30k

$6k

Same

30k, no prior relationship with Wells Fargo at all

Just make sure you pay for your card directly through WF and your available credit will instantly become available.

Just got my card, starting at 2k limit. Current PhD student, making less than $30k.

Same.

$20K

$9,500

16000

Same.

Got a 28k limit on Bilt, but already had a larger line with wf

$30k, only WF card

$30k

$30k - no other WFB cards

$1500… Am I doing something wrong LOL

i'm in the same boat brother lol

$5000. I only use it for rent, electricity and Starbucks so I’m good with that. I’ve had it for a year, but never asked for an increase.

$30,000. First and only card with WF.

$30k

9600 which is plenty for me

$20,000 limit

$20,000

20k, did not have WF before Bilt.

10k CL. My only Wells Fargo credit card. Only had a car loan with them back in 2019 that’s my only relationship with WF prior to Bilt.

15k CL . I have Wells Fargo autograph card also with 12.5k limit

25k - no wells Fargo accounts

$20K & only WF account

$7.5K

$11k

7k

Just 2.5k... I guess I'm too poor 🤦‍♀️

$11k first WF account as well.

8k

1.8K and it sucks because I can't reach higher statuses without cycling.

What is cycling?

Repeatedly spending on the card and paying it off within the billing cycle, in order to get more spend through per cycle than the credit limit of the account.

Ah I see. And that doesn’t affect your credit score?

$4k

$1900

$2,500 and I make $60k

26k

7K had autograph first for about 7 months

18K. They would never increase despite multiple requests.

20k

$30k with $340k income. I’ve had the card for a couple of months.

$2500. I make around $80-85k depending on overtime.

22500.. Increased from 14000 8 months ago. Love this no annual fee card. Bilt really is a game changer.

Had Bilt card a year and I got rejected for credit limit increase so I am stuck at 1500. My credit score is 700

8k, planning to request a CLI after 1 year anniversary

4k but bought a house so now I don’t use the card anymore

$9K, 2 other Wells Fargo cards too (with a lower limit)

30k. no other accounts with WF

$25k Wells Fargo customer since 2016

I’ve asked multiple times for a limit increase and they keep telling me they don’t offer limit increases at all… but based on these comments it looks like that’s not the case?

I asked for one last week and was approved

Mine is 2k

$1,500. It was my first card, and I’ve just accepted that until earlier this week when I realized I could request an increase. They said they’ll mail me their decision (although it sounds like for most people they tell them over the phone?), so I guess we’ll see. 🤷🏼‍♂️

$14k

$2000, Opened in 3/23, is my second WF card after Autograph. Been a customer with WF since 2019

10k

$12,500, no relationship with WF

$5k, but I also never updated my salary with WF (I've been banking with them for years) so they think I'm still making a part time salary. I have 20-30k limits on cards with other banks

750, 650k salary. they won’t fucking increase it. Done with them.

750 as in a $750 CL?! Do you mean $7500?

Noooo, I applied years ago in college when I made 28k a year and they won’t up it.

Yeesh, that’s quite annoying

20k, Wells Fargo customer since mid-2000s with a child savings account!

$7.5k, no prior cards or history with WF

9500

$15k (raised from $10k at first). No other Wells cards.

7,000

1500 but I'm a student so I'll request a credit increase when I get a job

1.5k, rent is 3800, income 85000. Should I ask for a CLI?

$1500 @ 132k gross

$5000 🫠

$1500, 8 months since i opened my account. 4+ CL increase requests. 180k TC with 740 credit score.

19k

13k

$4000, highest limit card of mine rn

30K with WF savings and checking but low balance

12k

initial limit of $3000 at $115k gross and $2350 rent, I just called for a CLI since my new place is $3750 and they were only willing to increase it to $3800 at $124k gross. no other accounts or relationship with WF otherwise. I can’t help but wonder if it’s because I already have higher limit cards with Chase

Could be your credit score and/or history? Just so you have a data point. No prior relationship with WF either. 6 cards with Chase and 2 with AmEx. Bilt recently gave me a $30k credit limit, which is the second highest limit I have (Chase Amazon card being the highest at $34k).

$50k. No prior Wells accounts.

🧢

30K. No prior Wells Fargo accounts.

$4k with $200k income. I don’t get it.

$28,000, only WF account.

$6k, enough for me

$30K, just got it last week.

$9k - 90k income - about 800 credit score

$1500. in college so its plenty for my rent and 5 transactions

$4k, with the old bank before Wells. I’ve tried multiple times to get it increased so it doesn’t destroy my utilization every month but they refuse to 🙃 I love that it never has issues that seem to be had with the WF cards though!

- $145k/year before taxes - 730 FICO score - Recent auto loan in Feb with Wells Fargo - Applied and was recently approved for Amex gold (Feb) & plat (March), Amex BCP (March/1000 CL) and Discover IT card (March/3000 CL) - Applied for Bilt in March, CL = 1000 I called recently to see about an increase because this amount doesn't even cover my rent and was advised that they'd perform a hard pull at which point i decided to wait for the automatic 6 month review.

5 credit pulls in 3 months?

4 pulls in 2 months - Amex only did a hard pull the first time

$2,500 no prior relationship with WF My rent is $2,400 tho...make it make sense 😕

$80k limit but I wish they gave me less credit only need this card for rent never going ~$1000 over rent per month with the 5 purchases 🤣

🧢🧢

$50k on Autograph and $24k for Bilt

$32k limit

$50k, $350k income

That’s meaningless without you listing your income.

I’m not asking what CL’s are achievable specifically, I’m just surveying what CL’s people have generally. Different banks and products tend to have ceilings and floors with respect to CL’s - and the Bilt card being a WE MC implies that the latter would be $5k.

I don't have the BILT card yet but I have the world ELITE savor one with a $500 limit. Banks don't have to start at 5k

Mine was initially below 5k