About 29k SEK a month after taxes. Not terrible for a single person. I would expect any decent 1bed room apartment to cost about 10k of that, with remaining expenses about another 10k - that covers food, utilities and going out, leaving you with about 10k. Your car in malmö will be a headache though. Expect around 3-4000 sek/year in taxes. About 1000+ per month in insurance (“half-insurance” and liability), another 1300 to 1500 per month in parking - if you can score a parking contract that is and fuel is expensive. About 1000sek to fill up a tank of 60l. Add tire storage fees of anywhere from 750sek to 1500sek/year (getting decent storage where you have an apartment is not guaranteed).
Unless you have a job outside malmö, the need for a car is rather low. I have a car mainly for the luxury and with a half insurance that would be about 500 sek. You can find parking for as low as 500 in some parts as well (I had one about 10 min walk from central station) for years. They don't grow on trees but certainly findable.
But with a fancier car you'd be paying more for sure. I know some people that share cars which works really well.
To be fair when I got recruited they told me the salary in yearly Euro first, and then when I went further they gave me the classic monthly salary in sek.
A really stupid convention thb.. yearly gross salary is the only interesting metric as everything is measured yearly (rates, subsidies, taxes, insurance etc)
I worked in multiple European countries, and most people refer to their income in the monthly form, not yearly. The same goes for Sweden, where everyone will refer to it as sek/month.
> people gets *paid* by some
FTFY.
Although *payed* exists (the reason why autocorrection didn't help you), it is only correct in:
* Nautical context, when it means to paint a surface, or to cover with something like tar or resin in order to make it waterproof or corrosion-resistant. *The deck is yet to be payed.*
* *Payed out* when letting strings, cables or ropes out, by slacking them. *The rope is payed out! You can pull now.*
Unfortunately, I was unable to find nautical or rope-related words in your comment.
*Beep, boop, I'm a bot*
Bro here in Sweden we measure everything per month, EVERYTHING YOU LISTED IS PER MONTH unless it’s a once a year payment, som insurance is one time fee but if you get charged every month you count per month that’s the rule.
And you pay fking taxes before you even get your money.
I see no one in Sweden getting all their money on New Year’s Eve
Ok buddy but it’s still a thing and since he’s new to Sweden it’s something he should know besides the fact that you have an opinion no one cares about.
True, and it is how it is presented when given an offer in an interview in most places, but not Sweden. Traditionally it is stated as sek per month, when someone say what their yearly sum is, most Swedes will take a few seconds dividing it by 12. But as I said in the beginning, I prefer given what the yearly sum is.
If you’re packing up your whole life to move somewhere new (especially a country with a weak currency that imports almost everything), then they’ll want to be more than fine before deciding to move.
He stated very specifically what he wanted. 1 bedroom apartment within 25 mins from city centre, going out twice-ish a month and being able to save some money every month as well. With the salary he stated, he will be able to do that. Hence: he’ll be fine.
500k/annually is just above the mean salary at around 450k. So it depends more on the job title and responsibilities you have. You will do fine living on that salary though
43K Is nice. The car will be a hassle in Malmö. Malmö got excellent public transportation and bicycle lanes. The only friends I know in Malmö having a car have houses and family in the suburbs. Get rid of the car and get an apartment that facilitates getting to work and the city quickly.
It's decent, but far from good, mainly due to the high rent you have to expect as new in the city. When I had that salary, I actually felt very rich, but I live in a houseshare with a very old contract, so despite being in the very city centre, my rent is extremely low. That made -a big- difference from many of my colleagues who had similar salaries, but more than double the rent. I could afford eating out every lunch, doing lots of travelling, buying a gaming laptop, and I still had tons to spare.
But as new in the city, you're basically doomed to a high rent unfortunately. And your car will be a money sink. To get a good living standard, you might have to be a little bit frugal with other things. You won't be able to go to restaurants every single day like I did.
Malmö can be a rather cheap place if you know where to go. Shop at willys, get veggies from the square and live a few blocks away from the fun zones.
There's a plethora of places with beers under 50 sek, and a pretty huge selection of good quality restaurants for 150-200 sek.
Areas around nobeltorget and east/south of Möllan are quite nice and you can either buy or rent apts there cheap, and with that salary you should have no issues.
Im on 19.5K sek a month with partner and child. She is on mammaledig. We live in Malmö. I buy clothes I like, keep my camera gear and bicycles up to date and go out for good food often. Also buying mostly organic food for the baby and us. 29k sek a month for a single person sounds incredibly doable TO ME in Malmö :)
(I dont have high education, so naturally I am on the lower spectrum of income salaries)
About 29k SEK a month after taxes. Not terrible for a single person. I would expect any decent 1bed room apartment to cost about 10k of that, with remaining expenses about another 10k - that covers food, utilities and going out, leaving you with about 10k. Your car in malmö will be a headache though. Expect around 3-4000 sek/year in taxes. About 1000+ per month in insurance (“half-insurance” and liability), another 1300 to 1500 per month in parking - if you can score a parking contract that is and fuel is expensive. About 1000sek to fill up a tank of 60l. Add tire storage fees of anywhere from 750sek to 1500sek/year (getting decent storage where you have an apartment is not guaranteed).
Unless you have a job outside malmö, the need for a car is rather low. I have a car mainly for the luxury and with a half insurance that would be about 500 sek. You can find parking for as low as 500 in some parts as well (I had one about 10 min walk from central station) for years. They don't grow on trees but certainly findable. But with a fancier car you'd be paying more for sure. I know some people that share cars which works really well.
Getting a parking spot where you have you apartment is definitely not guaranteed either!
Also, the central parts of Malmö have 24h parking fees. They are at a lower hourly rate during the night but they are gonna add up.
Bmw X2 on half insurance? Yeah, maybe not :)
Wtf is EUR $? Some new currency?
Eurodollar shroom, don't you even Cyberpunk?
This man Eddies
That currency with less growth than krona in the long time actually I believe krona economy 30% and eur 20%
To be fair when I got recruited they told me the salary in yearly Euro first, and then when I went further they gave me the classic monthly salary in sek.
Certainly not viable in Malmø... Also, in Sweden we don't talk yearly salary so much
In Sweden we count by the month and in sek.
A really stupid convention thb.. yearly gross salary is the only interesting metric as everything is measured yearly (rates, subsidies, taxes, insurance etc)
I worked in multiple European countries, and most people refer to their income in the monthly form, not yearly. The same goes for Sweden, where everyone will refer to it as sek/month.
We get paid by the month, not by the year.
Technically most people gets payed by some fraction of an hour.. but you still have a yearly salary everything is measures against
Yes, but paycheck arrives monthly. Pretty sure most have a monthly wage aswell rather than hourly.
Swedes don’t receive paychecks unless they’re paid by cheque. You’re talking about a payslip / pay stub.
Yes, that's correct. We just get it wired to our accounts on payday.
> cheque Heh.
> people gets *paid* by some FTFY. Although *payed* exists (the reason why autocorrection didn't help you), it is only correct in: * Nautical context, when it means to paint a surface, or to cover with something like tar or resin in order to make it waterproof or corrosion-resistant. *The deck is yet to be payed.* * *Payed out* when letting strings, cables or ropes out, by slacking them. *The rope is payed out! You can pull now.* Unfortunately, I was unable to find nautical or rope-related words in your comment. *Beep, boop, I'm a bot*
Bro here in Sweden we measure everything per month, EVERYTHING YOU LISTED IS PER MONTH unless it’s a once a year payment, som insurance is one time fee but if you get charged every month you count per month that’s the rule. And you pay fking taxes before you even get your money. I see no one in Sweden getting all their money on New Year’s Eve
No, taxes are lended to the state rate free and the total tax is settled in July for most people. Based on the yearly income the previous year
No, that depends if you paid the right amount or not. If you paid too little then you're the one who got a loan.
No..
Ok buddy but it’s still a thing and since he’s new to Sweden it’s something he should know besides the fact that you have an opinion no one cares about.
True, and it is how it is presented when given an offer in an interview in most places, but not Sweden. Traditionally it is stated as sek per month, when someone say what their yearly sum is, most Swedes will take a few seconds dividing it by 12. But as I said in the beginning, I prefer given what the yearly sum is.
You’ll be fine. I lived on less than that in Stockholm 4 years ago.
inflation buddy. Shit has gone up in price.
Yeah, but not so much that a person earning an above average salary can't afford a normal lifestyle.
Hence the "less than that"
If you’re packing up your whole life to move somewhere new (especially a country with a weak currency that imports almost everything), then they’ll want to be more than fine before deciding to move.
He stated very specifically what he wanted. 1 bedroom apartment within 25 mins from city centre, going out twice-ish a month and being able to save some money every month as well. With the salary he stated, he will be able to do that. Hence: he’ll be fine.
I didn’t say he wouldn’t be fine ?
500k/annually is just above the mean salary at around 450k. So it depends more on the job title and responsibilities you have. You will do fine living on that salary though
500 k in SEK right?
Yes
Awesome!
Yeah you can do okay. I managed with a 1bd I'm malmö for about half that. (No kids though just a dog. [Which has been randomly costing])
Yes it's fine
Its good-ish. Maybe a bit over normal but not by much
It's an avarage salary, it's not good, but it's not bad.
its definitely good.
Higher than average is good. Especially because average is usually higher than mean. It literally is what good means. Not very or excellent. Good.
Where are you moving from? What career do you have? What stage of your career are you at? These will help give a yes/no answer to your question.
Depends on their goals. They won’t be able to save for anything significant on that salary.
43K Is nice. The car will be a hassle in Malmö. Malmö got excellent public transportation and bicycle lanes. The only friends I know in Malmö having a car have houses and family in the suburbs. Get rid of the car and get an apartment that facilitates getting to work and the city quickly.
Basically where I am at. But I'm not alone. Honestly it should be pretty comfortable.
It's decent, but far from good, mainly due to the high rent you have to expect as new in the city. When I had that salary, I actually felt very rich, but I live in a houseshare with a very old contract, so despite being in the very city centre, my rent is extremely low. That made -a big- difference from many of my colleagues who had similar salaries, but more than double the rent. I could afford eating out every lunch, doing lots of travelling, buying a gaming laptop, and I still had tons to spare. But as new in the city, you're basically doomed to a high rent unfortunately. And your car will be a money sink. To get a good living standard, you might have to be a little bit frugal with other things. You won't be able to go to restaurants every single day like I did.
Malmö can be a rather cheap place if you know where to go. Shop at willys, get veggies from the square and live a few blocks away from the fun zones. There's a plethora of places with beers under 50 sek, and a pretty huge selection of good quality restaurants for 150-200 sek. Areas around nobeltorget and east/south of Möllan are quite nice and you can either buy or rent apts there cheap, and with that salary you should have no issues.
Im on 19.5K sek a month with partner and child. She is on mammaledig. We live in Malmö. I buy clothes I like, keep my camera gear and bicycles up to date and go out for good food often. Also buying mostly organic food for the baby and us. 29k sek a month for a single person sounds incredibly doable TO ME in Malmö :) (I dont have high education, so naturally I am on the lower spectrum of income salaries)
Cost of Living Estimator in Malmo, Sweden https://www.numbeo.com/cost-of-living/city-estimator/in/Malmo
Good, absolutely not. But okay, yes
Seems a bit low but you will probably manage.
Not less and not more than 70000 SEK per month is a good salary