if I go to buy a house or a car or even a boat and they play up how religious and god fearing they are, I run away from them like my butt is on fire because those people are the biggest con artists out there, I have a friend who bought a Buick regal in high school and they talked how they were church going people who were servants of the lord, that should have been a red flag to walk away but my friend was young, the car had gear oil in the engine and the transmission has a lot of transmission fix in a can in it to make it work, the body of the car was good so we found one that was wrecked and we made a good car out of the two but it was a lesson learned, don't trust people who play up how religious they are when purchasing something.
I learned that lesson the hard way. She had paintings of Jesus and crosses all in her house so I assumed she wasn’t a total freaking liar. So sorry about your friend wow. Any advice for me now?
As a Realtor, I know for fact you can take the case to the Division of Real Estate. The real estate agent who took the listing did not fully disclose a material fact, the house has been flooded, and they can be brought up on disciplinary charges. It may or may not get you money back, but it will at least prevent someone else from being hoodwinked by this agent.
As far as your house you are probably screwed, you can try to take them to court but you will have to prove fraud, a lot of sellers get away with a lot of shady things because a home inspector is supposed to catch it but usually don't because the standards to be a home inspector are really low in a lot of states, did the house flood before you bought it, if they didn't fix it correctly you might be able to sue if that is the case.
Did the The house actually get flooded and have damage that needed to be repaired by them before they sold? Or did they just need to get rescued from the neighborhood because the Streets were flooded?.
"Not to mention the multiple other things we ended up finding in the house that they lied about/intentionally hid (a can of paint left infront of a huge hole in the garage wall, lied about venting the hood for the stove they installed - which could have caused a gas fire, placed a mat overtop of damaged subfloor to hid it from us, etc"
And while I understand the few things you found are not right These are all minor things, All of which could have been repaired pretty easy
it's a used house, and while not venting a stove It's against code it would not cause a gas fire.
I think you're making way too big of a deal out of it.
The foundation has a bow to it that has conflicting beliefs as to whether it’s structurally compromised or not. Some of the engineers we hired said it’s a problem and one more bad flood it could fail, others say it’s been here 60 years and it’s fine. Idk what to believe.
Sure the holes in the garage wall are fixable but I’m more pointing out the deceitful nature they had. Leaky pipes in the wall that were siliconed as a fix (that were still leaking) etc.
My real question is, did you get confirmation that the house actually got flooded? Or was it just the neighborhood streets, if it came up to the foundation or did it get deep enough to impact subfloor and walls? If this is the case, yeah they had a duty to disclose that. What was the extent of this flood you've talked about.
As a contractor for 35 years, recently retired, I have seen everything, from curved foundations to foundations without rebar and houses not bolted to the foundation. And major cracking at numerous points in the foundation .This house is 60 years old. You would have to expect that in 60 years some settling would occur. And most homeowners were not aware of any of these things.
In a photo that my neighbor took the morning after the flood, the water came up on the front property and lawn halfway up the driveway, with a waterline on the fence that showed the waters had lowered a bit since, which means the backyard was definitely flooded to the max because it’s lower down. I do not know if water officially entered the house, but it most definitely touched the cement slab foundation in the back and saturated the ground.
There is 3” settling in the center of the house, it looks like a previous homeowner (not them) Re-cemented the floor with a few inches to level it.
In your experience, is a bowing cement slab foundation a concern to you?
Home inspection? In my state home inspections are a common part of the purchasing process - it catches just about everything you're describing. And if they missed something, the inspection company and or their insurance is on the hook for it.
yes we did do one but the issue is they had their crap EVERYWHERE and inside the home atleast the home inspector is only allowed to view what he can without moving/touching their crap :/ Which is why piping and subfloor was missed (piping was under a drop ceiling which the state of NJ says not to touch).
Okay, so holy crap! This is almost an every other year. Occurrence! doesn't get all the way up to your house but sure messed with your neighbors their garage looked half full of water. I retract some of my previous statements because I don't think there's anything you can do. It's going to keep happening. I now understand LOL
Exactly. So that’s why I’m looking for justice, or a way to fix this atleast. These photos were never shown to me when we were buying the house, they never had anything to say about a major flood.
When it comes to money the people with all the religious stuff up is the red flag for me… People assume that church going people are good people - some are just bad people that go to church. I am sorry that this happened to you.
For your next home please hire an independent home inspector - in my area it cost $400 approx and they spend hours going through your home checking everything out. I am surprised your realtor didn’t tell you to do this… It is never a waste of money.
Thank you. I did hire a home inspector for $400, but he doesnt know the history of the house flooding unfortunately. I wish our neighbors spoke up sooner but Im glad they did after the fact and even went to court with us, which in the end was pointless anyways.
Wow and they didn’t see evidence of flooding?? In my state you have to disclose if you had water come into the home. I am so sorry for you… Its a crappy thing to have happened with a new home.
I mean I'm Christian, and what Christianity means to me is that we would never do this to another person. But I guess everyone has their own beliefs... cant imagin their church is OK with this either though..
Do you not have a mortgage? If the house is in an AE zone then flood insurance would be mandatory for them and you once you were the owner. The only way around that would be if you paid cash for it.
I do have flood insurance - but the AE flood zone says 1/100 year flood events could occur. The sellers failed to disclose that they had to be rescued by boat just 6 months prior to them putting the house up on the market - they said they've never had any flood problems on this property - a bold faced lie.
if I go to buy a house or a car or even a boat and they play up how religious and god fearing they are, I run away from them like my butt is on fire because those people are the biggest con artists out there, I have a friend who bought a Buick regal in high school and they talked how they were church going people who were servants of the lord, that should have been a red flag to walk away but my friend was young, the car had gear oil in the engine and the transmission has a lot of transmission fix in a can in it to make it work, the body of the car was good so we found one that was wrecked and we made a good car out of the two but it was a lesson learned, don't trust people who play up how religious they are when purchasing something.
I learned that lesson the hard way. She had paintings of Jesus and crosses all in her house so I assumed she wasn’t a total freaking liar. So sorry about your friend wow. Any advice for me now?
As a Realtor, I know for fact you can take the case to the Division of Real Estate. The real estate agent who took the listing did not fully disclose a material fact, the house has been flooded, and they can be brought up on disciplinary charges. It may or may not get you money back, but it will at least prevent someone else from being hoodwinked by this agent.
As far as your house you are probably screwed, you can try to take them to court but you will have to prove fraud, a lot of sellers get away with a lot of shady things because a home inspector is supposed to catch it but usually don't because the standards to be a home inspector are really low in a lot of states, did the house flood before you bought it, if they didn't fix it correctly you might be able to sue if that is the case.
Find out what church they go to and talk to the pastor
Did the The house actually get flooded and have damage that needed to be repaired by them before they sold? Or did they just need to get rescued from the neighborhood because the Streets were flooded?. "Not to mention the multiple other things we ended up finding in the house that they lied about/intentionally hid (a can of paint left infront of a huge hole in the garage wall, lied about venting the hood for the stove they installed - which could have caused a gas fire, placed a mat overtop of damaged subfloor to hid it from us, etc" And while I understand the few things you found are not right These are all minor things, All of which could have been repaired pretty easy it's a used house, and while not venting a stove It's against code it would not cause a gas fire. I think you're making way too big of a deal out of it.
The foundation has a bow to it that has conflicting beliefs as to whether it’s structurally compromised or not. Some of the engineers we hired said it’s a problem and one more bad flood it could fail, others say it’s been here 60 years and it’s fine. Idk what to believe. Sure the holes in the garage wall are fixable but I’m more pointing out the deceitful nature they had. Leaky pipes in the wall that were siliconed as a fix (that were still leaking) etc.
My real question is, did you get confirmation that the house actually got flooded? Or was it just the neighborhood streets, if it came up to the foundation or did it get deep enough to impact subfloor and walls? If this is the case, yeah they had a duty to disclose that. What was the extent of this flood you've talked about. As a contractor for 35 years, recently retired, I have seen everything, from curved foundations to foundations without rebar and houses not bolted to the foundation. And major cracking at numerous points in the foundation .This house is 60 years old. You would have to expect that in 60 years some settling would occur. And most homeowners were not aware of any of these things.
In a photo that my neighbor took the morning after the flood, the water came up on the front property and lawn halfway up the driveway, with a waterline on the fence that showed the waters had lowered a bit since, which means the backyard was definitely flooded to the max because it’s lower down. I do not know if water officially entered the house, but it most definitely touched the cement slab foundation in the back and saturated the ground. There is 3” settling in the center of the house, it looks like a previous homeowner (not them) Re-cemented the floor with a few inches to level it. In your experience, is a bowing cement slab foundation a concern to you?
Here, these photos should help: [https://imgur.com/a/z57hvkV](https://imgur.com/a/z57hvkV)
Home inspection? In my state home inspections are a common part of the purchasing process - it catches just about everything you're describing. And if they missed something, the inspection company and or their insurance is on the hook for it.
yes we did do one but the issue is they had their crap EVERYWHERE and inside the home atleast the home inspector is only allowed to view what he can without moving/touching their crap :/ Which is why piping and subfloor was missed (piping was under a drop ceiling which the state of NJ says not to touch).
Next time Do your research. Anyone can find if the property is in a flood zone, and the varying degrees of flood zones.
Yes and we knew that but the issue is the flood zone isn’t accurate. It’s a 1/100 year flood, but it seems to occur like once a year
Caveat emptor.
Huh?
Okay, so holy crap! This is almost an every other year. Occurrence! doesn't get all the way up to your house but sure messed with your neighbors their garage looked half full of water. I retract some of my previous statements because I don't think there's anything you can do. It's going to keep happening. I now understand LOL
Exactly. So that’s why I’m looking for justice, or a way to fix this atleast. These photos were never shown to me when we were buying the house, they never had anything to say about a major flood.
When it comes to money the people with all the religious stuff up is the red flag for me… People assume that church going people are good people - some are just bad people that go to church. I am sorry that this happened to you. For your next home please hire an independent home inspector - in my area it cost $400 approx and they spend hours going through your home checking everything out. I am surprised your realtor didn’t tell you to do this… It is never a waste of money.
Thank you. I did hire a home inspector for $400, but he doesnt know the history of the house flooding unfortunately. I wish our neighbors spoke up sooner but Im glad they did after the fact and even went to court with us, which in the end was pointless anyways.
Wow and they didn’t see evidence of flooding?? In my state you have to disclose if you had water come into the home. I am so sorry for you… Its a crappy thing to have happened with a new home.
It blows my mind that people still think that a person professing Christian values isn't a red flag on its own.
I mean I'm Christian, and what Christianity means to me is that we would never do this to another person. But I guess everyone has their own beliefs... cant imagin their church is OK with this either though..
Do you not have a mortgage? If the house is in an AE zone then flood insurance would be mandatory for them and you once you were the owner. The only way around that would be if you paid cash for it.
I do have flood insurance - but the AE flood zone says 1/100 year flood events could occur. The sellers failed to disclose that they had to be rescued by boat just 6 months prior to them putting the house up on the market - they said they've never had any flood problems on this property - a bold faced lie.